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Cignex datamatics - 23lpa fixed - banglore.
Suggest me in terms of career growth in terms of ctc , worklife balance and learning opportunities. Thanks
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You should but it's too late to buy for April. Your money won't clear in time. So you'd be buying May ibonds which is fine but misses out on the guaranteed high rates.
When you sell you lose last 3 months interest (assuming you hold less than 5 years) , so you’d be losing 3 months on 9% if you bought in April, right?
Isn’t the new rate expected to be higher?
Just posted
Where can I buy ibonds?
Pro
My bad 🤣
Sorry I’m new to this. So if I put in $1000 into ibonds at a guaranteed rate of 9.6% in May, I get $96 back in interest?
Pro
The interest accrues semi annually, so you’d have $1,048 in i bonds in 6 months and then the rate would reset and you’d earn the new 6 months rate on the $1,048 in bonds. This continues until you cash out or 30 years is reached.
Must hold for 1 year. If cashed out between year 1 and year 5 there is a 3 month interest penalty (which would be negligible if rates go back really low anyway).
Thanks for the insight!