{ "media_type": "text", "post_content": "Merry Christmas! Bonus hit the bank account! Spend it entirely on student loan repayment or drop into Crypto/investments?\n\nCheers! Grateful to this community! Let’s have a safe and prosperous 2021!", "post_id": "5fe66b8abc52fe00243d2a1b", "reply_count": 12, "vote_count": 5, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting" }

Merry Christmas! Bonus hit the bank account! Spend it entirely on student loan repayment or drop into Crypto/investments? Cheers! Grateful to this community! Let’s have a safe and prosperous 2021!

likeuplifting
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Pay your debt

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Student loans. All investments are speculative, but especially crypto

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The words "crypto" and "investment" do not belong together

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If your loans are all federal don’t pay them, invest in an etf

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^ I like your thought process. Less liabilities for when you want to make bigger investment decisions.

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I refinanced from 15 to 5 years recently and put the rest of the money in ETFs and growth stocks for 6 months on a new portfolio (TSLA, U, PLTR, OPEN, PSTH, CRWD, ARKK, ARKG, etc). It’s doing 85% return and my value/dividend portfolio is getting jealous.

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Not a bad idea to refinance with these low interest rates.

Use it to lever up and buy some options

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