I've been reading so many FIRE blogs. I'm ready now!... Just don't have the $ yet. Lol

Hi strangers, tell me what to do with my money 🤠

I’m 22 years old still living with my parents with minimal expenses. I make $65k, maxed out my 401k, have no debt, $30k in an HYSA, and $13k in a brokerage account. When I move out in 6 months or so, I estimate I’ll need $12k in an emergency fund. Should I put everything except that in my brokerage account? I hate that I have so much in the so called “high yield” account only making 0.45%

Biden has said the two most racist comments of the year. He doesn’t get a pass anymore.

Any news on layoffs/recession in banking industry?

Hi All,

Greeting !!

I am looking for job change, currently i have 6 years experience in Hadoop admin(Big Data) and working at TCS. Let me know if there is any opening.

Regards,
Prashant Gupta

Tax 🐠, is there a way I can expense Christmas gifts as donations for tax deductions? Like I’m just donating to my friends and family what’s the difference? If you can find a way to deduct this I’ll absolutely pay you like 20% of what you save me, and I bought some very expensive gifts this year

Any insights on the Trust and Safety teams?

Have 4k in my Roth IRA. What should I buy and hold? Currently 25 yo.

Would like to terminate a signed home purchase agreement;
Loan approval is pending but would like to back out now

Anyone here has any suggestions on how to go about it without loosing the initial deposit

How the virtual Onboarding take place ? Pls input your experience.
Can we do from mobile .

Would love some 'off the beaten path' TV Series recos. I'll start: Search Party.

I’m 35 years old and I want to go into law, outside of the, it’s never too late bs, how possible is it for me to still have a successful career financially? What about if I wanted a family? Would the student loans be worth it?

anyone working as a python developer at TCS? Reply... I need help

Which company I have to join dxc or cognizant or mphasis almost same package I want wlb is must yoe; 6 years technology : java package;17lpa thanks in advance

Is 430k reasonable for a 1bed/bath in NW or Arlington? I feel like prices have gone up...

KPMG vs PwC transfer pricing practices in NYC? Anyone has exp with both firms?

Are you folks able to keep up with reading books (any genre)? If yes, how long on average does it take you to complete one?

Anyone got a link to the Salesforce bowl? Not sure if I should use my salesforce email

Anyone know any resources for interview practices? Or tips/strategies you’d like to share? thank you!!

How much hike % did pwc AC kolkata give last year?

What is the expectation this year? Deloitte has given high hikes to almost everyone in FY 2022.

Wife and I have about 190k income - about 1k in payments (car / student loan) 780+ credit scores - only@have about 30k for a down payment - what size mortgage can we get in Tristate area?

Is there a good book to teach kids, teens and even college students about personal finance or should i write one?!

How do you allocate index funds into tax advantage accounts vs. regular brokerage accounts? (besides putting dividend funds into tax deferred accounts how else can I allocate?)

What’s better for a short term savings goal for a risk-averse person (looking to put a down deposit on a house in the next 3-5 years) - split funds evenly in ETFs/Index funds & HYS (HM Bradley) or majority in the former?

What do you think about Markus by Goldman Sachs?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Hi strangers, tell me what to do with my money 🤠

I’m 22 years old still living with my parents with minimal expenses. I make $65k, maxed out my 401k, have no debt, $30k in an HYSA, and $13k in a brokerage account. When I move out in 6 months or so, I estimate I’ll need $12k in an emergency fund. Should I put everything except that in my brokerage account? I hate that I have so much in the so called “high yield” account only making 0.45%

What is a good entry point for Lemonade stock?

Rate my portfolio:
20% eth
80% mix of spy, qqq
20% aapl
10% speculative stocks and cryptos
60% VYM
Using margin for >100% @1.1%

Also have reservations to sell for lucid air, Ineos grenadier, fisher ocean, cyber truck. Haha

Anyone know what kind of downpayment I’d need to buy a house in Atlanta? Know markets crazy right now but our rent just went up 11% for our apartment lease to renew which has me thinking I need to stop renting probably by beginning of next year . Household income >$100k but currently a good bit of our monthly income is going to education expenses for my wife and I (will=$20k total and is our largest expense outside rent)

I'm looking to start a 529 for my daughter next year. If I have unused funds in the 529 my mom setup for me, can I roll it into my daughter's? Where do I start?

How can I as a US citizen buy stock on the ASX? Anyone have broker recos?

Anyone have experience with personal capital advisors (or any other recommendations) ? Spoke to several others before but never gone with any as I have always invested through retirement funds or in real estate but now want a little more market exposure. For context, nw 850K with 30% in retirement funds, 50% in RE

In NYC w/ 50k stashed for what I hope to be a downpayment on a 2 bedroom or more apt in 6 months. Am I being unrealistic in trying to find something for my budget in Astoria, BK, or Jersey city?

High risk, high reward - I've taken a big risk and now I'm really struggling with not stressing out about it. I think it could pay off on a big reward, but I don't know.. looking for some real life examples to gove me hope 🥹 anyone have any?

Why do stock splits matter? Like it shouldn’t affect the underlying value of the stock right? For example, if the share is worth $1000 and then splits into 2, each share is now $500. How come some stocks are appreciating due to upcoming stock splits?

I need some advice on securing additional debt on my house. The house is worth about $1.1M and has about $600K in debt, so about 55% LTV. I’d like to take some cash out for some home improvements and some investments. My question is, should I go for a second mortgage or a fixed rate home equity line of credit. Any leads on the lowest rates on those products? Thanks!

Survey- How much your equity portfolio is down from peak. Worst sector in terms of loss, what s&p level when you plan to jump back

Do I have a problem? Just want to gauge if sth is wrong. I can go months without spending a dollar then one day just binge spend. Yesterday I spent like $200 on dinner😅 and now I feel super guilty😭😭

What’s a safe place to invest money in Roth IRA? I’ve maxed my contribution for the past 3 years and invested in S&P500