My salary is 95k, 10% in 401k, save $1500 a month, renting, and single. I feel financially middle class despite being at least in the 80th percentile. Seems really hard to achieve the american dream.
KPMG fam when do we receive our 401k match?
Just joined a smaller company and my 401k deposits are taking ages to be processed. For example, my withholding from my 11/30 paycheck still has not been processed. Are there guidelines on this?
Need to get rid of betterment Roth IRA. Any tips on where to roll it over? I have held it longer than supposed to, so am afraid to roll it into Vanguard (since that is where D 401k is held)
Left D and now have to make a decision on what to do with my pension (ie lump sum, rollover, defer). Anyone have any recommendations? I was thinking of rolling it over to Roth IRA and pay the taxes
What funds are you guys investing in your 401K? I use Fidelity NetBenifits and can see only limited number of funds.
What will happen to your money/investment if you suddenly die and you didn’t tell your family. Not all accounts ask you to add Bene Owner (chk/savings, 401k, property, stocks, cryptos, other investm)
I moved out of NYC at the end of Aug. and moved to FL last yr. Can I claim I’m a part year resident of NY? I also rolled over my 401k to a Roth IRA after I moved. Not sure if NY taxes should apply
Noob here - been using Schwab GuidedChoice for 401k but just realized they charge a high AUM fee. Should I opt out now and invest the 30k myself or wait for 3-5 months after the volatility passes? 🙌
When do you plan to retire?
My employer’s 401k fund options look pretty shitty. It’s Vanguard, but through Ancensus. The best options look like “Vanguard 500 Index Inv” (0.14% exp ratio) and Vanguard Total Stock Market Index Fund (0.14%). Any way I can access VTI or VOO? These suck.
Has anyone used Blooom, Betterment, or SoFi Invest for their 401K management? If so, is it worth it?
Anyone know how we can capitalize on a resurgent Chinese economy? I wish as Americans we can have more emerging market fund options for IRA’s and 401K’s targeted specifically in China. https://apple.news/AtMAAiSHTTHm6E4W3xoaOfA
Anyone taking advantage of the Cares act to withdraw from 401k penalty free to buy a house?
I have about 30% of my 401K in a target date fund which hasn’t moved the needle much. Wondering if I should “sell” 10% of the target date fund, hold money in a money market and then wait for a dip to buy more S&P. Note - this is all done within the 401K portfolio. I am not cashing out of 401K.
I have a Fidelity Brokeragelink account for my 401k. Every other year I switch from pre and post tax contributions. My money is spread over 3 ETFs currently. Does anyone know how this is tracked? Say if $100k is traditional 401k and $100k is Roth 401k, but they’re mixed, how can Fidelity track what funds are Roth/traditional? If I’m up 300% in ARKK, how can I or anyone else at fidelity tell if the cost basis was pre or post tax contributions?
Just started working and am now able to open 401k so did that. Before I set my contribution rate for it I want to figure out the Roth IRA I just opened with chase because I’m not eligible for employer match yet. I have 32k in taxable brokerage with chase. Can I just move 6k from there into my Ira and if so is that the smartest way to go about it? So then for 2020 that’s maxed and then will set my 401k contribution so it over the 26 pay periods in 2021 it will max the 19.5k limit?
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Are part-time MBAs at top schools easy?
Can I shamelessly brag for a second, please? Started jogging a year ago and as of this morning I have lost 25 pounds. Next week is my last week as a consultant, and after 8 years of expense account diet, I’m officially leaving this job lighter than when I joined. I’m super proud of this. Thank you for coming to my TED talk.
What is the key difference between an analyst role vs. MBA level role in consulting at your firm?
A guy in first class just stopped a soldier in uniform and said "here's your seat, sir... Where am I headed?" #AmericaIsAlreadyGreat
I don’t know how it took me so long to see this. I almost spit out my coffee here at the client when the Senior got covered in crap. 😂 https://www.youtube.com/watch?v=XsWCr8h2SKQ
What are peoples opinions on having Fallon cancelled? I honestly think it’s bs to have it cancelled. Like seriously he was playing a role for a skit... those people that support it need to chill out and get a life.
Finally about to fill this out!!! A dream come true :)
Thinking of accepting a tech pre-sales role at a FANG. Any thoughts on pro/cons of this move vs. staying in consulting? Offer is 10% bump in base and a large variable component driven by sales.
Confession: I'm a new mom traveling and nursing my baby (pumping at work). I'm starting to think the reason I still nurse is to leave the 20 person conf room and go sit in a quiet room for 20 mins.
Has anyone heard of Consultants making the jump over to VC? Planning an MBA in the near future and want to see if it's possible...
Dear SMs and Managers, please don't force your team to go to dinner, esp on Monday. Statements like 'oh come on, it's better than hanging out in your room', 'don't be boring' puts pressure on me.
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