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Just received $40K from family source. Of which $20K should be paid back within a year. What would you recommend I do to invest this? Given the payback of $20k, I was thinking...

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You are currently posting as Analyst 1

Put it all into Wealthfront 2.32 APY and avoid losing 50% in the next recession 👍

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You are currently posting as Manager

$10K into index funds for personal brokerage (Total market and international fund) $20K into HYSA Marcus No Penalty CD 2.25 7 mths $10K as cash..?

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You are currently posting as Manager

Reallly..?

You are currently posting as Analyst 1

Yeah it’s not timing the market. It’s being wary that the market is unpredictable at this particular moment in time, and investing in the S&P is a wildcard. In then 2.32 apy will cast you above inflation with 0% risk. Might as well invest in Tesla and Apple if you don’t really care about the state of the market

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You are currently posting as Analyst 1

And Wealthfront returns are better than Marcus from what I know, and it’s completely liquid

You are currently posting as Senior Manager 1

They are giving you a 50% cut to hold the money? Sounds shady.

You are currently posting as Senior Manager 1

Ha, just joking with you first thought was hiding assets during divorce (or FAFSA).

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Living it up in the city.

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How does this sound?

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What is the salary for managers in Hong Kong and Singapore

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Approx. how much should I have saved at 28?

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All jokes aside...there's no way this is positive for business 🙁

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Just received $40K from family source. Of which $20K should be paid back within a year. What would you recommend I do to invest this? Given the payback of $20k, I was thinking...

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