Just wondering how much is a good portfolio return on investment. I started investing in equities around 6 months back and have around 20% ROI.

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It all really depends on the level of risk you're taking but I'd say that's pretty good. Keep it up!

7% to 12% a year is a good middle of the road benchmark.

Some years are better than others of course.

Average annual S&P 500 market return is ~7%. If you can beat that in the long run, even including down markets, you should quit your job and become a professional investor. Spoiler: you can’t and treat anyone who tells you they can skeptically.

Just be happy in years that are above 7%, optimize your portfolio for years that will be lower, and plan for long run 7%. And don’t forget tax impact - be a long term investor not a trader.

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