I’ve got 60k in cash (just received my year end bonus and my exit package) 200k in 401k and 10k in stock. Long term goal to save 150k down payment for my first home. Any advice for someone recently unemployed on how to make some smart money moves here? I’m moving in with family while I job hunt so rent won’t be an issue.

The best advice I ever got coming from a 5+ years realtor is: Have a rainy day fund! The real estate industry is a roller coaster. Thoughts?

Anyone work at Canadian Tire?

I have an interview with them for an associate manager role but they're saying starting salary is 75K which is fairly low for a role that requires 5+ years of experience and reports directly to the AVP, any idea what I could potentially negotiate to? Also what's the hybrid work policy at CTC and any idea on potential changes to it?

My highest paying job wont let me change schedules what should I do. I have 3 jobs. Job 1 is $57,008 a year job 2 is 23/hr job 3 is 22/hr job 1 and two are full time. Job 2 is very flexibly schedule as I’m home based. But I like job one but they won’t let you change your schedule until month 6 as it is considered a new position. They did not tell me my real schedule until after training and it’s causing a lot of depression working overnight on the weekend… what should I do?

Opening for a advisor to join an existing vertical team in Columbia SC.

Is it possible to find engineering side work?
I’m a civil/environmental engineer that works for local government. Is like to work on design projects on the side. I’ve heard the private sector is booming. Lots of companies are offering remote work. Are there any companies hiring part time?

Hi everyone,

Hope all is well. Any suggestions for open roles in Procurement. I have 5 years of experience and looking for a permanent remote role.

Currently debating if I should pay off zero interest debt or put the money in index funds instead? The debt is only zero interest for about 10 months or so. My concern is that the stock market might crash when it is time for me to pay it off because people say we are in a bubble right now. Should I just pay the zero interest debt first?

If anyone wants a referral to KPMG Federal, DM me.

I have got an offer from S&P Global I want to know about following things

How much of Variable Pay is Paid ?? I got 15% of Base salary but how much will be paid like the usual norm i want to know

And what are the deductions from Base salary apart from PF ?
There are lot of allowances like internet reimbursement etc etc
Are they mandatorily credited or you need to claim ?

Hi Everyone,

I am desperately looking for a job in the field of Marketing. I have 5 yoe. Any leads or referral would be appreciated

Thanks

I received a take home case study for a strategic finance position. They gave me historical statements for the last 3 years (quarterly) and asked for insights/observations and opportunities/trends. What should I be observing here? I’m used to just modeling exams but I’m not sure how to proceed here. They didn’t give industry but this looks like retail store financials when they are a software company....

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Hi friends, will i get bonus and hike in tp rating?

How is CS hiring at your company being impacted with current economic news?

Would you rather be a PM at FAANG or generalist at MBB? And why?

A friend is doing this and I want other opinions: Has anyone considered setting up a small franchise (one with lower cap reqs), using that revenue to set up a second one etc etc? It seems like a solid business plan and they claim it’s loads better than “joining the rat race” – Anyone know why this isn’t the amazing plan it seems to be?

Those with WFH allowances (payment for hybrid working setup) what’s the best purchase you’ve made? Tempted to get a standing desk or second monitor

Looking Scrum Master job with 3 years and total of 10 years experience, if somebody can refer kindly share email id I can send out resume.

What novels do you use in your ELA classrooms? I am curious to see what everyone else is using !

For those at firms without a billable requirement, what’s your personal or the firms unwritten rule? Junior in corp specialty group at v40 firm. My hours have been 122, 144, 164 for Jan-March

Moving from regular education classroom to honors. Any tips?

Please help. Two questions:
1. How is hsbc risk Analytics decision sciences team in terms of data science?
2. Does hsbc release offer letter before bgv or after it?

Hi all! I’m a recent transplant to the USA, foreign qualified in New Zealand. Worked on global issues with counterparts across the world. Have experience in startups, international contracting, litigation and foreign policy. Finding it hard for someone to take my experience seriously. Ideally would like to work in-house as I have experience. I’ve interviewed with a few tech companies with global offices but nothing has progressed. Am now reluctantly sitting the bar. Any advice?

Anyone know which Big 4 firm has the best sustainability arm?

Hi guys! Planning a trip to europe in late July and trying to find a schengen visa appt in chicago and having trouble. Seems a lot of countries don’t have slots?? Freaking out. Any advice on which country is easier to find appts and has a fast processing time? Thanks!

I have never seen an engagement team do SO much work on planning analytics. This is insanity.

A friend of mine is looking to break into project management. Anyone know of anyone online courses she could take?

What are the best resources for learning what a certain school is looking for / how to cater your application to a particular school?

We all know working in NYC is working in a roided out version of our profession. Wanted to create a place for everyone to talk about our unique experiences. Please share and invite people!

Can we stop attaching unpublished cases yet?

I’m seriously looking at working two full time jobs. One would be my current 8-5 M-F job and then the 2nd would be trying to get into remote work. Anybody have any experience or suggestions on how to successfully pull this off?

Hi there, I’d really love some advice from you all. In the last year I had to sell our home in Boulder, CO and embark on a new build process on a home in Tampa, FL. It turns out my dad can’t afford to live on his own so we found a home in FL that would have an in law suite. We locked in a rate but it expired and they are unwilling to extend due to the fact the builder is delayed and supply chain issues. Is there a smart way to structure loans now I’m unaware of? I’m super concerned.

Who’s on their way to FAT FIRE?

Does anyone have one of those Infograph’s that show how to optimally allocate your savings? Something like 401k match > HSA > Roth etc (example, I’m not actually sure what the steps are).

I’d love some help thinking through this. I’m currently renting for $1600 base ($1800 total) and live in the least desirable part of town, and expect it to raise to about $2k/month. I was planning to buy my first property in the city and Airbnb part of it, but it will take me about a year to save up the cash (~$500k starting). Eventual goal is to move more rural but trying to build to FI. I found a property in my ideal dream location for $280k but it needs work, and can’t Airbnb it. Continued

Currently debating if I should pay off zero interest debt or put the money in index funds instead? The debt is only zero interest for about 10 months or so. My concern is that the stock market might crash when it is time for me to pay it off because people say we are in a bubble right now. Should I just pay the zero interest debt first?

Hey guys! New to FIRE and hoping to get some insight.

Anyone with a similar profile mind sharing what their goals are or if anyone has any insight how i should create a FIRE target/goal?

> 29yrs old
> Senior Consultant
> 4 YOE
> $90k BC
> $100K-110k savings / investments
> $45k student loan (pegged to inflation)
> no property

How many people in this bowl are also minimalists?

As the year wraps up, what % did your total net worth rise YTD? Btwn earnings and market and crypto, my NW is up 25-30% this year

Curious about net worth milestones. How long did it take you to go from 100k - 1m? What was your “story” (income/savings rate/asset allocation)? I realize many probably achieved this in the bull market we’ve been in, but still curious.

I make 70k CAD and want to get started on my FIRE journey. Any tips? I don’t have a lot of savings and I have only just started. Pretty scared seeing the housing prices 😢

We want to be ready to buy a house in about a year. We currently having money sitting in some CDs, but I feel there is probably smarter ways for us to be saving the money. Advice?

Question for home owners - do you prefer to roll your Homeowners Insurance into escrow and pay over the year? Or do you prefer a 1x payment. My insurance is offering a discount if I pay at once

Open Poll: what’s your FIRE number, when do you pull the trigger, and where do you want to live? Personally, my ideal numbers are 10M, 35, and lower cost area of a HCOL (Brooklyn). One can always dream!

I missed all of the market rallies due to restrictions at my old job and personal stupidity/FOMOing into crappy investments.

But I’ve moved to a new job - any advice on capital allocation for a 24 year old who’s making 250k, with 125K in NW? Obviously still in a great spot but am definitely behind some of my peers who’ve already become millionaires…

I’m 23 and my assets include $49K cash, $15K in ROTH IRA (will max for CY) and $5K in 401K (20% contrib). Liab is $9K for car loan. No HSA option since I’ll be staying on parents insurance until 26 yrs old. What should I do with my cash on hand and any “extra” cash from my paychecks? Goal to buy either personal or investment property in 3-5 yrs to support my family. How do people reach hundreds of thousand by early 30s? The concept seems like a stretch to me.

What does FIRE actually look like for yall? Does that mean you literally dont work anymore and just plan to take distributions out from retirement/savings? Or just not work in a company but still rely on some type of passive income like monthly rental income or a passion proj turned business?

At what income level / net worth did you get a financial advisor? Never had one, thinking about looking into it.

160K out of my 225K net worth is in retirement savings. Anything I should reconsider here? I’ve been maxing things out and always felt like that was the right answer, but want to know if I’m missing anything. I’m 25.