Looking to buy a house. Right now, my wife makes 50k, but she after 1 year she will stop working to be a stay at home mom. Should I still include her income on a mortgage application or is it best to leave it off and only report mine?

Novice question: if I sell my house and then rent for a year will I be taxed on my proceeds from my house sale as a capital gain? Do I need to reinvest them by a certain amount of time?

Noob Q - Deloitte 🐠 can we use coinbase?

Hey ATL fish, is there a negative connotation to Chamblee vs Brookhaven. From a home buy perspective, I am seeing better deals, newer homes in Chamblee. Both are ITP. But I get the sense that Chamblee has a "working class" element to it, especially with respect to Buford Hwy corridor. Any thoughts?

Hi friends - need a suggestion. My mother got critically ill due to Covid and has been in the hospital in India for over a month with added complications. Hospital charges are through the roof and it is a long road ahead of us. Are there financial aids, options available to explore to meet the expenses? We are salaried people and parents are retired. We are exploring loan options and wanted to check with this group for other creative ways to manage. Thanks a lot for the help!

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

Any landlords here? Do you report rental income to IRS? How do you guys report?

Is it necessary to contribute to an HSA if you’re already doing backdoor Roth IRA for tax free gains?

For those of you who have both Chase (reserve/preferred) & Amex (platinum/gold/corporate) cards. Do you find it hard being in two different “points ecosystems”? Or is it not a big deal?

First time investor with 30k to invest. Thinking of investing in the following:

-10K PLTR
-10K APHA
-5K JETS
-5K non-bitcoin crypto

Would you recommend any changes?

Any recommendations for life insurance product...typically the group insurance from employer doesn't appeal much as it's bind with them. What should one look for outside. Asset under consideration..350k home loan and 70k car

Given the recent stock market slump, are any of you booking losses in this FY to get an advantage in the next year? Whole my overall portfolio is still in green, I have some assets in red, thus thinking if this move is clever.

Had some warrants when the stock I owned went through the chapter 11. Now I'm totally lost. Don't know how or when to trade the warrant.

Any advice on how to balance enjoying the money earned with my hard work and accumulating wealth for FIRE and the next generation? I’ve been a workaholic my entire life, I am on track to retire 50 to 55 although I don’t know if I would really pull the trigger to retire early because I know I would need to do something with my time and I do like my work, scaling back the hours/stress would be nice.

Looking to buy a home in Dallas, TX( First time home buyer) and need advice on setting right budget for 4BHK home on considerable price. Mid 30s, Family HHI of 300K with savings of 150K in cash and 250K in stocks. Don't want to go overboard and want to live below the means. What is considered a right budget for first time home buyer in suburbs of DFW like Frisco, Plano?

Looking at this W4 to adjust my withholding DOWN since my wife and I always get more back on our tax return than we want and would rather have the money now. I only see sections that will INCREASE my withholding? What am I missing? Is adjusting withholding down not an option? FYI I don’t work in this area so let’s keep the insults to a minimum lol.

Currently live in capitol hill- love the parks and beautiful streets and restaurants but want my kids to have a big backyard etc. Trying to decide where to buy a house — we love Frederick,MD but ...

Does Uber give discounts to employees or friends and family who use the app?

Hi Fishes..

I was into manual testing for 4years and recently moved to automation and was there for just 5months.
But now I have cleared many automation testing interviews.. Faked my exp as 3.5yrs into automation.
Please tell me whether I can survive out there..
Im scared right now

Have a good day everyone!

Any cryptos you are tracking that I can buy?

So my lwd in Cognizant was on 9th June but my experience letter is still in pending status after resending it on Wednesday and I can’t download my F&F. Is this normal?

Anyone watching UFC 281? Any good fight bars in Nashville?

Unpopular opinion - we inherently rank and cater to certain minority groups over other. We fail to recognize the struggles from these other minority groups and focus on the issues being pushed on social media and in the news.

Hi guys let me know nearest pg in Mumbai location

Hello!
Could anyone refer me to Oracle Consulting, please? I would really appreciate it!

EY, S4, Tech Consulting - $160k base

Not a question of whether this is good or not (I know it's pretty good). Just a data point for future EY folks.

Best of luck to everyone out there trying to find new jobs and get salary increases!

My biggest fear about going back to the office is how my dog will cope.

Anyone have an SF based PM that they love?

MS in Supply Chain Vs MBA, which one is better?

Both Top 10 schools.

I’m a personal/commercial producer with about 2 years of experience. If you are a producer, curious to know what your compensation is like? New vs renewals? Book size? Do you service too or only sell? Thanks in advance!

Hi everyone! Can anyone here tell me why my 6yo rescue Tabbie, yowls so much in the morning, particularly after he has eaten. So curious to me. Is he sad? He's not a vocal cat at all. But yowls every morning and then goes and makes biscuits with the blanket

Project Leader in team meeting: “If there’s no work for this team to do (for the remainder of the project), then your jobs will be gone.” A few weeks later, after completing everything planned for the MVP, our team was laid off.

4.5 months until I quit 😑 how do y’all stay motivated?

Anyone else severely disappointed in the 401k options available? Specifically index fund availability. My KPMG fund only has one available that matches the S&P 500. No small or mid cap. Suggestions?

Where do you buy used cars from? Any good sites for awesome deals? Looking for a car for parents. Nothing fancy- Toyota or Honda. $15K-ish tax, tag and title budget.

Do you keep 3 months or 6 months expenses in your HYSA? Do you keep a different amount based on a one or two income house?

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

What is a good subscription for personal finance/investment? Market watch? Kiplinger? Any recommendations are appreciated!

What is a good introduction book on investing?

What pre or post Market data do you find helpful for planning?

Do you use any pre market indicators to set up Buy limits for ETFs or otherwise?

I’m trying to get into investing but I’m having troubles deciding on a broker. I once had Robinhood (although I barely used it) but had to delete the account because of Deloitte compliance. I also have Chase as my bank so I was considering You Invest but I’m a little skeptical (don’t know why I am). What broker would you recommend for a beginner and why? Thanks in advance

I’m 34. I anticipate being in a higher tax bracket when I retire than this year. I have $250k in rolled over IRA. Does it make sense to take the tax hit now, take $15k from traditional IRA and move to a Roth IRA? That would keep me in the same tax bracket.

I’m an attorney trying to learn about finance and economics. I didn’t take any economics courses in college and don’t have any experience in that area. What books or other resources would you recommend for a beginner? I’m not looking for investment guides.

Changed my brake pads and rotors last night on my car - really wasn’t that hard and I saved myself at least $300, $800 vs what the dealer was charging. Also got a nice sense of accomplishment out of it!

A lot of basic skilled labor can be worth learning and can really save you a lot of money. Most contractors in my area are often north of $100/hr for labor. I’ve often found the quality of my work to be better too. I think more folks shouldn’t be scared to get their hands dirty sometimes

What’s the average return on investment for real estate? Is it better to invest in real estate than stocks?

Got married in December 2019. Do I file taxes my taxes jointly? Also, if I do file as Married, I would have exceeded my Roth IRA income limit. How do I go about this?
Thanks.

Hi All! Just looking for some guidance.

I took a loan against my 401k and the repayment is drawn from my paycheck. Included in that payment is 6% interest.

I have enough money to repay the remaining balance of the loan. The question is: should I repay it now or just continue with the payment and pay off if I leave the company?

The money would go into savings / investments.

Thank you!

Dumb question: investing in the market vs buying a house for investment? Which one you choose and why?

Couples, do you live off both incomes? Trying to convince my spouse to invest one of our incomes and live on only one salary. Am I unreasonable?

Refinanced my house last month and just got a $5k check for the property tax escrow balance from my old loan. My plan was to use that to put down on the new loan (new lender funded the property tax) but I’m wondering if I should just invest it? My rate interest rate is below 3%. Anything I am missing here? New to this process.

Thoughts on using leverage at 21?

Background: I’m 21, thinking about dumping $30K in (20+ years treasury) and $60K in SSO (2x SPY) once I get a job offer.

I got $30K (or 40K? Idk) in student debt, and should have about $90K cash close to end of year when I’m about to graduate

What are we buying this week? Serious question- long term hold suggestions