Just got married - any tips for managing finances, tax savings, etc? Household income is 180k, I already max a 401k, she’s a school teacher with state retirement. Thinking to live off only my income..

When is Wharton’s round 3 deposit deadline?

Hi everyone,
So I have been maxing 401k and Roth for a few years now. I setup the Roth on an auto deposit spread across the year. Well, it just dawned on me that with my wife and I recent (December last year) raises. We are now over the limit that's allowed to contribute to them. I have already invested a good chunk for the 2020 year.
So my questions are, do I just pull the money out of it or leave it?
What sort of penalties can I expect for next year's taxes?
Thank you!

Which all MF's comes under 80ccg?

If you want to fully understand the Fed's model for interest rate increase read Yellen's speech for March 29, 2016 and look at footnote 4 to impress your boss. You're welcome! Insert comments below:

What’re some good ways to invest $150K.

Hi! I’m doing some research on employee benefits (medical insurance, 401k, HSA/FSA, commuter benefits) and was hoping to connect with People specialists or HR professionals in the comp & benefits space. I’m trying to better understand any pain points or challenges you might face with utilization/enrollment. Anyone interested in connecting? Thank you!

PwC Fish - I’m considering where to have a baby, either the US or Austria (I currently live in Vienna, but thinking to move home to the US). What’s maternity leave in the US? How much does it actually cost to have a baby with our insurance? In Austria, I can take up to a year off, but only receive €2,000 a month from the government 😳… I don’t think there is any paid leave through the firm. Pregnancy through birth costs are pretty covered by insurance though. Would love your thoughts!

Anyone buying APE? Lol

Hey guys, any advice on whether I should buy a house that had foundation repairs in Frisco? I’ve heard due to the soil lots of houses have foundation issues in the area. But a little nervous as a first time home buyer. Any thoughts? Will it make rentals and reselling very difficult?

My mom is going through a very bad situation with her previous employer who is not paying her her correct retirement benefits after screwing up their paperwork. She worked for a school district for about 15 years. She has a case but she is afraid it’s not high value enough to attract the attention of the attorney. School district is now ghosting her. If anyone has advice or interest, please let me know, thanks so much

Anybody have any leads on work from home positions in healthcare?

Any thoughts on $VRM ? Thinking loading up and holding for 2-3 year.

Any recommendations on realtors to buy vacation property in vermont?

Need some guidance 🐠 fam. Quit my job and will be out of work for foreseeable future. My 401k with former employer was managed by fidelity. What is my best option to rollover. Don’t need to withdraw

Hey fishes, I’ve been working since 2 years now and have 100k of savings in my account. I’m not someone who tracks stocks actively, and not looking to buy real estate at this point. What’s the best way to invest this money given the current environment in the US?

*Keeping an eye open for new opportunities*
I have my Bachelor's degree in Healthcare Administration along with 13 years of experience in healthcare. My experience ranges from medical coding, biller/AR specialist, patient financial advocate, and since 2019 my role is in the Quality department as a health care data analyst.

Bitcoin vs Ethereum vs Litecoin? Why?

Anyone have leads on in-house marketing or coms jobs, either remote or near Detroit? I’m an AS at a pharma agency who loves coms, 6 YOE, & I am so burnt out on agencies I can’t do it anymore. I have a weird background bc outside of agency stuff I’m also a New York Times bestselling author (lol). Writing / hard work / creativity is not a problem for me — I just need better WLB for health reasons. Open to leaving healthcare if needed. Thank you!

I was really pumped to be a finalist for young ones but I just found out I got a merit and I’m a little bummed tbh.

I verbally accepted an offer with a recruiter but now I want to renegotiate salary. Is it too late to do so?

How much does a newer grad RN be requesting for pay in Rogers at mercy?

Honestly I cringe when I read “I got my dream job at the Big4” from new college graduates. Those same ones are the ones on here now complaining heavily about said dream job. 🥴 . Sorry I’m just being honest.

I liked the word “content” when it used to be called “multimedia” in the 90’s.
Gaming, music, videos, movies were all called multimedia

When you get stuck in a deep deep depression how do you start coming out? I’ve been drowning and trying so many things since May last year, but it’s May almost and I’m worse than ever.

There are multiple openings at Larsen & Toubro Infotech If someone is interested for the job, dm me job id, will refer you

How is DevOps role in MAANG or other big companies?
What do they ask you while hiring? (For example, in development roles they ask DSA)

Hi all! I work in digital marketing / organic social. For those in organic social what platform do you use for scheduling posts, analytics, UGC, managing influencers etc? We currently use bizzare voice/curalate. I work for a national retail brand so we are posting 2x a day with tons of UGC and in house content. Your thoughts and opinion are appreciated with all platforms! :)

Hello fishes! Can anyone please tell me about the kind of job role at Experian is?
I have been offered to attend interview for Technical account specialist 2
What should I be expecting?

Hello, I am looking to set up a coffee chat with associates from Bain & Company specifically in the LA and San Francisco offices. Just 15 - 30 min of your time.

Will any company blacklist us if we accept their offer and wouldn't join later ?

For those of you hiring in tech, how has it been looking for talent and filling roles? From what I’ve heard, entry level roles seem easy to fill but experienced roles are still really difficult to find talent for…..is that what everyone else is seeing?

Anyone looking to play back 4 blood together?

Anyone working any side jobs? Any recommendations

Interviewed for TCS on August 6th..Technical and HR round was done on same day and even got informed that I've been selected.. Only last week HR round happened over call and we discussed about CTC..

13 lpa for 3.6 yrs YOE...

She said she will send it for approval to HR head, till now there is no response.. What are next steps?

Anyone in same situation?

Which company is good to join ?

FWIW a friend in pharma has said the FDA has been unbelievably fast and helpful in getting helpful technologies out

Anyone in Baltimore?

SO and I have whole life insurance that we took out 3 yrs ago. Seems that term is better option. What would you do at this point? Keep it/cancel/get term & cash out whole 10ish years?

Thinking of buying (my 1st) apartment in Chicago. Plan is to life there for a few years. Then rent it out when I’m over city life. Any tips/advice for how to budget what mortgage I can afford?

Anyone holding Tesla thinking of selling? I love my Tesla but I am thinking of selling 4/5 of mine, or at least 3/5. Thoughts? If I sell 4/5, the 1/5 remaining will still be worth more than I bought it for.

Any tips for someone that is new to investing? Books? Podcasts? Articles? I’d like to focus on the basics to ensure I have a good understanding of the stock market. In the meantime, I just opened an account with Robinhood and Chase You Invest. Tips and recommendations of what to look for, what mistakes to avoid, and or resources are appreciated!

Most likely industries to bounce back in the short term?

Any tips/tricks on selecting home insurance? Am looking to renew this week. Thanks in advance fishes

I recently changed jobs and my new 401K provider - Principal has very limited MF investment options. My prior employer’s 401K was managed by Fidelity and provided me access to a range of MF options. I believe that the fund options are negotiated by the employer and provider? Two questions. First - I have not rolled over my previous 401K to the new one. Would there be any problems. Second - is there a way I could move my current 401K to another (precious) provider?

I’m going to be leaving my current company at the end of January 2023. We have open enrollment soon and I’m planning on signing up for a HDHP that allows me to have an HSA. The new company I’m going to only offers a plan with an FSA. Does anyone know if I’m allowed to max out the HSA at my old company in the 2-3 weeks that I’m there, and then contribute to my new company’s FSA?

Thoughts on best (preferably free) credit cards? Thinking of opening another. I've only ever had these:

- Uber (used to be 4% cash back on dining; they've since updated this to 5% uber cash. I never use uber so I let this card expire)
- SavorOne from Capital One (unlimited 3% cash back dining & entertainment; 2% groceries)

I mainly spend on dining, groceries, gas, and online purchases (amazon, target). Maybe travel when things calm down but not right now.

Recent college grad with a salary of 72K in NYC at KPMG
I intend on maxing out my Roth IRA. Should I do Roth 401K or traditional 401K this year? Perhaps a mix?

Hello fish - I’m finally able to fund my Roth IRA. Would you suggest holding VTI , VXUS (70:30) in Roth IRA account . This is my first time contributing to Roth IRA and appreciate some advice. Also, I fully funded Traditional 401k and hold “Spartan 500 Index Pool Class E” with -15% YTD. If I were to rebalance 401k, what are your suggestions .

Note: I don’t see FXAIX in EY sponsored 401k .

Outside of 5/3 (already have an account), recommendations for checking accounts that are offering a sign-on bonus?

How do you all save for a down payment? Graduated last year. No debt. 1 month from having my emergency fund. Not contributing to 401k now but will contribute 6% in a month.

Vanguard 5-year chart of VPMAX against S&P500 is different from that from Yahoo Finance and Barchart. Showing VPMAX as outperformer.

Any idea why is the discrepancy and which one is reliable?

Former gov staffer, should I move my TSP to another account? If yes, where/how?

Heard it was good to leave it there because of the possibility of returning to govt.

Any recommendations for funds offered by PwC for 401k? The target funds have good returns but vary of the 0.16% fees.

Big EOD upswing in US cannabis MSOs. Been bagholding for a while, don’t see any news. Insights?