Looking for some saving tips! I’m 25 and am preparing to ramp up my savings as my boyfriend and I will be buying a home in 2022. As we do have time, I’m really looking to see what worked best with saving/not over spending. We’re located in Chicago & will either buy in the city or south suburbs for reference (:

like
Posting as :
works at
You are currently posting as works at

I found creating and tracking against a realistic budget really helpful, along with automatically transferring part of each pay cheque into another savings account so it doesn’t feel like that money’s “available” for me to spend. I also tried to limit impulse buying - if I see something I like at a store I often leave it and see if I’m still thinking about it a week later - if I am then I go back and get it, but often I find my initial feeling that I really want/need it has passed

like

1. Strict budget.
2. Make do with what you have - e.g. a good sharp knife and a paring knife will suffice for a surprisingly long time.
3. Cut frills. Ask yourself "do I need this". A lot.
4. Continue living like you're in a pandemic after the pandemic - cook at home. Add more beans and tofu, cut down on meat and fancy cheese. Coffee at home. Watch movies on Netflix instead of date night at the theaters. Don't go crazy on new clothes / toys. Take frugal vacations. Don't take cabs or ubers! (Harder in Chicago perhaps). Etc. Aggressively track what your money goes to.

Related Posts

My h1b expires in 24 days. The lawyers are filing on premium processing while taking there sweet ass time filing for the extension. What happens if they don’t file it in the next 9 days?

like

Hi fishes, Can someone from @RealPage refer me, please? I have the job id with me.

like
like

Anyone have experience in drafting pitch decks for revolving lines of credit? Would love to hear or see the basic format/structure!

like

Anyone women in here that have lost over 100 pounds? Interested in your experiences and advice. My background- except for weight all of my numbers and blood panels are in healthy ranges. I’m mid 30s over 300 pounds and done not feeling like myself. I workout a few times a week and am generally active aside from desk job but always striving to do more.

like

Hi!

So I am getting ready to start studying for the PHR, any tips on how to better prepare for the cert?

Also, I am more interested in the People Analytics side of HR, do you guys think this will help? I do have experience with SQL, Tableau and Analytics in general.

Thanks!

like

Is the elvie or willow really worth it?

like

Who else out here feeling indignant when audit recruiters slide in ur DMs 😤

likefunny

My partner and I are in our late 20s and spend about $6k a month all in in HCOL area. We gross a bit over $400k annually. Is that reasonable?

like

Hi,
Can anyone from
Paytm give me an idea about when will they start calling people back to offices?

like

I know this has been discussed but can’t find exactly what I’m after... How much is too much money to negotiate? Negotiate for more money and more PTO or just one. Both are low, especially the PTO

like

Looking for a job in Omaha. Appreciate any leads!

like

Do new hires get some kind of new hire present. Company swag. Or some shopping gift balance. I got all of those when hired by PwC. Curious if D would have similar gifts too as welcome presents.
I am going to be an SC in Atlanta

likehelpful

I am in the process of IVF due to my husband's male factor infertility. I am so grateful for the benefits that EY provides and wanted to know if there is any consideration for reevaluating those benefits? We know that IVF is incredibly expensive and for some of us, having children is a top priority. Does anyone know where or how we can petition for enhanced or shared benefits? I have ideas.

like

Did you share with your family when you hit a 1M net worth?

like

Just spotted on linkedin: MullenLowe NY is looking for a mid to senior level AD.

like

Anyone at or going through Kearney Middle East kindly willing to share info about the interview process? Would much appreciate! (Currently going thru MBB+ interviews if you’d like info as well)

like

How many times would you your boss/managing attorney scream/berate you (not just frustration) before you quit? Some context: Yesterday morning managing attorney comes in legitimate screaming at me because I forgot (for the first time in over a year of employment) to lock the door when I arrived, he then brings up something that happened earlier in the week where I didn’t get clients payment info, instead emailed assistant to run payment since I’ve never been taught how to accept payment.

like

Got offered to go to RSM from a big four with a 40% raise and a promotion. I should make manager this round if I stay so promotion isn’t that big of a deal. Should I take it? I’ll have smaller clients, but think I’ll really shine there too. Less work, more pay... I could always go back to my current firm. Thoughts?

likehelpful

Associates, if you turned in work that was subpar how would you want the partner to approach you to tell you about it?

likehelpful

Additional Posts in Women In Consulting

Just had a man follow me into sbux and try to chat me up while I ordered. Dude. I am carrying a suitcase and trying to catch up on my emails. Go away.

likefunny

hadn't worked with a female co-worker since starting this job, recently met a mindblowing amazing person who just got promoted to manager. she loves reading, any suggestions on female leadership books

likehelpful

Ladies, what are your go-to sandals for big city walking (like NYC)? Need something cute, slightly heeled, but comfortable that stay clean enough...and don’t know if anything like that exists 👀

like

Somewhat Deloitte specific, but the Deloitte bowl is mean so posting here

I’m up for promotion this year, and I’ve been working so hard and my feedback is amazing and I’ve wanted this for awhile. Now, an immediate relative is actively dying and I may go out on a short leave, and I also have some PTO planned so that I can visit family oversees later this fall. With all that’s happening, I’m not going to hit my 90% utilization target, which is a checkbox in my promo. (cont).

likehelpful

Has anyone gone to see a nutritionist? What was your experience like? Worth it?

like

What should I watch on Apple TV?

like

Anyone in Montreal who wants to grab a coffee? 💗

like

Taking control of my sexual health this year but I’m quite nervous about getting an IUD. What if it’s uncomfortable or my partner feels it during sex? Please share your personal experiences with me, have they been overall positive? Does it shift depending on how rough/ lengthy your partner is?

like

Has anyone tried online therapy like BetterHelp? Any thoughts/feedbacks? I’m kind of intimidated to start the process, because I don’t know if it will work and if it’s worth the cost but I need help.

like

How did you meet you significant other, and what made you realize they were the one?

like

I just got a dog from a rescue. The foster was incredibly helpful. Is a gift appropriate?

like

Ever feel like no matter old you are - you secretly have to please your mom 😅

likefunny

Started dating someone recently and just got staffed on a travel project through end of year. We both want to make it work. Any advice about being a relationship while traveling all the time?

like

This past couple of weeks I’ve received some feedback that projects I’ve sold have not been delivered to client expectations. I’m often present but not leading these teams as I am very fragmented across projects, sales and general leadership responsibilities. This negative feedback is making me believe I’m not good at my job and causing tons of self-doubt. Is this imposter syndrome? What should I do?

like

Anyone buy an inversion table? Results?

like

Why do some men try to date right after a break up? Like make a Bumble profile

like

Does anyone have positive experiences with getting an ex back? I just went through a breakup which he initiated, and I know I deserve better but one part of me is still convinced he was my soulmate

like

Dumb question warning - How are new medical procedures approved and assigned CPT codes?? Is there a world in which we could add/reclassify different variations of abortion codes to create more exceptions in the strictest banned states?

like

Transitioning into a consulting role full time after graduation. Been dating my boyfriend for 2 years now (long distance - 450 miles) but nervous about the consulting lifestyle & dating. Any tips?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal