{ "media_type": "text", "post_content": "Just joined a smaller firm who uses Paychex for their 401k provider. I noticed they do not offer too many options for funds to invest in and seems lower end than my prior Schwab 401k offered. 1) Anyone have experience with Paychex and have similar observations? 2) I’m leaning towards doing enough 401k pretax contribution on Paychex to get the company match and then do the rest as a Roth IRA to obtain better investments. Any other options I’m not thinking of?", "post_id": "6144dd5cdacbf5003060359f", "reply_count": 1, "vote_count": 1, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

Just joined a smaller firm who uses Paychex for their 401k provider. I noticed they do not offer too many options for funds to invest in and seems lower end than my prior Schwab 401k offered. 1) Anyone have experience with Paychex and have similar observations? 2) I’m leaning towards doing enough 401k pretax contribution on Paychex to get the company match and then do the rest as a Roth IRA to obtain better investments. Any other options I’m not thinking of?

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I think that is a good plan. I think many would recommend using Roth IRA after company match limit, before more in 401k

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