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Any take on culture of MS Menlo?
Maybe like once every other month? I get a fixed salary and I keep my cc bills well below what would make me cash flow negative for the month so it's really only to see when I have built up enough in my checking account where I feel the need to push it over to my investment accounts. Cc bills I check once a month when I pay them just to make sure all the charges are actually mine. I don't really make discretionary consumer purchases so as long as I'm not hitting up fancy bars and restaurants every day I can usually keep within bounds without too much work... That being said, when I first started I had a fancy personal cash flow model that I would update every pay period since I was essentially paycheck to paycheck. Had neat little projection charts showing how much my annual savings or deficit would be if I kept at that pace of spending too for motivation and that really helped.
If you are talking investment accounts like 401k, etc. Maybe like once a quarter? I do my best not to think/worry about them since I am still young and know my limitations when it comes to micro managing finances haha
Usually every day, except in extended periods of downturn…nowadays, I check my individual accounts that I contribute to but no longer look at my total net worth in Personal Capital.
Mentor
I’m trying not to but I do it pretty frequently. I grew up financially poorer so I was on constant lookout on my bank account when it was in the three figures to make sure I don’t overdraft. Boy how things changed
Good for you for prospering through the tough times!
Daily for day-day banking. Monthly for autopay accounts. Weekly on investments.