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Go big or go home. Mega funds only.
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What are your thoughts about someone willing to pursue SAP consulting as a career ? Oracle and SAP are standard ERP systems in Fortune/Big companies so even if one joins and learns in 2-3 yrs what are the growth opportunities in SAP ? I do recognize that there are a lot of advanced planning systems out there but in reality is it fair to assume that one can easily plateau off in 5 yrs from a career progression standpoint?SAP Oracle o9 Solutions Blue Yonder Kinaxis Inc.
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For those 🐠 🐟 who are always eager to save more … think about cell phone / voip/internet/ cable bills , service quality . If you are not happy with your provider for any reason , file a complaint with FCC … it works like a charm . You will get better deals and save $$.
https://consumercomplaints.fcc.gov/hc/en-us/requests/new
Anybody have a mortgage provider they like?
Traditional IRA or Roth IRA? And why?
Would your partner join you, how long do you plan to stay in London and/or this apartment? How could that change over next 3-10 years.
Also if you didn’t buy today, when would you be aiming to buy? I ask as ‘if’ the market took a broader downturn for a few years, would this stop you from achieving something super important?
Best financial advice I’ve heard - marry once. Buy a house once.
Whilst it’s great to build your own home equity, if you’re not willing to live there for at least 5 years, it’s not worth it. Need to do 10+ to really make it worth your while.
Apartment will also probably sell for more than listing (assuming above is listing price). Don’t be afraid of having to pay mortgage insurance if under 20% deposit (not sure if that’s a thing in UK) as you’d get rid of it once you build 20% equity after a year or two.
Do you have reason to believe this apartment will appreciate more rapidly than the overall housing market? As a general rule, equities have outperformed real estate over the long haul. They’re also much easier to manage (sell easily whenever you like, never have to replace a leaking roof, etc.) So stick with stocks unless: (1) you have a strong basis to think that this particular property will outperform (even after accounting for all the costs of maintenance, fees for buying and selling, etc.) or (2) you have non-financial reasons to buy it (i.e., you’re willing to sacrifice some return in order to have more control over your living space).
Why is that mortgage so expensive? Is that typical in London? I’m paying well below 1% interest in Germany
How are you living rent free? And why would you want to start paying?