Just got the email for tax preparation offer from ACN. I assume the tax protection payment covers the benefit that's taxed so we don't owe anything out of pocket, correct?

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You still might owe out of pocket for taxes in different states (I had to pay $4000 in my home state while getting refunds for $1500 in other states). You don't need to pay any out of pocket expenses if your taxes are done by H&R Block but honestly they suck and I always get more back when I do it myself. The tax prep fee of $600 (this is the fee for H&R Block to prepare your taxes) does become taxable income and you will see that post on a future pay period and be taxed on it.

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They gross up that tax prep fee though so you aren't really paying out of pocket.

Which option is better? The STS? Or in-store?

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