{ "media_type": "text", "post_content": "Just transferred to the US, which credit cards should I get? I am considering CSP and the Marriott Bonvoy card. Does it make sense to have two cards?", "post_id": "5d2370419f375f001c1ecb1d", "reply_count": 7, "vote_count": 1, "bowl_id": "58f82522753e990016609224", "bowl_name": "All things points", "feed_type": "bowl" }

Just transferred to the US, which credit cards should I get? I am considering CSP and the Marriott Bonvoy card. Does it make sense to have two cards?

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2-3 is good to start with and build a credit score. Did you have an American Express in your old country? If so, they can actually transfer your history to the US and give you a much higher limit. I couldn’t get an unsecured card with a limit higher than $1,000 when I moved, but Amex gave me one with an $8,000 limit due to my history with them in Europe. In addition, my average credit age is 6.5 years, even though I have been in the US only for 4, because they were able to transfer my membership age

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Thanks! So having multiple cards actually works in my favor and builds my credit score? I did have Amex back home, but cancelled it when I moved. Maybe they will still have my history - thanks for the tip!

If you’re moving to the US without ever having lived there, prepare to be declined for most credit card applications unless you can make special arrangements (like with Amex as mentioned above). You can also try to get a card from the same provider as your corporate card.

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I was afraid of this, but got approved for CSP 😊 thanks, maybe I’ll try Amex as my second card.

Do you have US credit history? You may have issues getting approved

No, but I got approved for CSP today 😊

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