Ive seen these posted a few times: anybody have a good graphic on the order of investments? Like first you should have 6 months savings, then max out 401k match, then...?

like
Posting as :
works at
You are currently posting as works at

https://www.reddit.com/r/personalfinance/comments/4gdlu9/how_to_prioritize_spending_your_money_a_flowchart/

like

Here you go!

Post Photo
like

Here is one. I'd put HSA, if eligible, at step 2 instead of 4 though.

Post Photo
like

Dave Ramsey

smart

.

Post Photo
like

Related Posts

Full form of NIFTY : No Income For This Year

likefunny

Does j2 background check decline you if they see you’re still employed with j1?

like

Got my first job working retail! I'm so excited. I'm only 18 and I know it's not that much but I'm happy that I get to earn my very own money.

like

Anyone able to deduct any of tuition costs on taxes (MAGI over $90K) or are all deductions gone?

like

Is it okay to turn off 401k while saving up for a home?

like

Hi all, I am looking for the average salary of a project manager I and II in healthcare. I’m located in Northern California. I’ve gathered information online and it varies quite a bit. Thank you

like

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

like

Investors, how much do you put into your STocks ISA each month, how much do you have and what do you use to evaluate where to allocate funds? Any good websites or materials?

like

Anyone have any advice on crypto/bitcoin investing? Best way to get started? Good tips for what to buy? TIA

like

Got the following offers on the table:

1. Big 4 - Manager, $180k + $20k sign on, told a good expectation is 12-15% bonus next year. 1.5% 401k match and 3% pension contribution. First year cash would be around $225k
2. New, well funded advisory arm of an established business - Engagement manager, $210k, 20-25% bonus. 2.5% 401k match. First year cash closer to $250k

Big 4 is a defined path with history, reputation, and exits. Other place is largely unknown but a lot of comp.

What do you think?

like

What are good areas to invest in the Middle East (stocks, certificates, real estate etc.)? Open to hearing about both low-risk and high-risk asset classes. For people who invest in US / European markets, what platforms do you use?

like

Anyone have any experience of PwC Digital? Seem to be hiring aggressively for cloud. What are the benefits/ progression/ opportunities like? What differentiates from other Big 4 tech groups?

likefunny

Looking at freshworks stock? Is it safe to join company?

Looking for a tax planner and/or financial advisor in the Bay Area. Please comment or DM me.

Only personally tried and tested recommendations, there is so much nonsense and noise otherwise!

PS- Single, Indian, 39f, recently moved from Chicago and no tax instrument that I use!

like

Recently lost two bids on single family homes in Nashville. One was at 650k and I put 680k. The other one was 540k and I put 580k. Anyone navigated this market recently? What is a good premium in terms of % over asking?

like

Clinical research associates how much r u getting in travel allowance and benefits. Which company r u working for

like

Hello Everyone,

I have got an job offer but my car lease is on going....what are the options I have?

like
like

For those of you who received stimulus checks, did you find them to be helpful or did they just simply increase your savings account?

like

Got offer letter with flexible component in KGS..how does that work..how would I know the components which will be a part of it..also do we need to submit monthly proofs for the reimbursement/allowances or at year end

like

More Posts

How is the rent for 2BHK in yeswantpur?
I am looking for 1Room in Yeswantpur and WTC is my office

Justice for Botham! Dallas cop convicted in wrongful apartment killing of innocent man.

like

Can someone at travelers tell me the difference between AE for select accounts vs AE for commercial accounts? The job description is the exact same for both.

like

Did sign on bonuses disappear? I never see them anymore when I'm job searching.

like

Hello professionals!
I am a B.tech CSE student and have two offers :-
1) EXL services:- Role( Business analyst Band A2)
6.5 ctc + 1lakh first anniversary bonus.

2) Fractal analytics:- Role(Imagineer :- on training it would depend on what technology you'll work in data science) 7.5 ctc + 3 lakh joining bonus.
Please don't ignore this and help me to choose the right decision.
So please if you are from EXL and Fractal or have any idea about these companies please help to make right decision as Fresher.

like

Any leads on an apartment on the Lower West Side <$2500/month? Relocating from Chicago to NYC. Not seeking roommates.

like

Younger generations are claiming the thumbs up emoji in office setting is passive aggressive- What is this about? Thanks 👍

funnylike

Would you consider joining Oracle consulting or Deloitte USI for Oracle Cloud technology profile.

like

TIL AlixPartners is not the internal strategy arm of AliExpress

funnylike

Investing involves risk of partial or full loss of investments.

like

Amazing win by Texas A&M! Loved the win but hate the basketball style scores

Hello Fishes,

Post my MBA (Fin), I've been working in a bank as a Relationship Manager for over a year. I've realized majority of roles in banking are sales profiles (also less learnings and repetitive work) . I'd consider myself a good analyst rather than a salesperson.
Though I am doing decent in this role, feeling out of place here. Could you please suggest some profiles in banking industry where I would be able to use my financial knowledge, analytical skills and learn something new.

like

When you lateral between banks in IB, is your MD always going to find out you're interviewing/applying elsewhere because of the other banks trying to hear what you're like?

like

What’s the base salary for a Relationship Manager II in Business Banking?

Hi all! I am looking for Customer Success Managers for OneReach.Ai. We are a conversational AI startup. If you are interested in the role, please feel free to message me!

likehelpful

How y’all feel about working on projects where you’re wokewashing mass, unethical brands?

like

Are you typically the first to arrive at meetings? If so, where do you sit?

like

As a Muslim, how comfortable are you at Deloitte with its culture and people? I got an offer and considering it

like

Anyone here who has recently completed CPA?

like

Working remotely for a tech co and still can't get over how much more time I get to spend with my kids. To be honest, this alone is worth so much more than money can buy. For those who plan well, I really think exiting can be worth it if family is a priority. It's really helped my marriage also, I'm a lot kinder to my wife with way less stress.

like

Additional Posts in Personal Investment Chatter

Anybody thinking of shorting Gilead? Sounds like an easy play.

like

Has anybody transferred 401k to RRSP?

like

I’ve always filed my taxes, but forgot to file a 1099 for a $50 odd job in 2018 (still filed for my regular w2 income). How screwed am I?? How much should I expect in penalties?

like

Looking for undervalued and safe stocks. MSFT, AAPL, etc. are too expensive now. Boeing and airlines are not safe.

What are some good deal stocks you are looking at?

like

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Massive amount of my NW is in tech investments & crypto.... this is extremely painful. Like about 2 to 3 years of earnings just evaporated.

😔

likefunny

Do ppl use Robinhood for long term index investment? I just want to put some money in something like sp500 and leave it there. What’s a good option? Vanguard? Schwab? What’s the difference?

like

Where do you guys invest/save Your emergency savings fund? How many months do you save? I feel I'm more conservative and save more because I work in consulting.

My house mortgage is 550k at 3.5% for 30yrs. I am 7 yrs in and have been paying down the principal. Now have 23yrs left at that rate and only have 160$ left on my mortgage principal. Should I stay the track or refinance for a lower rate?

like

How much in savings / net worth would you need, before you decide to retire? (Regardless of age).

likehelpful

Everyone is so bullish on gold and silver going into 2020. What are some of the ETF or companies exposed to gold that you are in?

How do you invest your HSA?

like

Which crypto trading app do you use?

like

So confused about these: HSA, FSA, Roth 401k…can someone explain to this layman pls!!

likefunny

Always wondering what is the right balance between saving/ investing for the future vs living/enjoying the current moment to its full potential.

Post Photo
likesmartupliftinghelpfulfunny

NW dropped from 970k to 840k in a matter of 4 months. So depressing start of the year. How do I recover from this?

likefunny

Anyone know if the graduate school tuition fee is tax deductible the year it was billed or the year it was paid?

like

If I believe we’re nearing market highs, convince me why taking a 401K loan for home improvement opportunities is a bad idea. Assume that I am not currently at-risk for layoff, and the improvement opportunities are on the higher end in terms of ROI (adding bathroom, etc.)

like

$DIDI is getting delisted, do I sell? What happens from here? Is there a going private price that will be announced?

like