Looking to buy a first home, condo in New York, and got these financial statements from the condominium. What are typical things to focus on when reviewing these statements, sorry first time buyer here and will share them with our lawyer.

TL;DR: Social Security matters.

My wife & I are 35. If we quit working today, at 70 we are entitled to a combined $50k in annual SS in today’s dollars. (Source: SSA.tools)

$50k real is significant. Let’s be conservative and say that a 70 year old couple spends $100k per year. That’s SS meeting half of your required expenses.

Current law with current demographics shows that SS can fulfill 79% of benefits into perpetuity.

Assuming SS will disappear means working decades longer than needed

Will Build Back Better Act (if passed) impact M&A tax a lot? Outside of in the diligence context

What are we buying today boys and girls? (Got 5K to play with)

Hi Fishes,

I know this is not the right forum to post random messages but I’ve seen some great advice on here, so would like to know how you’d manage your money from the below information and how you’d save?

All ideas welcome :)

£70k total comp
£150,000 mortgage
New Driveway needed and back garden to be done
Current Savings of only £2k after a wedding, home renovation and honeymoon
Expenses have increased due to inflation and rising costs…approx. £1400 on bills etc

Off topic sorry : can we mention house property monthly maintenance during ITR from exemptions and deductions

I have a brother who works in tech. Curious if anyone here owns side investments in startups, real estate or other assets? (Non-public companies). If so what types?

Hello. I’m evaluating an offer from Bay Area company. First year comp will be ~370k (base+bonus+RSU). Is this good enough for a family of 3 to live a decent life? I’ll be moving from Vancouver (Canada) and planning on renting for about an year.

I’m fixing taxes for 3 states, should I get help from an agent or use one of the tax softwares like turbo tax or sprintax?

Well.. went to tour few homes around Portland,OR. 700-800k for four bed and decent construction. At this rate we are never gonna own a home. When will prices stabilize? These exact homes were around 450-500k last year 🥺

I believe there is McKinsey user in this bowl trying to scam people and teach them about crypto…please be vigilant

Peter Schiff is a very angry old man. Imagine if he bought bitcoin when his friend Max Kaiser told him about it in 2011!? He would be been a legend!

Something will have to give at some point

2028:

US national debt will top $33 trillion

Debt held by public will almost match the size of the US economy (reaching 96% of GDP)

(Congressional Budget Office)

Can someone suggest some good mutual funds

Do Indians think 15 crores is reasonable for a flat in Mumbai? I know how much it is in dollars but I can’t get a sense of whether that’s expensive in Mumbai or not

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

What is the difference between FSA and HSA? Can one be used for investing?

Any good and simple investing/financial Managment podcast? Looking to get more serious about my finance and don’t want to be overloaded with info

Hey Fish Fam! I wanted your advise on where to invest in property? US or India? Can you please help me with pros and cons of both?

Anyone following what's happening in MKR? A bit going on recently including investing in real world assets and breaking up the teams into Meta DAOs. 🐂 or 🐻?

Where can I find some information on good investments got about $100k off bitcoin

Hello fishes.


I'm a L2 Employees at Amazon FinOps. What are the promotion criteria from L2 to L3. Can you please suggest.

Hi Guys,
It would be great if someone could help me with a referral at Citi or Barclays.

Thanks!

Got word of a team only opportunity. Any copywriters looking for a new gig and want to chat?

Which states are landlord friendly?

I don’t think I’ve met a single person in biglaw that I enjoy being around or working with.

What's your favorite tactical vehicle?

Hello..

Can anyone here let me know in details about intra comapany transfer process ??

IBM India to IBM X (UK, Canada, etc...)

Anyone having trouble accessing their Bittrex account?

Wanted to see if anyone had any luck with Upwork. I have tried couple of time but not have hear back on any of the jobs I submitted my request for. Would need tips on how to get proposals

I'm a public notary in the state of AZ. I haven't done anything with it, besides a couple signatures here and there. I would really like to go full force, but stuck on how to get my name out there. Any tips?

Looking for a side gig, preferably from home.
Looking for Doctors or nurses to help with their paperwork. 15+years as Medical Assistant, know my way in computer and progress notes.

Is their any night shift call centers that’s work from home? Can you please comment the company name.

Are exit polls if CRT out? 😂

I put resignation November 2021 its been 9months i have not joined any job..my manager keeps calling me to join back..but i am not interested in that company..If i apply to any other company do they consider me or then reject me on the basis of gap..one thing to add..i have completed a course 6 month long meanwhile..

I am looking towards your response please do not ignore this post

How does the PwC phone plan work. Do u get the Maximum discount after 1.5 or 2 years?

Hello fishes, I'm serving my 15 days notice and an immediate joiner, I'd appreciate if anyone can refer me to a DevOps or an SRE role.

Which states are landlord friendly?

Has anyone experience with buying houses at auctions to flip? Any advice is appreciated!

Well.. went to tour few homes around Portland,OR. 700-800k for four bed and decent construction. At this rate we are never gonna own a home. When will prices stabilize? These exact homes were around 450-500k last year 🥺

Thoughts about ereits platforms like fundrise?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

What are some of the REITs you have invested in? Any suggestions on things to look out for while researching REITs?

Any benefits of paying home insurance premium through escrow account? If I pay in full I am getting a discount

What kind of things do handyman help with? Could they help install closet doors and set up wire shelves?

Anyone have experience or perspective on whether or not real estate investments are a good hedge vs inflation?

How does one get pre approved and start the process of looking to buy a home? Do I go online and do it myself or do I find a real estate agent first and they’ll help with that? I’m so lost on how to begin the process as this would be my first home.

Hi Fishes! Need your views on how do i negotiate with my builder on price reduction or another compensation. I am seeing similar plan home is being sold in same community who just bought year ago with same price as my new home final price. But that house has additional upgrades worth $30k more than i have. Any suggestions or views are appreciated!

Thinking of a career change from law to real estate. Very beginning stages of this idea. Any advice or warnings?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

I have so many things that I want in a house. Open layout, high ceiling, nice view from the backyard, prestigious neighborhood… one thing that I surprised myself with is that I want a house in a prestigious neighborhood, even though what I can afford is the entry-point price in this neighborhood. Am I being irrational?