{ "media_type": "text", "post_content": "Just got approved for the Chase Ink Preferred today. Any suggestions on whether to keep this card long term? Thinking about closing it after I get the 80k UR bonus.", "post_id": "5b6501fc7f6f500019f8195d", "reply_count": 3, "vote_count": 2, "bowl_id": "58f82522753e990016609224", "bowl_name": "All things points" }

Just got approved for the Chase Ink Preferred today. Any suggestions on whether to keep this card long term? Thinking about closing it after I get the 80k UR bonus.

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D1, I absolutely disagree. Makes no sense to pay an annual fee every year if you get no value out of the card. OP, your best option is probably to see if you can do a product switch to a no annual fee card, in this case the Ink Business Unlimited or Cash

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You should never close credit cards

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D1 - if you are not planning on taking a loan in the next 2 years, then it is fine to close it (especially if it is a recent card which lowers you overall credit length history

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