Large expenses coming - $10k engagement ring, $1k travel abroad, 3k medical procedure. What you would friends recommend from a credit card promotional bonus approach. I signed up for chase reserve and will use 4k for the 60k points. Have another 10k I could use toward some card spend. What would you suggest?

like
Posting as :
works at
You are currently posting as works at

Another chase card (if you got the reserve, then get the preferred or vice versa), along with an airline or hotel card that you’re likely to use in your travel. Many will give you instant status with that brand (or a fast track to status) once you hit the minimum spend.

I'd get the Venture X. 4k spend for 75k miles (feel free to DM for a referral). $395 fee offset by $300 credit + 10k miles annually + Global Entry + Cap One lounges and Priority Pass.

And get your (future) spouse to open a Sapphire Preferred. Same 60k points for 4k spend as the Reserve. You can combine points within your household. I just stayed in Japan using Chase points towards a Hyatt hotel (90k points worth $900 in cash for a stay that would've cost $2,700).

This was 3 nights, so $900/night but I effectively spent $300/night in points.

You don't use the Chase portal for best value, although it does multiply point value by 1.25 (Preferred) or 1.5 (Reserve).

You need to move points to a transfer partner. The easiest is Hyatt. So an example is 90k Chase points moved to Hyatt for 90k Hyatt points. Before you do so, make sure that the stay you're looking for has award availability. In my case, I found 3 consecutive days offering 30k points/night at a luxury hotel, or you could pay $900/night if you prefer to use cash. So this would be a 3 cpp (cents per point) value, which is pretty solid and double the portal.

There are even better redemptions if you're interested in business class flights, but they are more difficult to search for and the availability is much more limited.

like

Wasn’t marriot doing 5 free nights recently?

Related Posts

Friend of a friend just died of covid (delta). Not vaccinated. Please be careful out there everyone. I wish this was over but it’s not.

likefunnyhelpful
like

Does Bank of America do a Mega Back door 401K?

like

Sick of people in New York just looking for the “next best thing” when it comes to dating. If you have a connection with someone just pursue it!!!

likesmart

Hi all,

I am on my 1st year H-1B. Since in-person interviews are being waived, can I have my visa stamped by sending the documents via FedEx to my country's US embassy, without me actually leaving the U.S.?

I am very certain that it does not work that way. I just want to be sure that it does not work that way.

like

Does anyone know the bonus range %s for an IFS manager?

3 years work ex and a masters
Senior at 106k plus bonus
Am I at a good, average or slightly below market pay level?

like

Hi guys. My office is in bagmane tech park and my brother lives in hsr layout. Is it okay to travel for 2 days (15 kms) every week. Company is providing transportation facilities. Please give me guidance as i am going to shift to bangalore for the first time.

Warm regards

like

Got an offer for Electronic Arts (EA) Manager for North America (Canada) remote for 100k base CAD, 15 percent bonus and around low 40ks RSU (assuming it's USD). How much higher can the base be in Canada for EA for a Manager role? Base seems low even at 110 CAD. It's a corporate role so not anything technical or product related. Most or all the more senior managers are in the USA. Electronic Arts (EA)

like

Hey, Fishes! I will be joining Deloitte India as a Management Consultant in the Strategy and Business Design (GBS) practice in the month of August. I had a few questions:
1) Difference between Strategy and Operations (S&O) and Strategy and Business Design (SBD)?
2) Estimated percentage of Travel to client locations?
3) % of WFH and WFO
4) Suppose I want to change my location somewhere in between my stint, will that be possible?
5) How to claim Telephone expenses along with monthly salary?

like

I am 31. I have $750k in assets and 400 in liab. Net worth is 350. Largest assets (excluding real estate) are 120k in 401k, 40k in brokerage, 20k in crypto, 25k cash. Own property totaling $550k (2 condos) but debt of 350k so 200k of my net worth is in real estate. Student loans of 30k. Thread continued 👇🏽

like
like

Hi

What would be the inhand salary of 37 LPA?
Assuming 6 lakh as employer + employee pf.
And 2.5 lakh as HRA
Other than that i do not have any other investment.
+ Medical and Gratuity is not part of CTC.

Please help

like

Hi any advice for someone who has 1 1/2 year experience in industry and wanting to switch from market access to medical affairs. I'm open to any job opportunities in small or midsize pharma or guidance I have a vaccines and neuroscience background

like

Hi Everyone, I have resigned from TCS and currently on Notice Period. Can y'all helpe with the full and final settlement. What is included in that process. I am aware of the following, please help me with a few questions as I want to be prepared financially during the 3rd month of my NP.
1. All Earned Leaves would be encashed. Not sure about SLs.
2. Will I lose any amount on the Health Insurance?
3. What will happend to my EPF and PF?
Please help me in anything that I may not be aware of. TIA

likehelpful

Got offered consulting positions, but took this path instead. Sometimes I wonder if it was the right position. They complain about the amount of 'travel' they have to do. Sounds like a dream.

like

Hi! So a few friends of mine and I want to go to the beach over the week of Labor Day. Like Puerto Rico or Cabo to a hotel or Airbnb. Are the beaches open there? Please save the comments about us disregarding Covid :) we are taking all necessary precautions to stay safe and follow rules :)

like

More Posts

Salary bands for senior EA - Does anyone know what they are for the following Canadian companies: KPMG, Amazon, Telus, and Deloitte

like

How do we feel about prenups? Necessary or not?

like

Hello Friends... I need 11 likes for DM. Please help...

like

What's your favorite Netflix show that got canceled without explanation?

like

Hi Fishes, Is anyone working as QA in Tech Mahindra for EY Client? Would like to know about project and wlb. Tech Mahindra

like

Anyone interested in giving me a first job doing remote data entry work? I'm 17 highly proficient in a windows environment a quick learner to new tech and tech concepts and can work 20 h a week with school looking for $16/h+

likesmart

Any advice for working with a coworker who didn't get your job and is being passive aggressive and pointing out every little mistake you make to supervisors? I'm worried she will do something shady trying to get me fired so she will get my job.

like

I’m trying to extract numbers from a string. I googled a formula, however the formula rounds up the last two digits of a 16 character string. Is there are a formula I could use eithoutcharacter limit?

Are there any protections for an employer who has a server that received a very large tip? For example, what if the customer says they never meant to tip that large amount?

like

Has anyone gone from Big4 to mid-tier and been happy with their choice? Do you feel like the quality of work performed is similar?

likesmart

Who has the deets on google brand studio?

like

Anybody heard or worked in centelon ?
How's the experience in sales force practice there ?
What's salary range a 3.5 exp2 sfdc person can expect ?

It’s so frustrating when the partners aren’t straightforward with me on what’s going on. I haven’t been assigned to any cases in months and months with one of our big clients who I worked regularly with in the past and I think their general counsel has a problem with me and has blackballed me, but nobody is being honest with me. I suppose I need to schedule a meeting with a partner and point blank ask what’s going on?

like

Hi fishes. I am trying to get into PWC in a legal sector (contract management services). I carry 5.5 years of experience. Did upload my resumes to their website but seems they do not review it from there lol. I am unable to get in touch with consultants too. Can somebody please refer me for the same, i hv been trying hard but no fruits. Thanks in advance!

like

Hi Account friends! It’s the start of a new year and I was hoping you all could share any book / newsletter / blog / course recommendations that help keep you up to snuff. Feeling a bit stale and like the last year has been a tactical grind. I want to brush up on modern thinking for our industry - the latest and greatest marketing books, strategy perspectives, creative self help, etc. to feel more alive as we start 2022.

Comment your favs and THANK YOU in advance!

like

Looking to make a job switch in October. I am a salesforce certified SBA/SA with 5 YOE. How is the PWC or Slalom practice?

like

Hi fishes , I got an offers from At &t , UST global services , Jio, TechM, city group . How much I can expect from At &t for 6 YoE in DevOps & cloud . Please let me know

like

Is Any one recently given interview in Cognizant (within 2 week)

like

Can anyone refer please Accenture

Post Photo

Additional Posts in Personal Investment Chatter

If I move all of my retirement funds from one target fund to another (later date), are there any downsides I should be aware of? I know it's not the most exciting, but I want to set it and forget it.

like

Best purchase under $1000 that you have made?

like

General question - Should I use margin to buy VOO shares in my brokerage account for additional exposure / exploiting leverage for gains?

like

Does anyone use fundrise? Thoughts on it pls

like

Fellow fish.. with the inauguration coming soon what is your take on the market with the new govt... You think it will fall? Or rise? Any stocks that have good prospects for the next year that I can target. Looking to invest around 5k. New to investing so help would be appreciated.

like

OXY or MRO? For long-term hold?

like

What do you think is a reasonable % of revenue to ask for from a billable rate? I work part time (~5 hours / week) for a company where they bill $250 and hour for mine time. I’d assume my costs as an employee are minimal. What do you think would be an appropriate hourly rate?

like

Trying to make sure I’m understanding this correctly- if I choose to contribute a lump sum of post tax money to my HSA at the beginning of the year and then just contribute a minimal amount of pre-tax money the rest of the year to max it out, I can deduct the lump sum contribution on my taxes even if I don’t itemize other deductions, right? And the net effect is the same as maxing out an HSA with entirely pretax contributions?

like

Is it just me or does it seem hard af to make a million dollars.

like

For those who select your own individual stocks, (bet the market strategy) - how many stocks do you hold?

like

Could we end up in another great depression? Sure seems like there are many similarities. For naysayers, what would prevent this? Rookie here.

like

Couple of dumb questions, but thought I’d ask in hopes that I can get back on course. 24M with the following assets: ~$30k HYSA, ~$6,600 Fidelity Roth 401k from old employer, ~$14k Vanguard (60% traditional 401k, 4% Roth 401k), $13.5k M1 Taxable acct (ETFs). I make ~$100k annually (salary+bonus). I’m contributing the max to my 401k as of this year. Questions below:

like

Anyone in the NYC area have someone they’d recommend to help with filing taxes? My wife and I are recently married (last October) as well as new to NYC a year ago so not sure if we’re missing things. Our refund is a lot lower than what both of us have always received in past years as individuals, so not sure if it’s just the extra taxes of NY state/NYC or something we’re missing about filing jointly...

like

In the months leading up to Jan. 28th GME was seeing consistent astronomical growth. Now a week later after Robinhood’s mess it continues to dip and rise, dip and rise.

If that’s not market manipulation, idk what is.

like

Margin question. If I buy on margin and stock goes up, then if I sell only enough to cover the margin and just keep the extra stocks, do I have any tax on that sale if I did LIFO?
Understand if it goes down and I do the same thing I loose shares (assuming I had a base of shares to begin with)

like

Market: Down 1,000pts.
Me:

Post Photo
likefunny

Any suggestions on avenues to buy Gold bars? Based in NYC if that helps.

funny

Stock and investment novice here. What’s the rule of thumb or best practice I guess in terms of figuring out how much dollars to put into one stock? I have a friend who is a bond trader out in Singapore and he says he spends 5Gs as the initial investment into every stock he buys.

like