Kinda unrelated but my credit score recently went up 16 points and then down by 15, and I haven’t really done anything differently in the past month or so to warrant that change. Any one else who this happened to? Or anyone know why this is fluctuating?

Anyone wants to buy United plus points? Have a few and would like to sell them.

Not points, but best travel carryon bag? Need a new one.

Just finished the last of FIVE video interviews for a new position and have to share a tip that helped me every step of the way: taping talking points to the wall right above my screen. I carefully considered my answers to the top ~4 questions I thought they might ask and wrote large bullet points for myself. It kept me on track, focused, and eloquent. Highly recommended for anyone else doing video interviews!

Just moved to the city and I'm excited to get out and try some new restaurants. What's your all-time favorite spot to grab a bite in Charlotte? (Bonus points if you can tell me what makes it awesome!)

How to best approach requesting points following bed bugs?

2 weeks in an my night and points are all fucked up.. come on Accenture get your data migration workstream together

Today’s race was such a shame...
Russell blew up his points finish
Gasly unlucky .. he was going for P4
Maxx man oh man.. tyre blowing up

The only silver lining was Ricardo on the podium!! Love this guy!

Trying to book flights with points is making me 🤯

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Recently joined a consulting firm and have a corporate AmEx now. I am planning on paying the $95 fee to get the points from corporate expenses. I also have only a chase sapphire preferred. Is it worth picking up a Gold or Platinum card to pool all the points in one place? I eat out a lot and mostly redeem points for statement credit or the occasiaonl hotel room (use Marriott). Don’t do a ton of personal flying. Thanks in advance.

Hi! I’m doing some research on employee benefits (medical insurance, 401k, HSA/FSA, commuter benefits) and was hoping to connect with People specialists or HR professionals in the comp & benefits space. I’m trying to better understand any pain points or challenges you might face with utilization/enrollment. Anyone interested in connecting? Thank you!

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

Why does it take so f-ing long to transfer Bonvoy points to airlines?

What are some good trips to do with Bonvoy points in the Northeast (thinking more spa/relaxing vs touring cities) e.g Berkshires, Vermont etc

Anyone looking to sell several hundred k Marriott bonvoy points?

Durant +3.5 points/rebound/assists over Giannis. What a comeback! It was 48-38 with like 2.5 minutes to go.

I was swiping on my friends tinder and stumbled upon an old friend’s husband. The friend who’s tinder I was on doesn’t know him so I told her to talk to him. It really seems to be him and I don’t know what to do. I haven’t talked to my old friend since we graduated college and they have a child together. From her social media posts they seem to be very happy together.

Women in Tech in the Bay Area: where can I find a list of in house creative departments to hit up for projects? Thanks in advance.

Compared to other departments it seems like creative often has the least amount of people of color. Why do you think this is and what steps can we take/are being made to get more of us in creative?

I’m very emotional right now 🥹😩😩

Finished my masters today, this year has been rough for me and just seeing myself competing this brings so much tears to me!

I can’t stop getting emotional and wondering if this is a mental disorder. I feel I don’t deserve this happiness.

Regards,

Is there a website that tells you which agency did the design / ads for particular projects or campaigns?

Instant cart over charges right?

What cities do you all live in?

Hi everyone, I am a recent college graduate with a degree in marketing. I am looking for a job, internship or any experience in digital marketing. Specifically with SEO/Data. If you or someone you know is looking for an entry level worker who has a student mentality and is eager to learn and work, please reach out to me or comment below and I will reach out to you and we can discuss my experience and skills. Anything helps, thank you!

How is synchrony back for HYSA or CDs? Any experience ? Online reviews seem to indicate customer experience is really bad

Why did you choose to do copywriting? Especially in pharma

I’d like to pivot my career from Account Manager (4+y experience) to Product Manager. Unfortunately there’s no opportunity within my current company to make an internal move so I will have to go external. Do you know any company that would be open to hire PM with no direct experience but v willing to learn? Any tips are appreciated. Thanks!

Would like to make a move to microsoft sometime in the next year or two. I have 6 YOE, I’m currently an SC (Tech Lead / Data Engineer) at D. I have AWS (CLF-C01, SAA-C03) and Azure (DP-203, AZ-305) certifications. Interested in knowing what type of work, role, practice may suit me or really what the most logical career move would be? Planning on leaving D at the M level

Is everyone in valuation typically pursuing a CFA? Looking to transfer in.

Colleague has put in his resignation. They are offering him whatever he wants to stay including 4days a week work from home. He’s not bluffing and plans to leave. However, at this same time I was asked to begin working as a supervisor for the engineering team and I would get a promotion at the beginning of the year. I have been supervising and managing our team of 6 for months with no extra pay or bonuses. I was told yesterday that raises will be light this year. Yet today they spare nothing.

Staying in Geneva, Switzerland for four days. Any must-dos?

I posted here some months back about my ectopic pregnancies but today, I'm posting to tell you all to hang in there and God will do it for you. (Please don't insult me of you don't believe in God because I strongly do).
In a nut shell, we had baby #1 without trying. Started trying for #2 and over 2 years, I had 4 miscarriages and 2 ectopics. In July, my doc informed me that the only way forward was through IVF. I was tired and confused. I PRAYED! and continued trying. (The rest in the comments.)

Anyone with any insight into Eckert Seamans? Work life balance? Billable requirement? Pay? Perks? Client base? Any other tidbits?

I have about $40K of debt (one loan, and a few credit cards). My approach is to

1. Not spend anymore on cards.
2. Pay it down starting with the smallest
balances first and then moving up from there.

Any advice on trying consolidate it into one loan? Thanks.

I’m a terminal manager at a logistics company. I’ve been manager there for 1 year. Before that I have 10 years as a lab analyst in food safety and chemical environments. Still at 70k/yr. Wife works too. At this rate FIRE seems impossible. What industries can I leap to to make FIRE more feasible?

Never used Vanguard before and kinda confused on the site. What are the go-to funds people put their money into that are lowest fee and just generally track the us market? Or just the most popular? Thanks for any advice!

How much savings does a 40 year old realistically need to retire?
For sake of discussion, let’s assume house is paid off, need to purchase decent healthcare, you have a healthy 401k, and are single with no kids.

I’ll guess that you need at least $500,000?

Just turned 24 and at 270k net worth now! Really happy to have found FIRE. I can’t wait to get out of the rat race.

I have a rollover Roth IRA that converted from my 401k with previous employer. I also have Roth IRA.
1. Does it mean i am only able to contribute 6k with these two Roth OR i can contribute 6k each Roth ?
2. Can i open a backdoor Roth as well beside two Roth listed above ? Thank you!!

I have about $70K total in undergrad/law debt. I accepted a job in big law starting in fall of 2022. I’d like to be debt free as soon as possible but given that student loan interest is frozen and has the potential to continue to be for the foreseeable future, any recommendations on where I put my money in the mean time? I’m thinking I’ll make the minimum payments upon graduation and let my money grow elsewhere until loan interest starts up again then make lump sum payments. Thoughts?

With the market pushing higher to mostly ath this week, are you keeping cash reserves for a slight pull back or putting money in the market today?

Would you recommend Term Life Insurance for someone with young children (to serve as a financial security buffer - in case god forbid, I die, during the first 20 years of the kids lives)? If not, what would you recommend instead & why (rationale for why)? T.I.A!

If you are hovering between the 24 or 32% tax bracket (work in commissions) and are planned to get a 60k bonus…would you take lump sum in December 2022 ? Or space it out with some in 2022 and the rest in 2023?

Based on bitcoin cycles, I’ll have eight figures by 2030. I’ll quit my industry and retire early. Should I tell off my least-favorite boss? Hated that guy.

Hey y’all! I’m 23 and looking for a FIRE mentor. Comment below as I would love to connect with someone that can assist me in my journey.

For those who rigorously budget to achieve FIRE, can y’all give me some tips that work for you? We’ve tried to do the tracking every item we buy thing but we’ve never been able to honestly track every purchase for a month. It feels like too much work with 2 kids! Any other tips and tricks that work for you? In general we automate savings first and kind of reflect on the bills at end of month and note where to tighten for the following month but I feel like we need more discipline

Tax Q for Mom: She has a rental for which she charges *way* less that Fair Market Value. Can I ignore the income (~$8K/yr) as a gift from the tenants -- or really, as a gift from her to tenant?

What do you think about bonds