50k in cash right now, debating moving 50% into stocks for long term holds? Would like to keep some liquid in case economy worsens/layoffs. ~3k monthly spend, lower if budgeting. What % would u move?

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Keep 40% into equities at least accumulate on the downside for long term. The liquid cash allocate to savings accounts which you can access on short notice

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There's no 1 right answer for this as there's so many variables based upon your personal situation. I'm going to make the assumption that this $50K is meant to be split between being invested, but you just haven't yet, and your emergency fund. When it comes to your EF, decide how much you want in there that will make YOU feel comfortable. With whatever is left over, in today's volatile market, I personally wouldn't out it all in at once. Instead, left day you want to put $25K in. I would dollar cost average in. $1K week, $500 twice a week, etc. Or whatever ratio you like.

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If you have a low risk tolerance just open a high interest savings account and enjoy the monthly interest bro. This isn’t a good time to trade money you can’t afford to lose.

I typically avoid any trading and split my buying between VOO and some individual picks for 6+ month periods. Would that change your answer any? Definitely will consider HISA at minimum though, thanks

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