Looking to buy a first home. Your lender reccos in terms of service and rates for 30y-fixed? My research suggests that online apps only get generic r8s and in-person sitdowns required to get better.

like
Posting as :
works at
You are currently posting as works at

Just got 2.85% through BofA but they require a lot of handholding (lost documents, not understanding basic finance concepts...)

likefunny

This for an ARM or for 30y? Pretty bomb if the latter.

Get a mortgage broker, they do all the legwork for you to find the best rate

like

I have quicken rocket mortgage (started with Capitol one, refinanced to 2.75% / 15yr). I’ve been happy with the customer service and their online portal is really easy to use.

like

Damn. I just submitted my paperwork through a traditional lender and wish I knew this two weeks ago, totally would’ve taken that referral code of yours 😞

Justin Lopatin at Guaranteed Rate. Been working with him for almost a decade on various transactions and I have referred many happy people to him 👍

like

Always start with a lender where you have other existing relationships (they want to increase their touch points with you, and you can often get rate reductions if you use your existing checking or savings account for direct-debit payments). And get personal recommendations from friends & family. Then compare everyone’s estimates as described above.

Related Posts

Anyone know how to get expedited shipping on the Nordstrom website?

like

Getting ready for a new life adventure in some other city or country. Have a great house in an extremely desirable city. We should probably rent it, gain a little monthly cash, and let the asset grow even more. But part of me says just sell it while it’s high now, and go forth and not have to worry about renters and things breaking etc. Just move on and buy something when we settle. house is paid for. Thoughts?

like
like

Hey ladies, I’m in some serious need for some job search advice. My search has some very challenging circumstances which I’d love some support and feedback on. I can’t share any details here. Would any of of you be willing to connect with me privately in either a chat or (possibly down the road) video chat? I’d love to ideally find a mentor or two.

like

Any thoughts on dollar shave club? Do you use it? Worth it?

like

Hello Fishes

Please help me to get a job in Supply chain / Logistics
I have total 7.5 yrs experience in line haul transportation

like

Just curious: I feel as though I’m being way underpaid at my job. I have been working claims for five years. What would you think a good salary range would be?

like

We want to have a happy hour for this bowl on Wednesday - does anyone have a Zoom Pro or business account that is willing to share the love so we aren't capped at 40 min?! Want to see all of you!

likeupliftingfunny

How long does the interview process normally take? My recruiter said about 4-5 interviews but I’m curious what that looks like timing wise

like

Which one is ideal in terms of WLB and job security?

Altimetric
Epam
Encora

like

If a company is hesitant to meet salary expectations, what are ways to set yourself up to get to that number over time?

I've heard suggestions around something like, "If at my 3 month evaluation, you are happy with my performance then x?" Does this type of salary discussion work?

like

What are some feasible exits to the investment industry? PE seems to be too hard. Currently at Strategy& Deals Strategy and will leave at the 3YOE mark

like

Hello any one good in gitlab ? Need a help/query addressal quickly

Hi,
If Sign-on/Joining bonus is mentioned and the timeframe is such that “we will pay you after reasonable period of time”.
Anyone having idea when can we receive such bonus ?
I am assuming it would be 3 months after joining.
Thanks

How do you describe GSAP sponsorship in grad apps? They ask if your education is being funded by a company but I’m unsure how to describe that the Deloitte pays AFTER grad

like

McKinsey & Company Hey guys - what is the range of the bonus at McKinsey as a % of your salary in Dubai? Thanks McKinsey & Company

like

Hoppin’ some islands.

Post Photo
like

I asked my brother what he'd like for his upcoming birthday and he replied "plane ticket". Any recommendations for cheap getaways?

like

That anxious feeling when you’ve been putting off a non-urgent project, but now it’s become an embarrassingly long time (2+ months) because nobody has followed up in the interim to put some pressure on you… I need to finish it and face the music, but really not looking forward to it. Can anyone relate/any tips to minimize backlash?

like

Additional Posts in Consulting

Summer travel anyone? Booked a trip to my beachside hometown for July back in February. Should I wait it out or cancel? This trip saddles July 4th.

like

What are the best consulting firms for marketing and/or sales strategy work?

like

What kinds of time-saving tricks have you found useful in your work? Ex. Habits you have adopted or simple automation software

Just started reading about hotkeys and excited about other methods out there

like

Not drinking alcohol in consulting puts 1 at a significant disadvantage. Especially with partners.

like
like
like

All these staff and seniors thinking they're 5s for doing their f'ing jobs. Get a grip y'all.

like

Heated hotel bathroom floor = one feature I wish every hotel would adopt. What's yours?

like

What's the best consulting firms for H1B folks who have studied masters in STEM here? Got a cousin graduating this fall and he needs to know H1B/GC policies.

like

Are utilization targets (%) always based on 40 hrs/wk, I.e 90% utilization = avg 36 billable hrs/wk?

like

Ideally, at what level would a person with a SW Engineering degree, 3 years industry experience, 2 years MBA and 2 years Consulting experience be?

like

I’m so depressed, have been for years, and don’t see it getting better. I’ve tried everything from therapy, exercise, psychiatry, journaling, self help books, healthy diet, etc. what else is there?

like

has anyone participated in the MLT program? looking into it and would like to learn about the overall experience!

like

Tfw you should be asleep but instead are reading about other consultants jerking it on fishbowl. Weird topics tonight..

like

About to board a flight, see a guy with a sweatshirt that says, “I’m a consultant. To save time, let’s just assume I’m never wrong” 😂

funnylike

What are typical backgrounds for people who go into product management at FAANG companies?

like

What should I do if I’m working 60 billable hours but my director is telling me to bill 40? Scared he will fire me if I report this. Please help

likefunny

Tell the truth: are you more productive at home than the office? How much more? How about your coworkers? Are they more productive in your estimation? And lastly, your whole team - is it more productive in a remote environment?

likefunnysmart

When it's been a day so you order steak. 🥩🍷

like

Suggestions for things to do in Nashville for a few days? Best coffee shop and bar recommendations?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal