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Hey Guys, off topic question... My mom has a savings account in a Punjab National Bank branch. Recently while trying to do transaction branch manager is informing her account has been blocked as per SEBI directive, he is not showing any proof for the same. Now my mother does not even have a DEMAT account, nor does she have any dealings with stock market. Any suggestions on what to do regarding this? Please help with suggestions, we are completely lost as to what to do. Punjab National Bank
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Can anyone share Mutual Fund schemes in their Portfolio?
I am a newbie and planning to start investing via SIP's in MF ( Around 4-5 SIP's of 10k each)
Thanks in advance.
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As much as you can afford
A good target is putting 15% of your income towards retirement. A lot of 401k plans have an auto increase program as well. So you can start at 10% and every year that amount can increase by 1% or whatever you set it at.
The more you do now will just pay off down the road. If you can max both your Roth IRA and your 401k right out of college, you will be starting a great path to early retirement
Contribute the max ($20.5k) to your 401k and the max ($6k) to your Roth IRA each year
Roth IRA, Roth 401k.
Max out both if you can afford it.