Just closed one of my credit card accounts. Felt like a breakup. The card company took the news harder than did my gf when I broke up with her. Granted, I had my card for 7 years and dated my gf for 3

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Posting as :
works at
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Shouldn't close a card unless it has an annual fee.

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But why? It only hurts your score maybe not much, but still.

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Csb

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Bcg2 I’m gonna open up a new credit card. I know I gave up on my established history but I barely used that card to begin with. Only paid Netflix through it for the past 2-3 years

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Why didn’t you just leave it open and not use it? Even for cards with annual fees you can usually call and downgrade to one without annual fees and keep your credit history

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Average account age is a factor, so each time you close one you hurt that, and each time you open one you hurt it again. Just FYI in case you weren't aware OP

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I know. Thanks bruh

You're a monster.

Lol what did the company say

It can’t be that much of a hit on my score though right? I just wanted one less account to manage...

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It's not dry and dead out there. Started looking only 6 weeks back. Attended 3 interviews. Accepted one offer. Transfer approved in 3 business days. Joining Chase next week. Keep looking guys.
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