Looking to buy a condo or townhouse in downtown or midtown. Confused which option may be better. I am concerned of sudden loss of equity if market crashes; which one is a safer option. Any good realtor recommendations feel free to share or DM me HHI ~500k Max down payment 225k

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We have been for market to crash for 20 years

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Nothing is crashing. You will be more insulted in a townhome though.

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With a 500k hhi what are you worried about???

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In general more land / a bigger lot = more value, so townhouse is better, especially if freehold with no fees

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Thanks PC1. Quite helpful

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Thanks I try

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Get a Freehold if possible - high maintenance fees are like paying rent which is ridiculous

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That’s like 2mm lol

Aejaz Ahmed - Right at Home Realty is pretty good

Thanks everyone for your responses. Can you also suggest good areas for town houses in downtown/ midtown. We would like to be 30 mins drive or subway to Union ideally.

Yeah exactly that’s what I am taking it as. The only thing is we probably forgo our chance to upgrade to a semi in suburbs in next 5 years if market crashes. But that’s a risk we can’t avoid

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New to Toronto, house prices here are staggering. How hasn’t the market crashed yet?

Lot of us wondering the same; but price is the price and u don’t argue with the market

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