It's a double pay day for me with SHOP shares

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

I have 50k in emergency fund. Is it too much?

Google stock to buy now or after the split?

Any Connecticut Ins companies that will write a coastal property (old saybrook) on pilings? Old saybrook,ct 1mil

Still in b-school; going back to Strategy& after graduation as an SA. Should I refinance federal student loans after starting work? What sort of interest rate should I expect with a ~800 FICO? Cont’d

In what proportion do you typically allocate your net monthly savings into liquid cash, stocks, ETFs, Index Funds etc?

For folks applying for business school loans - which bank are you using?

Seeing 5.52% APR with 0 payments in school for borrowing $60K over 10 years (total cost: 92.1K) or over 5 years (5.40% APR, $80.1K total cost).

Got these through Earnest (through that startup Juno). Is this the best I can do? Credit score is over 780.

Recommendations for a lender for a rehab loan? Buying a property that won’t pass for a normal loan

Our office recently got a listing and as a realtor who's been looking for a home, I want it for myself. It's in my budget and it seems to be in good condition. Would it be unethical to keep it for myself?

How many coins do you have in your portfolio? And are you active, HODL, or both?

Been looking into purchasing tBills on treasury direct. Near as I can tell they would currently pay ~3% for a 52 week term which is roughly .5 to 1 % more than a cd for equivalent term. So…why isn’t everyone buying these instead or CDs or Hysa? What am I missing?

Note: these don’t appear to have a purchase limit like Ibonds.

Is it possible to transfer the points in Appreciate as Money to a bank account?

Hireright background check - anyone had good / bad experience with them ?

Working with one of our all-star partners on a fairly straightforward loan modification and she asked me to review opposing counsel’s turn on the loan documents. Most of the redlines are focused on the LIBOR/SOFR transition and are miles above my head as a 3rd year. Is financing fluency part of the real estate bundle of skills?

Apart from your regular job, what do you usually do for a second source of income?

I'm thinking of buying an apartment. What gross profitability do you think is enough for residential rental property?

As a single person in the city, how much do you spend a month (ex rent, taxes, and paycheck deductions)? I would like to benchmark and if necessary recalibrate my spending.

Thoughts on using Acorns to passively invest? $5 daily and round ups on all purchases? Pros vs cons to using a more traditional ETF/MTF?

How much was your first home worth and how much did you or you and your partner make at the time?

I'm so anxious about a tech position and I dont know where to place this anxiety. I'm on the last part of the interviewing process and I got an email from the recruiter tonight to have a phone call tomorrow with them. I don't know what it's about, but now I'm on edge.

AMDs out there, what’s your current salary? I’m going into my review asking for a raise and looking for a baseline. Share if you’re willing!

Hi Guys can we claim mediclaim while in Notice Period in HCL.Pls suggest

What are the biggests costs involved in starting a veterinary office?

As awesome as the championship race is, I’m just happy that the Ferraris are back in the top 3.

$1500-2000 to build a PC. What do you put in it?

25% increase base offer to move from Accenture SM to Deloitte SM. Thoughts? How do experienced hire SMs fare at Deloitte? Not on ACN short list

Any feedback regarding HUMA?

Anyone can help for the prayer room in Accenture DDC5 building where is it or on which floor?

What made you decide against pursuing a master’s?

Had signed for AYDE. Now having to cancel it as I have got fever. Just an explanation I hadn't been to office recently. I wasn't feeling well for over 8 days so I didn't visit office. I probably caught it from somewhere else.

I have got an offer from Airbus India, pls share your experience i got E2 level with 5.5 yrs experience

Today just sucked. Sure am ready for this week off.

Russian bots have taken over the White House YouTube page. There isn't a single video with more likes than dislikes.

How is the usual work life balance of Manager and above roles in MC and SC teams of Deloitte USI, PwC AC, KPMG Global and EY GDS?

With Googles Performance Max and Meta’s Advantage plus being introduced this year, should we all be looking to pivot out of media buying? Seems the machines will take this over

My SO told me he wanted to take a break and I told him that we should rather break up for good but never heard back from him. During the break, I met couple of guys and things happened. Now my SO wants to be back in my life and I told him what I have been up-to. I gave him the classic “But we were on a break” line and he got more upset. I don’t think our relationship is salvageable at this point. It feels so weird few months ago we were so madly in love and now we are in this situation.

Thinking about getting a PS4 just to play Fall Guys🧐 should I get PS+ or not

Where is the guy who went all in on the ruble when it collapsed to almost nothing? Are you retired now?

I’m here fishes!!!! Tell me how to make money. $$$$

Have about $130k sitting in a HYSA, in addition to my $50k emergency fund. Is this a good time to start DCA this amount in the market? Keep hearing markets are going to drop. Any suggestions will be appreciated.

Some mortgage lenders require 6+ months of monthly reserves in order to approve your mortgage. Can I just get my sister to transfer money into my account and return to her upon loan approval? Will that one time payment disqualify me?

Can we invest the full amount of money in our HSA? Or do we need to keep a certain minimum in the account? Thank you.

How much are you guys paying for rent? Living with roommates or by yourself? Located in HCOL area and can’t seem to find a decent place without having a roommate ...

When you add your mortgage to your personal capital app, your total net worth straight to negative (but has equity build up)... how can we fix that

Best brokerages for a Roth IRA and potentially stock trading? Have Fidelity through my 401k but considering diversifying my holdings with Vanguard but open to other recommendations

Does it make to invest in MFs that have higher ER compared to ETFs? Trying understand what would be the rationale for not having an actively managed fund and rely on just passive index tracking funds?

What’s the best price to get in Tesla? $280-$300 or still expensive?

Can someone explain the benefit of a HSA? If I get a HSA I also need a high deductible healthcare plan and I usually use up my entire FSA amount every year being on the PPO plan.

Should one split investments between actively managed MF and passively managed ETFs? Or is it okay to have an all ETF portfolio? pros/cons for both strategies from a risk standpoint? TIA

If I buy shares in Company A and it acquires Company B and takes the name of Company B, are my shares considered part of Company B now? Worried because Company A has been trading much better than B.

Trying to decide if I should buy whole life insurance or not - searched a few post and found the sentiment is overwhelmingly negative. Would love to learn more about why is it a best choice. My situation: M ~35 yr old with one young kid. About 500K in assets and expect to build 100-150k more each year (home equity, 401k, 529, cash, and some index funds). I’m generally risk averse and thought whole life insurance is an alternative “fixed income” investments - am I competing mislead by the agent?

Did my taxes today and owe a whopping $7k just from income. Apparently my wife’s employer didn’t hold enough taxes (my w2 was fine). How can I make sure that doesn’t happen again?

Have around $50K extra cash in my checking account. Best liquid way to invest for 1-2 years? Appreciate the feedback.

How scandalous is keeping my entire emergency fund (6 months) in US treasuries? Not interested in CDs nor HYSAs with the current sh*t interest rates

Once you hit your target NW for the year, do you usually ‘allow’ yourself to splurge a bit? 30yr old and had planned to hit 450k by year. Made it early this year and with the pandemic, feeling like life is moving a bit quick to not enjoy a few things. How do you all balance meeting NW goals each year and spending? Any rules of thumb or personal anecdotes welcome.

Hoping this isn’t a dumb question but when investing in ETFS, is it better to lump sum and leave it or make small monthly payments? And usually is it one ETF or multiple?

🐠 with Chinese equities exposure, are there any stocks other than BABA, Tencent you are invested in longterm? I’m thinking adding in Yum China shares into the portfolio