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Hi my IBM sharks !
With reference to creating a tax saver FD for tax exemption under Section 80C for FY 2022-23, what is the last date by which we need to create the Tax Saver FD and upload it as investment proof on IBM Tax declarations portal?
I know that in December we need to upload the investment proofs, but do we need to get the Tax Saver FD created before that?
Is TCS currently providing wfh option? I had given interview in TCS 3-4 months back and was selected also.But the HR wasn't sure if I will have wfh or wfo.And I wanted wfh only so I left the offer.Now again I received call from TCS and now they are saying it's upon choice if I want wfh or wfo.So confused whether to go for interview or not.Does anyone know if they are providing wfh or wfo by choice? I'm currently at Mumbai location and as per the call from TCS it's on me what to choose. please advise 🙏
Which is good to join..Publicis sapient or LTI?
Additional Posts in Startups and Entrepreneurship
I am starting an outsourcing IT Support company, and I want to hire people with autistic spectrum, since I am autistic myself. I would like to know if anyone is interested to invest on it, or if anyone would like to hire our services. The company is based in Colombia. Our website is repshome.com
What business would you start with $20k?
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Just curious, did you check the ebitda on those potential businesses?
You could always find an investor to partner with you, if it’s a scalable business.
Acquisition financing is tough. Most viable funding option for you is debt financing
Check our searchfunder.com if you’re looking to bring in investors. That’s a great starting place. Feel free to DM me if you want
Depends. Are you doing this through a search fund or self funded currently?
Coach
SBA 7(a) loan
I would try to maximize a seller note and throw in an earnout if your can, which is a decent option in todays market where things may be a little slow in the business your buying
I’ve seen seller notes become much more prevalent in the last 6-9 months. Seller notes are starting to represent a larger share of the total PP (often reducing the SBA loan amount at closing). A number of buyers have included a 2nd seller note that is partially or fully forgiveable based on performance metrics (which is often used as an earnout substitute when you also have an SBA loan).
Would you consider becoming an investor with equity?
Some businesses might have owner financing available. And sometimes part of that package is training under the current leadership to move forward.
It’s certainly market to include some sort of seller transition training (usually up to 6 months, sometimes a year) as part of the purchase price. A lot of buyers don’t want the seller actively involved for more than 90 days or so but ask the seller to be available on an as needed basis after that for ~ 6 months
What types of industries/businesses have you looked into?
Bad idea.