Just started a ROTH IRA. How should I distribute $250 in mutual fund or ETF’s. Any suggestions? Amazon Deloitte Accenture

Based on the current environment, if interest rates rise to what percentage, will you forgo buying a house for now?

Any advice of changing auto/home insurances?

Anyone can show me a example of using Amex points transfer get a 2cents per point valuation? I barely find good deals when transferring.

Benz C43 AMG, BMW M340i xdrive, or Audi RS3?

Which would you guys choose? Male 25yrs old - should I lease?

Investment question: would you invest in a 1bed 1 bath apartment in Jersey city or 3bed 2bath home in Austin (both priced around the same)

I live in Seattle, so pretty far from both cities.

Any experience with investing in pre IPO startups through angel investor clubs?

It hurts so much more that I'm actually paying Trump's salary with my tax dollars now.

Thoughts on Uber Visa? 4% dining, 3% hotel, 2% online, 0 annual fee, seems sweet for an everyday card

Let’s post the screenshot of stocks we have along with the profits they have made. Love to see what we have across the fishbowl community!

I need some financial advice. I am a first year associate with no debt and I'm interested to hear what people think is the best mix of contributions 401k, Roth IRA, and investment account

24 / Graphic & UI Designer / $65k / Chicago
Seem right? Or on the lower end?

Just put an offer in on a house. Single income: 127 + 10-30% bonus. Promo to M this June. Price: 705k w/ 20% down. 2.75% interest. Remaining assets outside of house = 280k

I never thought I could actually afford this much house, but my numbers seem to make it work. Internet strangers, how dumb am I?

Hello Everyone,

I have got an job offer but my car lease is on going....what are the options I have?

What is a good stock vesting schedule?

I am looking towards investing in a couple of businesses, how do I go around it? are there any businesses looking for investors?

Is there a retail outlet I can buy IPOs at? Read on here another thread about being a accredited investor... Not me

Why didn't I sell TTD last week when it was up 😭😭😭

Anyone have any experience in the sex industry? I have three marketable, validated ideas to build out. Looking for advice about red tape and regulation. Potentially also looking for cofounders with strip club experience or networks..

For non tech folks - how did your remote onboarding work? Dont think I'm getting my permament email until later in the week so seems like I just wait till then? Did you have to do any work the first week?

Can anyone recommend a travel agent? Have a wedding in France (thinking about flying to Paris then making way down to Bordeaux). Then would like an extended trip from there.

I’m not sure if I actually hate partnership tax or I just hate doing the work of 5 ppl in PWC AWM Tax, I think I should try a industry PE Role before I leave AWM tax all together. Any Thoughts on this?

What is the current compensation band for Salesforce Developers/Architect with 10 YOE?

Hi Marketing folks, I have a SEO freelancer blog writer, quote me each 800 SEO blogs = $120, and we need about 10blogs each month. Is this a good price? Should I ask him how many keywords include? And any suggestion on SEO blog length and post frequency? Really appreciate any suggestion, thank you!!

Hi,

We are looking for React Native Developer who have worked on Banking/Finance project or applications.

Its pune bases company
Relevant Experience :3.5

What to do if the project decided during the interview doesn't match after joining the organisation? means we allocated to different project

Hi guys What happen if I informed to the manager I am resigning after bond period, by informing can it lead my decrement of my salary hikes??? 🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔🤔 thanku in advance

Hello! I’m an LMSW in Michigan with 15 years experience in the field doing case management, supervision, and administrative roles. All of my experience has happened in the CMH or VA health system, so needless to say, I am feeling burned out. I have flirted many times with private practice therapy work, but never taken the plunge due to concern about healthcare benefits from my spouse. Is it worth it to make the change? Are we overthinking it?

Hey, can anybody tell me the salary bracket for process developer (band 5B) in Genpact
CCTC - 3.42LPA

What are the top questions you get about big law work over Thanksgiving? Mine is never actually about my work and always some variation of "if you work that much how will you ever get married." Flying home this weekend so bring on the wine!

Our school doesn't allow donors choose. I'm looking for a grant to buy some flex seating. Any ideas???

Hello Guys,
Hope you are doing good!

I am going to start learning Azure cloud.
Could you please confirm what are good institutes to learn Azure cloud or some best online courses ..

You suggestions are highly appreciated.

Working in advertising and staying fit is a struggle. I’m tired and burnt out. I never know when I’m getting off work so squeezing in the gym is hard. But I’m up rn drinking my Celsius about to leave for the gym. Pray for a regular work day or I’m gunna be exhausted lol

After all the wait, self-doubts, and emotional insecurities, I finally got an offer from the agency I’ve wanted!!! 😭

Will Infosys conduct interviews for people moving from subcontract to permanent employment?

I am so tired of it all. I’ve barely eaten in the last 3 days and had to take a painkiller last night to fall asleep. I’m so overworked and I constantly feel like a piece of sh*t. I don’t even have the energy to move right now and feel like I will faint any minute.

Hi Fishes,
Can you guys suggest a good place to rent with all amenities & facilities in Perungudi area for a Non-Tamilian bachelor.
I am looking to have an independent house on rent in Perungudi, Adyar region.

Do people here consider having children and what it means for financial planning?

What’s your best advice when it comes to budgeting? How do you arrange your finances in terms of savings, spending, pensions etc

160K out of my 225K net worth is in retirement savings. Anything I should reconsider here? I’ve been maxing things out and always felt like that was the right answer, but want to know if I’m missing anything. I’m 25.

Currently debating if I should pay off zero interest debt or put the money in index funds instead? The debt is only zero interest for about 10 months or so. My concern is that the stock market might crash when it is time for me to pay it off because people say we are in a bubble right now. Should I just pay the zero interest debt first?

Just went all in on virgin galactic stock. 18k shares! Who is with me?!?! 🚀🚀🚀🚀🚀🚀

I’m 28 but new to FIRE and want to get started. What are the first steps for beginners? I feel so behind compared to everyone in this forum..!

How many people in this bowl are also minimalists?

Stay.the.course. Easy to say, hard to do. Here is one legendary Bogelhead post from banking meltdown 14 years ago. Worth a read and very instructive….adding link in comments

Open Poll: what’s your FIRE number, when do you pull the trigger, and where do you want to live? Personally, my ideal numbers are 10M, 35, and lower cost area of a HCOL (Brooklyn). One can always dream!

I'm switching jobs and considering whether I want to roll over my 401(k). I have about $220k in my plan. Considering rolling it into an existing Fidelity IRA with a balance of about $50k. Since October of 2020, I've paid about $880 in "plan administrative fees" to my 401(k) provider as well as the fund expense ratios.

It looks like Fidelity does not charge administrative fees on IRA accounts, so that seems to make it a no brainer, plus the investment options are much broader.What am I missing?

Anyone here own multi unit rentals as a source of supplemental (or main) income? Looking to enter the space and would appreciate any wisdom/learnings you may have to share 🙏🏼

I missed all of the market rallies due to restrictions at my old job and personal stupidity/FOMOing into crappy investments.

But I’ve moved to a new job - any advice on capital allocation for a 24 year old who’s making 250k, with 125K in NW? Obviously still in a great spot but am definitely behind some of my peers who’ve already become millionaires…

I’m 23 and my assets include $49K cash, $15K in ROTH IRA (will max for CY) and $5K in 401K (20% contrib). Liab is $9K for car loan. No HSA option since I’ll be staying on parents insurance until 26 yrs old. What should I do with my cash on hand and any “extra” cash from my paychecks? Goal to buy either personal or investment property in 3-5 yrs to support my family. How do people reach hundreds of thousand by early 30s? The concept seems like a stretch to me.

Joining a startup without a traditional 401k (not US based). Are there any other equity investing options besides IRA and standard brokerage contributions?

Has anyone taken a mini retirement ( 1-2 years off)?

What is the best credit card right now? I have mostly used my Marriott and Southwest for the points, but looking at other cards. Chase Freedom is not that great. Heard good things about Chase Saffire Reserve. Also thinking about non travel cards. And Amex. TIA!!!

I’d love some help thinking through this. I’m currently renting for $1600 base ($1800 total) and live in the least desirable part of town, and expect it to raise to about $2k/month. I was planning to buy my first property in the city and Airbnb part of it, but it will take me about a year to save up the cash (~$500k starting). Eventual goal is to move more rural but trying to build to FI. I found a property in my ideal dream location for $280k but it needs work, and can’t Airbnb it. Continued

I am just so happy with my realtor that helped me with my investment property purchase. Totally worth it. Really helped me navigate through the market and make wise decisions. If you are looking for a great realtor in Orange County, Long Beach, Los Angeles areas… please DM me. Happy to refer.

I make 70k CAD and want to get started on my FIRE journey. Any tips? I don’t have a lot of savings and I have only just started. Pretty scared seeing the housing prices 😢