Max out 401k or meet match then invest the rest for a down payment on a house??

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Because I don't make that much money lol

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^no

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I'd say max out 401k, take 401k loan without penalty for down payment
https://smartasset.com/mortgage/when-to-leverage-a-401k-for-a-home-down-payment

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Don't touch your retirement money!!! Even if it's "penalty free". You'll lose out on a decent chunk of interest income down the road from removing that big of an amount from your 401k. Op figure out how much you need to put away for a house a month, then work your way back to 401k contributions. Don't need to max it to 18k$ but def keep it above the firm match. Make it the max to make paychecks uncomfortable but enough to survive

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If ur goal is a house then you need to have liquid investments so keep it seperate from 401k

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I'm also maxing out ira each year. So 18k pre tax + 5.5k post tax is a lot already

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401k all day. House savings are separate from retirement. Don't conflate the two.

Why not 18k 401k and then 1k per month into down payment low risk portfolio.

Don't do all traditional for 401k

Why not

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Hi fishes, can you let me know what my in hand salary would be for this? And also how might i be able to reduce the tds deducted?
Current investments-
1.Annual lic of 23k (not sure which plan)
2. Annual Health insurance (of myself and my family) -33k
3. Home loan emi per month (interest + principal) 23k
4. A premium of 33k annually for the loan protection of the said loan in step 3
5. Ppf which I've stopped investing into
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Factoring in the above, how much can I save?

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