LA car insurance advice please! Getting what seem like really high quotes from geico and State Farm ($170/month). This is for two adults. Small suv. California. Great driver history and credit. Am I off base that this seems quite high? What can we do to negotiate/improve this?

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LA has pretty high car insurance. From my experience, it's less about you and more about the zip code where it is garaged.

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That's what we paid in LA County for insurance on a Jetta with USAA. It's pretty standard. Move outside to Ventura County and your insurance is $100/mo cheaper.

Two adult drivers with clean records.

costco.

Try AAA if you have that membership. I had been with Geico for years and just switched, almost half the cost for same coverage.

Have you reduced estimated mileage if you're not driving right now? I'm in South Bay and pay 85/mo for 2 with USAA. 61.55 for a new driver on a junker and 23.41for me on a luxury car

Look into Connect with Costco, great rates

Seems about right. LA rates are ridiculous, my cost was cut in half when I moved to Seattle with the same coverage. The lowest quote I got was from Geico

I bought a condo in Palm Springs to lower my car insurance rate 😂

Shop around and raise your deductibles, but that’s about what I pay for 2 good drivers with 7 and 12 year old Audis.

I use(d) metromile until my car got hit (maybe that’s why the insurance is high in LA?😂). But my monthly costs went down a lot if youre not planning on driving all the time during Covid

Try Wawanesa? Though I agree, auto insurance prices in LA are insane... $1000 every 6 months for less than 7K annual miles (pre-COVID, now about 4K). One driver, one non-luxury car.

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