I’ve never owned a car before.

I have $6k disposable/month but am deciding to stick to buying a cheap used car for <10k OTD.

Truly tired of over thinking and being manipulated by car dealers.

Can anyone relate?

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First figure out what make/model/year you want. Then go online and search inventory. Compare prices to KBB and Edmunds. Know what the car is worth and if you're willing to pay it. Then call the dealers with the listings and make offers. After offer is accepted then determine how you want o pay for it. Either cash or a loan from a bank/credit union, or financing at dealer (whoever has best rate). Never never ever negotiate a car purchase based on monthly payments. Negotiate on the price of the car only.

Go all out

https://www.autoblog.com/amp/article/best-used-cars-10000/

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