Lump sum $6k now or DCA and contribute more as prices go lower?

Any F 🐥/🐠 from San Jose here? 👋

Succeeding in growth investing - how much is natural brains / talent / intelligence to know what to look at vs. can be learned / hard work?

Recommendations for tax filing in Chicago downtown?

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?

When, if ever, do you add “Esq.” to your name outside of work?

I’m currently in a minor dispute with a company over a credit card overcharge and am wondering if I should have added “Esq.” to my signature in my complaint email lol.

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

So if I short a position in my rollover Ira- and buy different stocks. I won’t pay taxes on it?

Luggage delay claim question

I used Chase explorer to buy tickets for my vacation and luggages were delayed for a month. Per chase term I am entitled $100 a day for 3 days. But the claim agency chase used has been asking for airlines response, which has not came (2month+ now). I am concerned insurance will use this as an excuse to never compensate. Is there a good way to handle this situation?
TIA

How to maximum save taxes for 20LPA?

Best robo advisors and why?

Currently going through the hiring process for a role in San Francisco. They told me the starting base was $110K, but this sounds like pennies in a city like San Francisco! I am concerned that if I make it through I’ll basically be poor in such an expensive city, not to mention the taxes. I also have a baby so child care I am sure is expensive. Not sure if it would make sense. Advice?

Anyone here have experience living in Evanston? Is rent cheaper/what range would I be looking at vs Chicago? Going into full time now and personally am of the mentality to save money like crazy, CONT

Just went on a shopping spree and have no money left lol

How much hard cash do you all keep on hand?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

Is there concept of bench in product companies

why cts blacklist any company any idea?

Any suggestions of any good consulting firm in infrastructure/transport? Preferably the ones who can provide work visa sponsorship

Trash bandits buying for 323

Looking to return to an industry job from consulting. Director and up level. Experienced in Agile, Delivery, People Leadership, Strategy. Corporate world and consulting. Please DM if you can help. Willing to relocate to select states, remain local and work remote. I have a list of solid references and project outcome examples.

Aqua terra or datejust 41? I know v different watches but just wanted to get the group think on this

Hi All, currently Visa is approved, stamping is yet to be done... But the package is 60k only and I heard from colleagues who are already there, that this is not sufficient... I am working at a package of 12 LPA in India, and I think switching is the best option rather than going to US. Need your opinion please

I am just curious. How much do consultants pay rent in Chicago?

Is there any industry recognition for poc creatives the way adage and others recognize creatives?

What type of consulting (strategy, tech, marketing, ...) would be best if I am trying to eventually make the jump to product management?

Hi,

Just started a new job less than a month ago in the tech sector. It was the industry I was fixated on when leaving for. However I realise that I don't think I can cope with the fast paced, lack of wlb, with no support - it's really impacting my mental health already....

I try to hide it from my boyfriend, but its impact is flowing into my personal life.
I feel like a failure, but recognise it might be beneficial to cut loss and quit. Has anyone been in this situation?

Any advice?

How high can google go on signing bonus ( currently $25k) and equity (currently $65k) for L4 position.. total exp 4 years .. should I negotiate?

I am looking for Devops role with backend engineering like development . Is it possible to get it?

I am creating a personal blockchain network hosted on in house IOT network, anyone interested in building it along with me?

What is the base pay range for an associate principal at Hackett does anyone have an idea?

Does a 20 year long career at Deloitte hold much value in the marketplace in light of the current economic situation? Started as a change leadership Consultant, but ultimately spent majority of my career in Resource Management and Global Mobility.

Thoughts on serial dating, via social media apps?

How are you all getting away with not giving recruiters a comp range? I turn the question back to them but most recruiters I’ve spoken to were persistent. “We have to put a number in your application”. *rolls eyes

Really struggling with where to invest a few 100Ks (depreciating in the bank currently) in this market. Everything is at historically high price and it seems like I might just wait out for next large dip in 5-6 months vs investing now? What is your advice? Any stocks/ETFs?

My husband and I have saved up about $80K and it’s just sitting in our bank account. We thought we were going to buy a townhome but with the crazy inflated prices we decided not to since we like where we live currently (location could not be better and rent is crazy cheap at only $700 a month). How should we invest our money in the meantime while we save up for a house?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

HSA vs FSA. My current employer doesn’t offer HSA but, offers FSA. HSA is no brainer. But, not sure about FSA. Any advice??

Alright, who’s going to short GameStop? +80% in intraday trading, +600% as of 2021. Per WSJ - the bull rally is fueled by individual investors encouraging each other to buy the stock.

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

GME and AMC are not doing well today 😂

What's your target retirement savings? Target age? Combined or single?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

I currently have both of my retirement IRAs in SPY (Roth & Traditional). I rarely ever see anyone here invested in SPY, it's usually a vanguard fund like VOO, VTI, VXX etc. What's you're reasoning behind that, and alternatively if you're in SPY, why?

Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

Where do you buy dogecoin?

What do you all think abt tesla stock? I have a few but wondering if I should sell now or keep holding

What percent should I save for my Roth IRA vs Roth 401k vs taxable liquid investments? I’m 23 & live in a HCOL & make 70k.

Our household income is 400k. Are we eligible to contribute to a traditional IRA? I’m pretty sure we can’t but wanted to confirm. Currently contributing to 401k and doing a mega backdoor Roth IRA.

Tendies? 😊 🤚💎🤚

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

I’m aiming to retire in 30 years, my current asset allocation between all my investment vehicles is 10% REITs, 10% Int. Equities, 10% bonds, 20% small cap equities, and 50% S&P 500. They are cont...