I’ve contributed 19.3 out of 19.5k to my 401 already this year. Another biweekly contribution will push me way over. Do brokerages automatically limit to 19.5? If so, how, does it work? Does the remaining go into the liquid fund account with your brokerage or do they coordinate with employer to ensure it isn’t overfunded?

Anyone investing in NFTs or art? If so, what platforms do you like? I was looking at yieldstreet for art.

What are your thoughts on fixing up an older home vs buying a new home? I like the idea of a fixer upper or a duplex and am good with home repairs, but I work in public accounting 🤷🏻‍♂️

We want to be ready to buy a house in about a year. We currently having money sitting in some CDs, but I feel there is probably smarter ways for us to be saving the money. Advice?

Has anyone used the EY tax Chat services to file their taxes? Considering using the service to save myself the time of doing my taxes and the $150 discount seems like the service is reasonably priced

If you were living at home with a paid-off car, how much would you sock away in your emergency fund?

What percent of your paycheck are you investing? I want to start regularly investing but honestly don’t know what I’m doing.

Dogecoiners/cryptogeeks trying to buy doge coin before the weekend. Don’t even come at me with “don’t tjme the market”. It’s gone up quite a bit throughout the day. Should I wait for it to drop a little? Or go now

I’ve been listening to “millionaires unveiled” (highly recommend for FIRE content) and it seems like every other guest ends up doing real estate investing. If you do it, what books or online courses would you recommend to get started? If you have experience in real estate investing, would you ultimately recommend it?

Which renters insurance do you use?

Apartment needs it

The IRS owes me $5K in returns. Would I get penalized if I do not file on time? I am really trying to hold off filing until this Student loan debacle is over.

I am concerned if I file I might no longer be eligible since my wifey started working and our income kinda went up in 2020

What are peoples current mortgage interest rates in the US and when did they start?

I'm from the UK and looking to move the US sometime soon with a view to buy and currently on a 1.4% interest rate on my UK property secured about 12 months ago for the next 5 years (so a good time to do it).

But seeing much higher interest rates mentioned on here so curious to get a temperature check on people's current deals.

Anyone buy property in South/Central America ? Considering making an investment in a unit in Panama City, Panama. Friends and I visit here and there + AirBnb seems to work well there. We have a lawyer contact and have a friend that purchased down there, but they aren’t as concerned about short term rental cash flow. Overall purchase price is low (300K) for a nice large condo in a nice area of the city. Just curious on the thoughts of others.

Alright y’all, I’m a realtor in the Western nc area but I’m looking to invest as well. Ultimately, I love the 1% rule. I am looking for a property that can either meet or exceed that and follow appreciate. I don’t mind reno but would prefer not a ton. What markets would you suggest to look at? I’m thought a Myrtle beach condo but am concerned about HOA fees and requirements to rent through the in house management company. Nc rent rolls aren’t really keeping up with prices. Any suggestions? @

What’s wrong with higher mileage Porsche Cayennes? I’m looking at some 2016+ (aka with CarPlay) around 70k mi (+\-10k) and the prices are way too reasonable ($35-45k), so what’s wrong with these cars?

Has anyone tried halfourdeen for their marriage search? Wondering if it's worth the investment 🤔

Ok so I I have saved Up some money and now I would like to start investing. Where do I start?

What would you do if you had 50k lying around in savings? What are sound investment options out there?

I have a relative traveling from Russia, who can get me Chanel bag from Chanel boutique in Moscow. Due to currency fluctuation and sales tax difference I can get 19 for 4732 vs local 4800+sales tax, which would be like $300 savings. Not much, but I’m cheap. I don’t like Chanel that much, but it seems like a good investment. So from the investment perspective - would you buy 19, 19 maxi, boy bag, Gabrielle or WoC? And would you buy it in neutral color and material or buy the latest fashion?

So I transferred my Stocks from RH to Fidelity last year. Would I need tax forms from both? Or would fidelity include all my transaction history?

How’s WLB and comp in EVR’s PCA group?

It's really breaks my heart to watch images of innocent people building killed in Ukraine while the so cold leaders of the world send prayers, sanctions and condemnation towards Putin. I understand the need for diplomacy but Russia is playing a different game. They know the rest of the world is too nice not to involve themselves in the war and are taking advantage of that niceness. Madness needs to be faced with Madness

Need 11 hearts for DM fishes, Thanks in advance

What does the progression track look like for post-mba consultants at MBB? Specifically, are there notable differences in promotion timing amongst the firms? I’ve noticed on LinkedIn that several BCGers have reached principal level in 3.5 years (2 as consultant, 1.5 as PL) whereas it seems to take a minimum of 4 years but sometimes even 5 for McK to reach AP level (which I believe is the equivalent?) Is this an accurate assessment?

Anyone know when we get our salary review chats ?

I got offer from CTS for java developer role. I have been recruited for verizon project..Does anyone know about this project..how is the work life balance, working hours in this project???

Does abroad job require Experience letter from previous organization or just Relieving letter is fine ?

Heading to DC for work, have meetings downtown. Should I stay at W or St. Regis? Those are closest to downtown/whitehouse.

Hello Guys,
I have an offer from the below org. Need Suggestions which one should I Join.
Role SQL DBA with 8 YOE
Cognizant
Navisite
Datavail

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Can someone please share the EY code for car rental that works in Europe please? Thank you!!

Best oyster bar in the area? Doesn't have to be super fancy, just a good vibe with a good raw bar.

$DPX, IYKYK, WAGMI

Do all target employees get a Mac Book as work laptop?

I’m in my second long-term relationship (first was from age 16-20, he broke up with me). My current boyfriend and I have been together for 3 years and I feel like it’s time to end things. However, I’ve never ended a long-term relationship and it feels legitimately impossible. Our lives and families are so intertwined and I just don’t know what to do. How did you end your long-term relationship? Advice?

Any tips for Mexico City?

My company are still facing delays with doors, particularly a specific door that there's none in UK at moment. Anyway 1 customer has been calling in for updates regularly (loveley lady and very understanding, door is for her sons bedroom) called my sales guy today, advised she might need to look at other doors as her sons turned 13 today and will be wanting to have a ham shank in his room and it's something she'd rather not witness 😀. I couldn't believe it he was mortified haha

anyone use the essential portfolio feature from TD Ameritrade? How does it compare to something like wealthfront?

How much would be a reasonable spend for accommodation for a weekend trip 3-5 hours away from home? I'm trying to calibrate if every AirBnb and Hotel options I'm looking at is expensive or am I being a cheapskate? It was me, my SO + a pet.

Would it be a smart idea to put 80k on a investment property in today’s market
Or should I wait for the conditions to get better? Today, house prices are relatively high and properties are selling ~20k over listing price. I am not sure if waiting will help though.

Property in Maryland Gaithersburg, DC commute.
Return would ~11% on 80k accounting for taxes, insurances, 5% vacancy and 10% emergency fund.

Anyone investing in NFTs or art? If so, what platforms do you like? I was looking at yieldstreet for art.

What are your thoughts on fixing up an older home vs buying a new home? I like the idea of a fixer upper or a duplex and am good with home repairs, but I work in public accounting 🤷🏻‍♂️

What percent of your paycheck are you investing? I want to start regularly investing but honestly don’t know what I’m doing.

Dogecoiners/cryptogeeks trying to buy doge coin before the weekend. Don’t even come at me with “don’t tjme the market”. It’s gone up quite a bit throughout the day. Should I wait for it to drop a little? Or go now

The IRS owes me $5K in returns. Would I get penalized if I do not file on time? I am really trying to hold off filing until this Student loan debacle is over.

I am concerned if I file I might no longer be eligible since my wifey started working and our income kinda went up in 2020

Bought a house few months ago and have to pay PMI every month. What are the ways I can get rid of PMI?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Thoughts on buying Roku stock?

Quick survey, are you exprcting a short term “capitulation” of Nasdaq/Tech stocks? If YES, what signs to look for? If NO, what will pull off buying the deep?

Started with a new employer and am looking to roll my old employer’s 401k elsewhere. I’m new to investing and could use some advice:

1. Is Fidelity is Vanguard better?
2. What’s the best advice you could give me on what to consider or do during the rollover process?
3. Is it better to roll over to my new employer’s 401k plan or just convert to an IRA not managed by an employer?

Thanks!

Help me understand: If you are Married Filing Jointly with MAGI >$129k trad ira deductibility threshold, but under the $204k MAGI Roth IRA income limit, why might someone contribute to any IRA if it ISN’T Roth??

Note: I understand you can contribute to Trad and then do a Roth conversion, but isn’t this the same as just contributing to Roth IRA if you’re in this MAGI range?

Tender offer; trying to understand tax implications for selling X%. All ISOs. I don’t have anything complicated about my setup - haven’t sold stocks, don’t own a house, etc. Tax Advisor quoting $2,500 for the work. Seems high? Reasonable?