Looking to open a new checking account. Any pointers on good offers? Happy to@combine with high yield savings account if better/need be.

How much rent should I spend in NYC?

I try to save so I can FIRE but I'm tempted to splurge a bit on luxury housing in NYC. I have 2 options:

Option 1:
2 bed flex: 1650$ includes all amenities like gym pool etc and I get the main room
But I have to share the common area, bath, kitchen, no Washer dryer in unit

Option 2:
Studio: 450 sq feet, $1995 includes Washer/dryer, gym and amenities $75 extra
Get to live by myself, more modern building built in 2000s

Is it worth the extra 350? TC:160k

Idk what to do anymore. A few years back I struggled with gambling addiction and put myself in so much debt and never told anyone. Fast forward I have a gf who thinks I’m successfully but I am drowning in debt still that I truly don’t know how I’ll get out of. Can’t keep up with bills and put this front up much longer. Absolutely miserable

What are the brokerage accounts that Indian H1B folks are allowed to open? Which companies?
I am planning to go for Vanguard

How do you do your retirement savings calculations? Online calculator? Your own excel spreadsheet? Any caveats you plug into the model? Hoping to improve mine, TIA!

Does anyone have a personal success story as an angel investment?

Any recommendations for realty groups / realtors / apartment finders for Chicago? Feel like 90% of online listings are click bait for property mgmt companies just to get your email. Help please!

How much did you buy your house for and when, where and many rooms and condition?

@vmware provides stock options ?

How much tax deduction for staff level

Guys can 2 people from 1 family claim tax deduction on HRA if we show the rent receipt living in parents house

My sister already claims tax deduction on HRA by showing rent reciept already can i also do the same ?

How much tax should I expect on my salary? 25%? Moving to London from California temporarily so hoping there’s a tax upside here

Incoming tc1 with 60k of student debt. Any suggestions on how to handle this? Are there any part time jobs y’all have gotten to pay off your debts?

Newbie here (24 yo) if I have no deductible in network and low deductibles for specialists am I ineligible to open a HSA? Do people pick higher deductible plans to leverage benefits of HSA? Thank you

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Anyone interested in property (land ) purchase in Group..

Contact me if interested:
9604060922

Looks like a dip is happening. Anyone buying ETH? If yes, at what price? Kind of disturbed by the recent threats of ETH wanting to pull out.

How do you all save for a down payment? Graduated last year. No debt. 1 month from having my emergency fund. Not contributing to 401k now but will contribute 6% in a month.

Anyone buying AMZN dip?

I have some experience with SQL but all school related and not on the job. I have a strong background in workforce and project management. Any ideas on how I can see myself for a analyst role that uses SQL despite not using it on the job. I am proficient in excel as well.

We just picked up our wedding rings and I don’t wanna take mine off! I keep wearing it around the house 😍

Just getting little depressed after being rejected from interview. Anyone else has the same feeling.Could have done better.

If you’re a SQL expert, plz plz comment so I can message you about a query I need help with. Thank you!

Any good matress suggestions? I know this isn't the right forum but we all care for a good sleep so just wanted to get others thoughts

How important is having an MBA for exiting to PM role in FAANG? Currently a senior solution analyst. 3 yoe.

I am in my final stages for a quality department lead at andersen corporation. This is a new position they created and no one has ever filled. Its been hard trying to find comparable positions to establish market value. Is there anyone on the inside that can help?

I was approached on LinkedIn for an early career recruiting role in DFW, TX. I don't have direct experience, but I have the university experience/connections from working in career services. This is the first time I've considered work outside of higher education. I said my salary expectations are minimum $90k and that didn't seem to be an issue. Am I asking too little, too much? How can I know I'm getting the best salary and not just settling at the low end of the range?

PHX -5, let’s go

Anyone done DIY attic insulation?

Our attic insulation is terrible--had a home energy audit yesterday and the guy said it has a whopping R-value of 7 due to age and settling (~35 year old house).

We're waiting on a quote for cellulose loose fill to get it up to an R-value of 49, and I'm also looking at DIY options in case the quote comes back $$$ for the ~700 sq ft unfinished space.

What's the best barbecue in Houston?

Is it easy to transit from product manager to consulting?
Consulting firms seem to prefer candidates from traditional industry
#McKinsey #Bain #BCG

I was recently offered a Zoom interview. I had 10 slots to choose from. I took the first slot available. Three were one day earlier this week and the rest are next week. Does it look good (or desperate, lol) on my part that I took the first time or should I have waited until next week so that I would be fresher on their minds when choosing a candidate? Also, do interviewers still appreciate a handwritten note after an interview?

Hi everyone

Being a self motivating person still feeling dejected it little demotivating.

Trying from all resources including Naukri ,LinkedIn,instahyre and many more ways includeind sending mail to the recruiters.
But not getting any desired role or company . Makes me feel disheartened,feels like will have to wait a very long to get something desired.

Total ex : 6.3 yr
Skill: functional,manual,API testing .
Notice period:30 days

Your generous suggestion n comment will help .

I know I’m not the only one burned out on insurance. Has anyone thought of moving into a different career? If so, what?

I'd love to hear about what people are doing to stand out in providing feedback for candidates who made it to the final interview stage but did not make the offer.

I over-contributed to my Roth IRA by $6k, with earnings of ~$2k on that $6k since contribution in early 2021.

What’s the best strategy here? Is it possible to withdraw the $6k contribution and recharacterize just the earnings to a traditional IRA to avoid the 10% early withdrawal and income tax?

Any reading recommendations for beginners around personal finance, investing and the market?

How do you get your spouse to sign a post-nup?

Can anyone recommend any mutual funds for a 401(k) designed for mod. agg./agg. growth pls ? Prob thinking mid cap. Thanks!

What is the best way to get access to ABBernstein research?

Hi everyone,
So I have been maxing 401k and Roth for a few years now. I setup the Roth on an auto deposit spread across the year. Well, it just dawned on me that with my wife and I recent (December last year) raises. We are now over the limit that's allowed to contribute to them. I have already invested a good chunk for the 2020 year.
So my questions are, do I just pull the money out of it or leave it?
What sort of penalties can I expect for next year's taxes?
Thank you!

Does anyone have a referral for the Capital One Venture X credit card? DM please

How much does a single person need to make to realistically save $10k/month? 250k?

New to investing, have 90k in savings. Should I do lump sum or DCA based on current climate? (I'm 23 and plan to do 60% VTSAX 40% VFWAX)

Can you loose more than you invest if you buy into TQQQ or SPXL?

Any books or articles on macro economics?

If I have a mortgage and a car loan, do I still need a credit card to build my score?
The problem is I delay my payments sometimes and the interest charge on that due that is crazy.
If I have money ready in savings, should I just use debit instead of credit?

Outside of 5/3 (already have an account), recommendations for checking accounts that are offering a sign-on bonus?

How much rent should I spend in NYC?

I try to save so I can FIRE but I'm tempted to splurge a bit on luxury housing in NYC. I have 2 options:

Option 1:
2 bed flex: 1650$ includes all amenities like gym pool etc and I get the main room
But I have to share the common area, bath, kitchen, no Washer dryer in unit

Option 2:
Studio: 450 sq feet, $1995 includes Washer/dryer, gym and amenities $75 extra
Get to live by myself, more modern building built in 2000s

Is it worth the extra 350? TC:160k

Newbie here (24 yo) if I have no deductible in network and low deductibles for specialists am I ineligible to open a HSA? Do people pick higher deductible plans to leverage benefits of HSA? Thank you

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

How do you all save for a down payment? Graduated last year. No debt. 1 month from having my emergency fund. Not contributing to 401k now but will contribute 6% in a month.

I am not much of an investment pro so please go east on me.
My 30 year mortgage APR is 2.75%
I can get an annuity for 10 years at 3.25%
There seems to be a 0.5% arbitrage opportunity when I compare but I don’t know how do I get an advantage of this? What do I do?
Single mom, MCOL, senior manager.

New college grad just started working FT and I’ve been reading this bowl for awhile and want to make sure my saving plan is on track/best way to prioritize.

1) 6 month emergency fund (target $10k which is more than I need, but I want the peace of mind)
2) Roth 401(k) up to employer match (6%)
3) Roth IRA ($500 monthly)
4) Brokerage account and 401(k)
Plan is to split extra cash between these to have better tax advantage from 401(k) but also have access to funds if needed from brokerage acct