{ "media_type": "text", "post_content": "Looking for advice/validation. \n\nCurrently have about 10 credit cards (yes really!) About half are airline cards that I signed up for for the miles, quicker boarding, and free bags- but they carry a $100 annual fee. \n\nOther half are random no-fee cards (BoA, Amazon chase, capital one venture, west elm). \n\nMy thought is to cancel the ones w an annual fee (just bought a house so no immediate need for higher credit limit). Does this make sense?", "post_id": "6144c78a133bc4003194de45", "reply_count": 5, "vote_count": 1, "bowl_id": "58f82522753e990016609224", "bowl_name": "All things points" }

Looking for advice/validation. Currently have about 10 credit cards (yes really!) About half are airline cards that I signed up for for the miles, quicker boarding, and free bags- but they carry a $100 annual fee. Other half are random no-fee cards (BoA, Amazon chase, capital one venture, west elm). My thought is to cancel the ones w an annual fee (just bought a house so no immediate need for higher credit limit). Does this make sense?

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Look for downgrade options to no fee cards. In order to optimize your strategy, focus on flexible points instead, like Chase UR and/or Amex MR. But start with Chase because of its 5/24 rule.

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What AA1 said - downgrade when possible. I would keep any higher earning/travel card like CSR, Amex Plat/Gold etc

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New to points cards and business travel… what is CSR??

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Thanks a bunch. I’ve been looking into what brands I should be a member of (hotel, airlines, etc) and what cards I should use. Right now I’ve been mainly using my CITI DoubleCash card for work, but I haven’t been seeing much in terms of benefits.

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