Mainly invested in VTI and VOO. Vanguard recommends ‘total int’l bond’ and ‘total bond market’ ETFs along with ‘total int’l stock’ (VXUS) ETF for diversification. Is it a good rec?

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I’d recommend reading up on some simple lazy portfolios. Can likely achieve everything you’re looking for with ~3 ETFs.

And VOO is already part of VTI, making up ~75% of it.

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