MBR question. I’ve never done one. Currently contributing ~$1000 into taxable per month. max 401k, HSA, Roth IRA. Company plan allows after tax contributions and in service distributions, so I think that means it’s a MBR green light. My plan is at empower so everything is done on paper, very cumbersome process, and there is a $40 fee for each in service distribution. I believe when I make an after tax contribution, it gets invested based on my investment options for my 401(k)? More in comments

Trying to transfer to Traditional model in September and recently got a trading violation. Would my transfer get denied?

thoughts on buying airline stock? delta?

I don’t have a finance background and recently started investing in stocks and mutual funds (around 5K usd). I want to ramp up my investments but not sure how and where. Any recommendations for any books/subscriptions/blogs that can help me?

Recent graduate with Bachelors of Health Science in Workplace Health and Wellness. Currently working in a Healthcare job but as a client service coordinator. Really would like to get a job in my field. If anyone has suggestions/recommendations please share. Within GTA would be great if not, remote anywhere works.

Hi LA 🐠! Will be moving next month to start a new job. I’d like to rent a 2 BR house with a garden, not too far away from restaurants and shops (ideally walkable) Budget is between 3-5k. Which areas should I be looking at? Work is in Westwood

Asking for a friend: He’s looking get into Healthcare and Life Sciences consulting after graduate school this May. He has a bachelor’s degree in Public Health and a master’s in Global Health. He has previous work experience in virology, environmental and occupational health, public policy tracking, and data analysis. He’s interested in opportunities in Boston, MA. Let me know which firms you’d recommend (willing to refer). Your help would be greatly appreciated :)

13 LPA in Capgemini. How much it would be in hand including tax. Also are they providing WFM options. What are other benefits/ allowance in Capgemini.

How much is in your emergency fund and how long did it take to get there? Feel free to add HHI, etc for more context

I've seen a couple posts about unionizing, anyone know anything about the potential Kaiser strike in early October? Saw online that they're already hiring for scabs, $3400-$5950 + housing, travel transportation, and per diem. And this is for techs!!!

Hi Guys,

Need you suggestion.
I had selected pay later while filing income tax return and finished the e verification as well today.
How can i pay income tax now and avoid any late fee/penalty by 31st July?

40k loan
15k savings in 401(k)

Current Salary - 90k

How to get rid of loan quickest?
Currently in nyc

Monthly expenses - 2700
Loan payment - 1000
Hardly any savings

How do you guys manage taxes? Particularly if you have large gains. Do you file quarterly etc... to avoid penalties.

Does anyone know of any part time positions in healthcare? Wanted to get into medical sales. I have a ton of time outside of work so I figured it could be a good opportunity to make some extra cha-ching

Do you feel like your “wants” drive you to earn more or do you start to enjoy more expensive things because youI have the money now?

currently tossing up between staying at a global company (who is in the process of some positive changes) with an amazing manager who supports my career and flexible working … however comes with the inherit issues that come with a long standing global company

compared with a role at a smaller mga, higher salary (around 30%) more , more visibility career wise and some great employee benefits , management seem to be supportive and low staff turnover

which would you choose here

Hi Folks, how much max amount we can retain back after 80c tax claims on income taxable amount. Any idea? Is it varies based on package? What is the percentage ?

What income do you think one needs to afford a $2.5M home?

Any .NET vacancies in MNC's?

Indeed sponsoring keeps getting progressively more expensive - set a daily max run for $25 and got (8) applies within 3 hrs but the actual spend was $62.

What the hell.

Hey! Is this thing on?

I got offer from EPAM systems and Impetus Technologies with nearly same package , which is better to go for?

Which is good?

1.E2 band with Senior Software Engineer 1 Designation.
2. E1 band with Lead Engineer Designation.

@hcl

Having an absolute panic attack over nothing. Heart racing, dry mouth, feelings of terror. Sucks to realize there’s no one I can call to talk about this. Just trying to breathe it out

Just had my discovery flight and I’ve been wanting to go for my PPL for a while, just not sure I can justify the 15k or so investment in my current financial situation. Would it be really bad to spread my lesson over a period of a few years?

How I can prepare for CAMRT ?

Did anyone about the 2bd lottery??

American looking for Servicenow international work in development; anybody know where to really look for solid opportunities for international hires?

Going to Jamaica in December. Please share some recommendations for where to stay, activities, places to visit, where to eat, etc.

Hi everyone

I am looking for the Java Developer job positions. Skilled in building Web and Microservices using technologies like Java, Spring Boot, Microservices, AWS, Docker and Kubernetes.

Could you refer me

Thanks

Hi everyone
After hearing all bad reviews about ps I finally have no option left but to join the organization. Any tips how to survive their, how to manage the poor wlb?

Any guidance on the going rate for a GM of the Americas for a Series A adtech platform? 20mm raised. 25% quarterly revenue growth. Very little US or Latam exposure thus far.

Capgemini 🐠🐟
I want to do certification on Azure.
Will Capgemini provide me certification cost??
Is there any certification drive concept here.

If you had to quantify the value of work life balance, what would that number be?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

What’s the strategy for planning to support aging parents? My mom has not a penny to her name but does live in a mortgage-free home. My siblings are worthless so it will be on me to support her.

How much is in your emergency fund and how long did it take to get there? Feel free to add HHI, etc for more context

Do you feel like your “wants” drive you to earn more or do you start to enjoy more expensive things because youI have the money now?

Question for the group: once you hit FIRE, what do you plan to tell people when asked what you do for a living? I feel like so much identity is wrapped up in career, job, what you do etc. that it could get awkward trying to explain FIRE to people. Genuinely curious how people approach this.

Deutsche Bank is predicting a “major recession” in late 2023 to early 2024. What (if anything) are you doing to prepare? I’m hesitant to move any assets around right now given the markets downturn. Maybe change investments going forward over?

Thoughts?

I found a great great home near family perfect location to things, decent size, but is expensive. I don’t have $120k to just drop for the down payment (I want to have money left to furnish or just spend) my salary is under 6figs and even if it wasn’t I feel like it’s still not enough to rack up $60k within 1ish year. Does anyone have any side business or alternative income ideas to earn more money? I don’t wanna go an FHA loan for the 3.5% cause mortgage will be very high. Thoughts?

I have crytops worth $200k. Is it worth holding or should I invest in real estate? Which one will be a better option for FIRE?

I've saved some money around (60k) and planning to buy my first rental property. But I'm not sure where to start, infact I'm not sure which areas/cities has great potential. Given the current economic conditions/mortgage rates is it wise to invest now or wait until things settle down? Any advice?

ROTH IRA > 401k > HSA > Backdoor / Mega back door > brokerage

Is this the correct order?

My partner and I are considering getting the 2018 Honda CR-V EX-L for $28k used, mainly for the adaptive cruise control and lane centering assist feature. Is this reasonable and still have fire goals? Does it matter what out income, age and net worth are?

I am new to the Fire movement. Just wanted to say thanks to everyone out there for opening my eyes to this possibility! Tough goal but... I'm going to start planning and I'm sure I'll get there!
...

VOO or SPY?

Do you think 4k monthly rent on 370k total HHI is reasonable or excessive?

I’m planning to build out a set of wealth management tools and would love to get some feedback. When planning for retirement, how would you prioritize the following (and is there anything else you’d consider)
1) early retirement - minimizing the age required to get just enough wealth/ savings to retire (I.e., your target wealth at death is zero)
2) inheritance - maximizing the value of your wealth at the time of your deaths

Rule of thumb is to have 3-6 months liquid saved. There is a huge difference between 3 months and 6 months. My partner and I want to use some of these funds for a honeymoon and furniture. Is it irresponsible to blow thru $$$ and just have the bare min of 3 months expenses left as liquid in a hysa?

29yo single, TC of 200k and got my first new car for 84k which I plan to use for at least 10 years or basically till it breaks down. Other monthly expenses are 1.5-2k . Did I spend too much on the car?

Is buying a home early a smart investment decision?

I’m 21 and grew up in a poor family so I’ve always been extremely aware and conscious about money. I need all the financial advice I can get!

So what does everyone do for side hustles? Feel like that’s a big part of FIRE along with living below means. Any good ideas that aren’t an internet scam?