Looking to get a new or CPO BMW - why are interest rates so high right now? It was 0.9% when I got mine a few years ago, shocked at the rates now.

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Credit risk of borrowers.

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It varies by model and trim level. I got 0.9% and a number of incentives on a new X5 last month but other new models were at 1.9% or more. CPO seems to vary even more.

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I was able to stack a few. $1000 loyalty for being a current owner, $1000 for a drivers event promo, and $2500 finance credit.

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The 2020 models (new cars) have the offer of the 0.9% . Only select 2021 models have the same, most of the 2021 models are 1.9% , barring the hybrids which are available for 0.9%. You can check out bmwusa.com for the lowest APR’s model by model. It’s applicable till March 1st.

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Hi Fishes,

Need a suggestion which is better organization to join between Capgemini invent and KPMG global services in terms of learning, projects and wlb .
YOE: 4.5

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Classic Chanel vs Boy Chanel ... opinions, sentiments and votes?... not for work

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Did anyone get sleep analysis done ? Especially for snoring/breathing issues. Mind sharing the experience of how you went about it & if its worth it?
I am exploring insurance coverage/provider options at the moment but the details on process seem daunting ! TIA

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How has been the Deloitte TS&A utilization trend this performance year?

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I’m a fairly new grad. Got licensed in January and started working in February. I moved across the state for this job taking my family with me. Now 4 months in it’s such a toxic environment. Unethical, unhealthy. I’m looking to apply to other places. Do I put this company on my resume to show I’ve been working since I graduated or is it worse to show I want to leave after only 4 months? Also, absolutely cannot have them contact my current job or use them as a reference. Put them or no?

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What are some noteworthy PR wins for companies?

What do you think makes them great?

Happy Thursday, Teachers! What are you thankful for on this Thursday? I'm thankful for driving to school in the daylight.

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Are indian folks getting good action in BA?

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Why the hell is Tumi so popular?

likeupliftinghelpful

First day of 8 weeks of Pat Leave! I feel like the luckiest guy alive!

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Looking to join a company with good WLB in strat ops or biz dev, know of any good companies ? 2 yoe total in consulting and sc ops

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Startups employees praising their own companies be like these North Korean generals.

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likefunny

Hi All,
I wish to join one of the top consulting firms like McKinsey, BCG, B&C etc. I am currently working as a Business Analyst with a work ex of 3 years.
I have started exploring on my own and one thing that came out different were Case Studies interviews and I have started reading and preparing for them.
I will do MBA also post working in one of these firms.
I was hoping if anyone can help me to prepare better or suggest a plan to land a job for a role that aligns with my ambitions.
Thank You

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Do recruiters get annoyed if I keep turning down the agency they reco? I’m not trying to be picky, just waiting for the right opportunity for the right agency.

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My 6 month old is a terrible sleeper! Trying to get him used to a pacifier so he has something to sooth himself with... any recommendations for a pacifier??

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Can we expect around 230% bonus this tear? DELOITTE USI BTS EAST TAX

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Additional Posts in Automotive

Anyone else dislike the X3 exterior look? 🤢

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What alternatives are there to financing from the dealership. They are offering 2.49% for 36months which I’d be fine with but wondering if I can get better?

If you were going to invest in one classic, vintage, luxury car - what would it be and why?

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I think if a car is immediately recognizable by a micro scale Lego, that it is iconic

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Thoughts on the S5 sport back? Better alternatives? Reviews? Hate it? Love it?

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Looking for an opinion (more in comments) between two bumpers for my truck. Cost is the same, so it’s a non factor. Appreciate any input!

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Is now going to be the most ideal time to buy a car, or should I wait? Looking at used Audi, Mercedes and BMW and I feel like with where the market is, it may be a great time to get into one of those.

likehelpful

Do you guys think car prices will drop b/c of the economy? Been waiting to get a 2017-2019 Yukon Denali.

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Porsche introduced the Macan T. Essentially a base engine Macan with a lot of the GTS appearance/suspension/features standard. With a few important upgrades it’s $70k flat. Thoughts on this vs a Macan S built to similiar specs costing $85-90?

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Folks need your input in deciding b/w 2022 Taycan 4S and Audi RS etron gt. Sharp exterior looks, luxury interiors and a decent tech matter to me. Range not an issue. Please don’t suggest Tesla. Also, dealership confirmed that no changes are expected in them for 2023 so want to pick the one that offers more for same price range in 2022 model. TIA

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Will be in the market for a car soon, really like the XC40. Are Volvo’s reliable?

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What does your car look like on a perfect day?

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Thinking about getting an Audi eTron or a Jaguar i-Pace. Interested in hearing owner experiences for both... no, I don’t want to know what other car you think is better and I refuse to get a Tesla, so save it.

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Anyone successfully paid their car off with a credit card by buying visa debit gift cards and doing so over the phone with auto finance dept? I’m looking into this cuz staples has a no fee promotion on $200 debit cards but run into a hiccup if I can’t merge a bunch onto one card so I only pay the $4 pay by phone fee once. Any advice?

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Thinking about buying a used luxury vehicle (BMW 4 series, Jaguar XF, Audi, etc), target $30K-$35K, less than 20K miles, and <3 years old. Any suggestions about target models? I don’t like the idea of buying new because of the premium/immediate depreciation, and leasing feels restrictive. Is this a bad idea?

Sold Porsche 911 after 4 years of ownership. What’s the next comparable car? Don’t want another Porsche especially new 911s.

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I drive about 20k miles maybe 60/40, highway/city….. how much should mpg matter vs comfort and fun given how much I am in the car? I don’t want to buy something that gets great mpg now and then have gas drop next year and be stuck in a boring car when I could have bit the bullet now and got something more fun.

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What are some things to look out for when considering a used 2017-2018 Porsche Cayenne S with <40,000mi? I’m finding them for $50k and this seems like a good deal considering the rest of the market at around $50k

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Any tundra or Ram rebel owners in this group ? What do you love and hate about your truck ?

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