It happened. And it wasn’t really even COVID-19 related. I was laid off on Friday after being told on Monday evening my job would be fine after losing a big client. We just sold our house and we’re set to close mid-August (staying with my fam). Mortgage officer said I have about 10 days to find a new job. I can’t help but feel like I’m failing my husband and everyone else. Its only been 3 business days of applying everywhere and reaching out to contacts. Anyone in a similar situation?

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You need a job to sell your house? Am I missing something?

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Our house sold 22 hours after it was put in the market and closed with the buyer in 2.5w weeks. We found a beaut new home and with FHA it’s usually a 30-45 day close. So our limbo period of being “homeless” is staying my dad. And yes you need a job during the mortgage process. They will usually call to confirm your employment on the day you close.

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Are you sure your spouse’s income alone isn’t enough to secure the mortgage? Out of curiosity, was your employment and income already verified? (Too late now if you told the broker.) Re-evaluate whether you can really afford the house as it sounds like you are in a tough industry right now. Nobody finds a job in 10 days.

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We already checked of his income would suffice and they said it would not. I don’t expect to find a job in 10 days I’m not really sure what to expect.

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Why do you need to find a job so quickly? To secure the mortgage on the new house?

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But is it too tight where you won’t be approved anymore? You’re obviously on the hunt for a new job, but it’s really unrealistic to secure one in less than 2 weeks

@OP can a family member co-sign on the mortgage? Like a parent? I don’t want to assume but if they are older, their home might be paid off and not looking to buy a new home anytime soon. They might have the ability to help. And then refinance and take them off the mortgage then.

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On top of all the other stuff, my parents decided to split up and one moved out of the home and bought another place. So it’s not really option.

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