Is VTSAX a buy rn? Or should I get a vanguard fund solely focused on the SP500

Anyone with United 1k in jeopardy of not meeting the lowered “move the goalpost” PQP targets? Is there a December promotion or do you think United will pivot to extend status to 2023 in the final hour? Ugh, I don’t want lose 1k but can’t justify ~$5,000 in out of pocket expenses / mileage run. Anyone in the same boat?

What are the things to consider when buying a home for the first time? 🙏

Where do you all want to retire? Share your retirement location goals and reasoning!

I am retiring from real estate! It's been 40 long years of working in this field and I'm so grateful for everything I've learned. To the young and rising realtors out there: It's definitely worth it, don't give up and eventually things will get better. If you have any questions feel free to ask them!

What do we think will happen to S&P when TSLA gets added? Have $ to invest & just wondering when to put it in the market. I know timing doesn’t work but it’s at a 52-Wk high now soooo

Considering a relocation for new job. I own the home in current location. Thinking about selling vs. renting? Any one in similar situations, what was your thought process while deciding?

Does anyone know how does the supplemental income work for new CAs?

Did anyone buy a home in NYC last year? Interested in learning some data points -
1) home price and stats (no of bed/bath), 2) first home or not, 3) HHI, 4) location (borough/neighborhood)

Is there an app to target specific houses or streets for when they go on market?

There are certain houses located along certain portions of some roads that I don't drive by regularly. But I would love to know if any of them ever go on the market.

I was thinking it would be great to have a Google maps like app that you could browse and select a bunch of houses and eventually get a notification if any of them ever go on the market.

Or, is there any other low effort way of doing this?

529 NY question. I want to setup an account for my daughter. Planning to contribute $10K to maximize the tax deduction as a married couple.
(1) Should my wife and I setup two accounts for our daughter with $5K each? Or ok to setup a single account under one of our names?
(2) Understand $10K is below the annual gift tax but 529 is considered a gift. Is it good practise to document this in some shape/form? Like a one page doc that my wife and I sign stating we gifted to a 529 $10K in 2022.
Thanks

Crypto wizards: BTC and ETH have had a pretty strong correlation in the past, so why isn't ETH taking off this time while bitcoin is soaring? What's different this time?

I'm Arkansas make 120k per year (rent is only 450/month) and spend all my money on watches, suits, booze, and sushi

Hi KGS Fishes
Recently I joined KGS and want to know about PF Opt In and Opt Out. Can you please provide more information on this?

What are steps to becoming a realtor? First step, be attractive! - Confessions of a Realtor

If you get the free gold card through your AMEX platinum card do you get all the same points earning that comes with the normal gold card?

What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

Did I see that there’s a CSR (not preferred) deal with 100k points being offered right now? I see the preferred with 100k but I feel like I saw something about the CSR with 100k and would like to find out if that’s true/how to access the deal

Hi in process of buying a house. Trying to negotiate a buyer rebate with a realtor - we will be moving from outside of town so need full service, (video tours, actual advice etc) - do most realtors work with rebates? Is 0.5 or 1% good?

I have 5 YOE and H1B is approved with an offer 90K/Yr in TX, US. Wanted to know if 90K/Year is sustainable for Me, Wife and a kid of 6 months? Would I be able to make any savings or should I ask for more?

Thanks in advance :)

Can anyone speak to the advantages and disadvantages of working at a small boutique LS firm as compared to a larger firm that does more than LS?

There are 12 weeks until Christmas… Anyone down for a challenge or some support and a kick in the butt?? Let me know!

Which mnc are providing permanent wfm ?

YOE : 2 with CTC : 19LPA
I got into a startup and planning to move. Suggestions?

Looking for a female roommate to sublet the second bedroom in my apartment on Upper East Side (technically Yorkville). Rent is $1482 a month, with option to take smaller bedroom for less. Quiet tree-lined block, steps from park and river. Recently renovated 2 bedroom, 1 bathroom apartment with pretty decent sized kitchen and living room. Clean, chill, and normal roommate (me, 30 year old female). It’s rent stabilized, that’s why it’s so cheap. DM me and I’ll send pics/more details!

I just started in-house for the first time, as a first in house (IP) attorney in the US. I’m new to the role and the company is new to having an attorney. Please recommend where I can learn about in house best practices? For example, I’d like to set up proper communication processes to maintain attorney client privilege whenever possible, and other new processes to mitigate basic legal risks. Is there a comprehensive checklist or a guide?

I got a offer from ey india for Kolkata location in tech consulting as senior consultant.
Is there there a good no. of project in Kolkata?
What are the chances that after completion of one project will they force for other locations outside Kolkata?

Does anyone know of a good career coach in the Chicago area?

Hi Everyone,
Happy new year!
First of all I don't have any offer onsite, but I wanted to understand how salary differs onsite vs working in India..
What is the equivalent salary India if we compete with onsite US, UK?
I know it's very vague questions, there might various scenario but I would like hear all of yours thought..

What is the salary range of senior consultant in capgemini?

When u wanna roll-off & the partner who gave you ‘developmental’ feedback is convincing u to stay - “ghalib-e-khasta ke baghair kaun se kaam band hai, roye zaar zaar kya kijiye hai hai kyu”

Anyone here a member of Revenue Collective? Is it worth it? What kind of value have you gotten out of it if so? Thanks!

Whats the typical OTE for a mid-market AE role for someone with 4 years of closing experience in NYC/SF?

I have 6 years of sales experience as an AE/ account manager in the fashion industry on the wholesale side. I would like to make a move to tech sales. I've looked into boot camps and entry level positions but i am unsure what the best move is. Any advice for someone in my position?

Looking for a recommendation for books, courses, or podcasts that will help me learn the Data Center. First, I’d like to understand the foundations of a data center (how storage, servers, networking, Vmware works). Then learn about vendors, manufactures their products and etc. TY

When would the fed announce if there is a recession or not? Trying to gauge if I should put money now or later when it is revealed if we are indeed in a recession

Can someone explain to me why I should put money into an HSA before a standard brokerage if I want to retire at 50? Or why to max out an HSA in general?

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Would love some input on putting money into house renos, and whether they’ll be worth it in the long run. Thought this would be a good bowl for it.

First time homeowners. We splurged a little on the house and hope to make it a more long-term (10-15 year) place. It needed some upgrades and renovations, the biggest one of which is the kitchen. All in, we’re looking at around 90k for kitchen. It feels like an absurd amount of money, but all 4 quotes we got were around the same ballpark. Thoughts?

Self-directed IRAs. So many questions!
Have any of you ever tried a self directed IRA? I’m thinking about it in relation to investing in a company (to the tune of 150-200k) or possibly purchasing a vacation property as an investment in a location we’d like to retire (if I did that, could we use it to vacation personally occasionally in the meantime? Even if we needed to pay the IRA for the rental?) Thoughts? Warnings?

Looking at refinancing current apartment but plan to move in two years. Would reduce monthly payment ~$400, but remaining balance in two years would be ~$10k higher in two years than current plan with closing costs rolled into new mortgage. Should I do it?

Does Bank of America do a Mega Back door 401K?

I have always just held SPY and done decently in the market. Today I came across some news that Buffet, Munger, and Cuban believe the diversification is only for those who can’t properly analyze the market. I’m what other retail investors think.

I can pay my rent in new building through Zelle, Venmo or PayPal. Any way to hack this to earn Credit card points without any extra fees to me?

Is there an alternative platform to Vanguard? I was trying to create an account but they aren't accepting applications either online or over the phone.

I am looking for a solid, professional platform to do automatic investments for mutual funds.

Looking at Fidelity at the moment.

Hi All! I just had a baby and have an opportunity to change my insurance. Should I change from PPO to HSA, HDHP now or wait until open enrollment?

Any top 2-3 investments on your list for long-term hold? I am not looking for short-term gains because I do not know much about investing, just looking for a few solid stocks that could grow over time.

I would like to learb about stock trading and learn to make wise decisions on investing. I have no very good experience. Can you suggest any articles/books? Id love to create my own wealth.

Starting a new job. How do I transfer my pension and 401k without triggering tax? Do I transfer them into personal IRAs, or into my new 401k? Thank you!

Rental eviction moratoriums end in Jan 2021. Should I buy rental property now or wait? Budget: 120k

I’m wondering if it’s best to have both 401k and IRA? Do most people? Why / why not?

Humble opinion needed: dream has always been buying a house in a nice area, goal is to put 10% down to purchase a house around 700-800k. Do you think this is doable for a Salary 150-160k ??

I recently changed jobs and my new 401K provider - Principal has very limited MF investment options. My prior employer’s 401K was managed by Fidelity and provided me access to a range of MF options. I believe that the fund options are negotiated by the employer and provider? Two questions. First - I have not rolled over my previous 401K to the new one. Would there be any problems. Second - is there a way I could move my current 401K to another (precious) provider?