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Is YNAB worth it?

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Tried switching from mint, cudnt get adjusted and went back to mint.


It’s been buggy off late. Some accounts can not connect. Wen I tried ynab, had same issue. So I was less motivated to stick to it.

Mint and ynab have different philosophies to the same end goal of personal finance.

You can try it for free for a month, when your free month is almost over you can contact customer service and they will likely extend you for another month or two for free!

I personally really like it and think the visibility I get into my finances is well worth the yearly fee.


I’ve done the free trial but it was just confusing so I stopped after clicking few things. Can people share why its worth it? Hows it different from spend analyzer that most credit card companies already have? Like my Amex one is great.



Takes some getting used to but we enjoy it. It’s definitely helped us get our spending under control.

If your bank is CapitalOne, it doesn’t auto populate your spending, so it was not worth it to me.

Yes yes yes

Cannot recommend strongly enough

Convinced! Any tips? Echoing what C1 said about it seeming a little confusing

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