Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity
In 2018, I founded a boutique ODD advising firm with a primary client base in healthcare and biopharma. I am now transitioning from FT consulting through my firm and exploring new opportunities.
I have over 25 years’ experience in healthcare and oncology clinical research. While I’ve worked in a variety of business entities, my preference is start-up. If there are any HCLS/health tech start-ups looking for a leader that can hit the ground running, I’d love to chat.
If anyone is interested in learning more about personal finance please let me know. My friend and I are teaching a class tomorrow night where we discuss all aspects of personal finance.
We’ll cover 401k, IRA, Roth, debt, ETFs, savings, budgeting, etc.
Class is $25 and we offer a 100% money back guarantee if you don’t learn anything from our class.
If this interests you please PM me and I’ll send you the details.
I am a Business Transformation consultant, having worked for Asset & Wealth Managers, Investment Bank, Boutique, Government Pension Fund, Family Office as part of my current role with a small consulting firm.
I am looking out for a new role in Singapore. Any leads or references would be helpful.
Can interns get benefits like RSUs?
Anyone know of companies that don’t require 1 year of work before taking paid maternity leave?
What's the longest anyone has fasted? Let's say I wanted to fast for 48 hours, are there any health benefits to doing that 1x a week?
Just started my first job out of college. What percent of my income should I put towards retirement? I’m planning to max out my Roth (as I’ll reach the income limit in a few years) then put some in my 401k. My company does not match anything but automatically puts 5% in a profit sharing retirement fund.
How much savings does a 40 year old realistically need to retire?
For sake of discussion, let’s assume house is paid off, need to purchase decent healthcare, you have a healthy 401k, and are single with no kids.
I’ll guess that you need at least $500,000?
What percent of salary is your RRSP match or pension? Please feel free to comment even if it's zero so we have a full picture
Does anyone have any insight on what is entailed during an “expertise chat” at McK in Healthcare Services & Technology? I spoke to a recruiter and made it through to the next step. The next step is the expertise chat before moving on to the official first round interview. Any insight appreciated.
How much of an increase in benefits in would you be willing to accept to move to industry? Good role but not the dream.
How much should I negotiate for the salary ?
Role offered - BI Lead
YOE - 5 years, Current CTC - 13.5
What should be the ask as Fixed CTC ?
Do we have variable pay and others benefits on top of fixed ?
Does Capgemini provide reimbursement for technical certifications? What is the process to be followed?
A pensive Saturday thought.
How do you calculate the emergency fund allocation in your portfolio?
I mean, I have equity and MFs, where I invest about 50% of my monthly salary.
Just confused about how to plan for emergencies.
Should that be in debt funds and what could be a safe amount for a 29 year old guy looking to get married soon.
Hi, I wanted all your opinion I have got
offer from ADP & Thoughtworks almost
both are paying equal. Which company is
better from learning perspective, Job
security wise & benefits ? My skill set is
Automation Testing - Selenium Java.
Please let me know your inputs. Thanks in
I am an RN with 10 + years bedside experience. I work part-time as a school nurse at a private school. I am wondering how much nurses make per diem working as a school nurse. I live in Florida.
How is everyone going to stay fit over the holiday weekend? I'm going to the beach with my family, and there will be lots of drinking. Need help and encouragement fam!
Any good advice for going into the negotiation meeting with an agency? How does your process look like? Kind of new to this world :)
What is the annual hike for associate 2 level in PwC AC with 4+ years of experience.What is the salary range for the same ?.
DM me if you need referrals for following positions at Virtusa:
Cypress+Automation (4-7 years)
.Net+CRM Developer (6-8 years)
SDET Engineer - Python/Java & Rest API (4-6 years)
QA Lead - API Automation (9-15 years)
Big Data Developer - Spark with Scla (5-7 years)
Wintel Admin (12+ years)
Java Microservices (4-8 years)
Java Developer (4-10 years)
Java with AWS developer (5+ years)
Business Analyst - Capital Marketing/FX Products (5+ years)
Salesforce Health Cloud (3+ years)
Synon Dev (4-10 YOE)
People entering ITPP Office first time
How I feel explaining a really complicated workpaper to my boss who doesn’t know vlookups, sumifs, or how to filter by color.
What are your firms/companies doing when general offices are permitted to open up next Monday? Are they opening? And if so, what measures are they implementing? Or are they continue to allow WFH?
How many Deloitte Workday consultants got laid off? In the Consulting bowl there appear to be a few, which surprised me. Workday tends to be strong. I even see Deloitte is hiring right now.
Interested in pursuing a PhD in Econ (don’t have research experience or the math classes yet) what can I do to strengthen my app? Should I apply for a masters before phd? Graduated from a T20 undergrad with a finance major and good gpa, been working at D as an analyst for a year now
Hey guys, I just recently graduated with my bachelors degree and am working full time as a software engineer. I want to continue my education and in a few years apply to one of the bigger tech companies. Not necessarily a FAANG, but I would like to be prepared enough that I could take a job at a FAANG company at a mid senior level. What would you guys suggest doing to further my education? Are there classes or certifications that would be helpful? I hear a lot of people talking leet code?
If I have to take the red line then walk out of the station to take the blue line, do I get charged twice?
Has anyone been successful at creating “boundaries” in the workplace both with duties and relationships with bosses and not been gaslighted to believe they just aren’t being a team player ( or in other words highly agreeable)? I’ve seen it happen around me and I’m waiting for the day it directly effects me. I would love to learn from your experiences and success stories…
Any thoughts on Be Grizlee?
Hello, does anybody have an recommendations for hospitality experts in Texas? Defending a hot coffee case.
Additional Posts in FIRE Financial Independence Retire Early
What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)
Just got my first promotion of my career and with it about a $15k salary increase. I want to put most, if not all to retirement. I already max my Roth IRA, 401k and HSA. Are there any other specific accounts or things I should be doing with this money or should I just put it all into a brokerage?
Never used Vanguard before and kinda confused on the site. What are the go-to funds people put their money into that are lowest fee and just generally track the us market? Or just the most popular? Thanks for any advice!
How do I invest in index funds? I have $10k. I want to set it and forget it and check on it once a year. You can recommend a website, person/team, app, or whatever you use. 👍🏻
Or, give me another thing to do with the $10k.
I have about $70K total in undergrad/law debt. I accepted a job in big law starting in fall of 2022. I’d like to be debt free as soon as possible but given that student loan interest is frozen and has the potential to continue to be for the foreseeable future, any recommendations on where I put my money in the mean time? I’m thinking I’ll make the minimum payments upon graduation and let my money grow elsewhere until loan interest starts up again then make lump sum payments. Thoughts?
Hi everyone, I am looking for ideas on how to pivot out of accounting. A remote job ideally. If you were previously in accounting and switched roles, I would love to hear about it as well.
My background is:
3 years Financial Audit - manage small team, manage engagements, client facing
2 years Industry Accounting - manage small team, improve monthly processes, month end close, reconciliations, generate financial reports, generate budget and forecasts
Have a friend that just signed up for a 529 plan in Utah (we live in Texas) - is that really the best one or are there better plans out there offered by other states? Texas is no state tax so I don’t really care about the tax breaks unless it’s a federal one which I don’t think exists...
Has anyone ever worked part time with turbo tax or something similar? Buying a house and would like to find a way to bring in some extra cash. TIA!
Stupid question but I gotta ask. I’ve got like 30k sitting in a checking account, I feel like I should push it into VTI and forget about it, but for some reason I feel like a downturn is on the horizon and I don’t want to lose a chunk of it. Already have plenty in emergency fund, no debt. Already bought my 10k of iBonds.