I've been looking at so many lenders and so many numbers for my home purchase loan and now I'm thoroughly confused. They are all a little different here and there but not enough to make the decision

Are tax returns less for people this year than last year? The few I’ve asked have said the same..not sure though. I’m in D&A so tax is not my strong suit lol

Which all MF's comes under 80ccg?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

How do I contract a friend or family member to work for my business and do my taxes correctly? Would a 1099-K make them responsible for their own taxes? I am a small start up, and would prefer by any means to just hand them a check every pay day and not stress about employee taxes. I can take care of my own no problem. But that is a whole different realm for me.

Does Bofa/BOA not allow their employees to trade in Indian securities ?

Can someone please help me to know which option i can choose for income tax declaration-
with exemption/deduction or without exemption/deductions.
till now my income was not under the tax slab income so haven't done it before.

Anyone know what the tax implications would be if I bought ethereum for my friend who can’t login to coinbase and he pays me back in cash? Would he end up paying the tax when he cashes out?

Any European fish here? Wondering how ppl in the UK and WE approach investing. Which platforms do you use? Any local Roth-like schemes I should read into? Do you still focus on US etfs and stocks or also on local markets? Thanks!

Anyone selling an investment property in the northeast? New York, PA, NJ preferred. My family and I are looking for our 1st investment property so wanted to see if anyone had good deals that Zillow doesn’t normally offer

is the rental market getting better?

What’s happening with Unity (U) the stock price went up by 13.5% yesterday. Is it a good buy now?

Any banks doing jumbo cash out refi loans? I've got a duplex and looking to refi the loan to around 850k

Someone pls educate me on 401ks! If I earn 80k and my employer does a dollar for dollar match up to 3% of my contribution and then 50 cents on the dollar match for the next 2% I contribute, would the breakdown look like this:

3% employee contribution: 2400
2% employee contribution: 1600
First 3% employee match at 100%: 2400
Second 2% employee match at 50%: 800

Or is it based on the 19,500 401k max amount?

What're the best finance related instagram accounts to follow?

First time investor with 30k to invest. Thinking of investing in the following:

-10K PLTR
-10K APHA
-5K JETS
-5K non-bitcoin crypto

Would you recommend any changes?

Hey i was just going through Bofa AIM certification for Outside business activities.
Im aware that we should get approval for investing on stocks and all
But purchase of Land/House also comes under this?

I see a particular statement in “I confirm i do not engage in below Outside activities”

*The utilisation of a real estate license to facilitate real estate purchase/sales for third parties outside of the covered associated family

What does the above statement means?

Does anyone know of any resources to learn more about wills and trusts, bankruptcy (consumer and business) as well as tax? (IRS or EDD). I’m in California if that helps. Thanks!

Rip anyone with a variable rate mortgage

I’m making 125k. For rent, should I be paying $2.4K (74th and York) or $3.0k (61st and 2nd)?

Hey Fishes,

I have offers from EXL Services(consultant II) and UST Global(lead II software eng) for data engineering role. They are offering almost same package. Which company should i go with?? TIA.

Looking to hear from data scientists, do you find your job to be engaging? What does a typical day look like for you?

Hi All,
I am currently working at LSEG as a content Analyst with 3 years of experience, my expertise includes data monitoring & management. I am looking for a job change in field of financial services and accounts related , please contact me for any openings.

I have decided not to join IBM and dropped mail to HR

However the laptop shipment came to my location .

What should i do ? How to return

I’d like the bowls POV on this because I honestly don’t know how this compares to my peers.

Staff at EY, Tech consulting, very good year end review, 1 YOE, I believe MCOL, making 94k.

Is this similar to what you see at your firms?

Are monitors over 30 inches just overkill? I use my laptop screen as one screen and then like another

Anyone have stories from the workplace with unethical experiences?

Hi all - this is my first post here and would love your input. I have several open positions in my org and find that the salaries are all over the place. I have PM's (PM1) with 3 years experience asking for 110K - is that accurate with that you are seeing? Additionally BA's with the same level of experience asking for 130K. Seems really high for people with seeming little experience. Please let me know what you think.

Have an MBA in finance and IT and have been working in Consulting Risk Assurance for 4 years now doing end to end quantitative and qualitative analysis for the big banks and also audit support. Seeing all the techies make big bucks, i’m considering to move to a big tech company. Not sure which roles would be a good fit to make a switch.

Anyone that left to DoorDash willing to chat? Submitted an app and interested in learning more about different parts of the org

Hi Fishes,

I got offers from Company A and Wipro.
Packages are 19LPA(17L F and 2 Var) and 21LPA(19L F and 2L Variable) Grade:B3

Total.YOE 9 years
Domain: Infrastructure Support Engineer.

I had a work experience with company A when I was with my previous employer and Wipro will be a new experience for me.

Questions:
What will be the work culture in Wipro?
Will the Variable pay be reduced based on our performance which is not the case with my prev emp?
Pros n Cons of working in Wipro?

Only if the cute guy in the Sheraton lounge was into guys

Anyone get a verbal offer where the hiring manager tells you they will be sending a formal offer letter, but be patient. No details on compensation, benefits, PTO, etc shared at all. It’s been a week and I’m still waiting. Not sure if this is an ominous sign.

How do scientists get funding for projects, is it mainly grants or are there a lot of private donors?

I’m currently interviewing for SM with Accenture Strategy. Any know the base and bonus ranges?

Hey everyone. Working for the USDA FSIS. Any feedback regarding getting a master in public health vs master in food science to advance in career to EIAO

I found one of my coworker's anonymous Twitter accounts, and it has a ton of red flags involving bigotry, sexism, etc. It's a personal account, so should I mention it to HR or not?

How are mortgage backed securities traded?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Moving $30K from HYSA into stable dividend stocks - which would you recommend out of the list (checked for independence restriction) and % allocation for each? Planning to hold for at least 1.5-2 years

- JNJ, O, PFE, AWK, NEE, EPD, CODI, BK, DUK

Does anyone have any experience using microventures as an investing platform?

At what point does it make sense to buy an apartment instead of renting one? Consider a single 26 M, income of ~200K per year with $125k saved, just moved to NYC from LCOL city but not sure if I'll be here long-term

Suggestions on Big 4 approved brokerage platforms that trade crypto?

CNN HL: DOW back in bull market, should it be?
The talking head says industries will crumble and its doom day!!!
Your take?

When building your net worth projection, what % YoY real income growth do you put in for once you’ve exited from consulting into a Corporate role?

Any European fish here? Wondering how ppl in the UK and WE approach investing. Which platforms do you use? Any local Roth-like schemes I should read into? Do you still focus on US etfs and stocks or also on local markets? Thanks!

Someone pls educate me on 401ks! If I earn 80k and my employer does a dollar for dollar match up to 3% of my contribution and then 50 cents on the dollar match for the next 2% I contribute, would the breakdown look like this:

3% employee contribution: 2400
2% employee contribution: 1600
First 3% employee match at 100%: 2400
Second 2% employee match at 50%: 800

Or is it based on the 19,500 401k max amount?

First time investor with 30k to invest. Thinking of investing in the following:

-10K PLTR
-10K APHA
-5K JETS
-5K non-bitcoin crypto

Would you recommend any changes?

Anyone use Vangaurd Personal Advisor Services? What's your experience?