{ "media_type": "text", "post_content": "Looks like my credits score/history is screwed as I was away from US for 3 years. I have no loans and only 1 credit card. They couldn’t increase the limit beyond 6K. What do I need to do to come back in the good books?", "post_id": "5ec2eda801f41d002f5ed435", "reply_count": 3, "vote_count": 1, "bowl_id": "58f8108c753e990016608a0b", "bowl_name": "Desi Consultants" }

Looks like my credits score/history is screwed as I was away from US for 3 years. I have no loans and only 1 credit card. They couldn’t increase the limit beyond 6K. What do I need to do to come back in the good books?

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Get another credit card and wait. I got a 15k Amex and 5k visa after having a credit history here for a year. Might go faster if you get one of those prepaid credit cards too to build credit. But either way it’s very volatile if you’re young, mine jumped like 90 points this week.

Just be patient and keep paying some bill without missing the deadline.

Get more paid credit cards. Dolly need to use them but if you show you could manage access to so much credit and didn’t misuse it it helps

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