Just because you make more money doesn’t mean your lifestyle has to increase

likesmartuplifting
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Did my husband post this? 👀👀👀 get outta here, my handbags are an INVESTMENT

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Don’t have to, but a lot of my spending has directly led to better quality of life that I enjoy. My mortgage is $4500 but I have a beautiful house I love that brings a lot of joy and peace to me and my wife. I get to wake up to this every morning from my bedroom.

Of course you still need to save, but nothing wrong with rewarding yourself with the fruits of your labor. Sure I could save more and retire at 45, but I love my life as is so working til 55 doesn’t sound too bad.

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I feel the same way. We save and have a healthy retirement fund. We also enjoy some of the money we earn now. We have a home we love, enjoy going on vacations, and live a comfortable life.

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Gotta learn to treat yourself some times tho. Can’t spend any money from your massive savings or retirement fund when you’re six feet under

likeupliftingsmart

If buying a more expensive car, expensive clothes, bigger house, make you happy then you will always be miserable

Say it louder for the MBB analysts who “don’t make enough to live” in the back

likefunnysmart

Yes, you can stay cheap your whole life and take the hard earned money with you in the grave!

likefunny

Correct.

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Then what am I working for?!

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Of course I’m upgrading my lifestyle why am I working so hard then?

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Don’t have to, but a lot of my spending has directly led to better quality of life that I enjoy. My mortgage is $4500 but I have a beautiful house I love that brings a lot of joy and peace to me and my wife. I get to wake up to this every morning from my bedroom.

Of course you still need to save, but nothing wrong with rewarding yourself with the fruits of your labor. Sure I could save more and retire at 45, but I love my life as is so working til 55 doesn’t sound too bad.

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Tough to do but yes agree. Scope creep is real

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Soooooo by this logic. I live in a shithole - i should keep living in one when I'm a millionaire?

smart

You don't HAVE to but it's certainly an option..

Completely agree but depends on your goal. If you're a conformist and you want only a certain level of lifestyle, spending 80% of what you earn is ok. If you're serious about your wealth, most of you cash in going into your investment portfolio. This doesn't mean limiting yourself on basic needs, but buying brands and trips for your Instagram is pointless.

💯

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