Millenial fishes. What's your biggest worry?

likesmart
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Avocado toast in my neighborhood has broken a $10 price point that is really hard to psychologically cope with

likefunny

Where do ya’all live? It’s hit $14 in my town

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That we are the guinea pig generation between a workforce that won’t retire, even though they all have company pensions (but still don’t have enough money saved or just like being in power), and a generation that grew up with more technology and advantages that will probably benefit from our demise.

Don’t get me wrong, I feel confident that I will personally be able to retire early, because I went to a good college, and obtained a degree that was well sought and save 30%+ of every paycheck because I don’t have kids, yet. However, many millennials don’t have that advantage and will struggle into old age. I’m sure millennials will somehow end up having to fund medical expenses for those older than us, our own student debt, and then probably free education and healthcare for the younger generations, and a social security pool that will dry up before we use it. All of this combined is really not feasible for this generation to handle....

likesmartfunny

Millennial generation is second in size only to the Boomers, so at least Gen X is a pretty small population to have to support. Small mercies! ;-)

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1- I’ll never find a partner
2- I’ll run out of money before I die

likefunnyuplifting

Lol well I’ll never make partner either, but I don’t really care about that

likefunny

The environment being destroyed and the subsequent wars over the remaining arable land and resources. Climate change is no joke and we're all fucked.

likefunnyuplifting

Yep, major fear. It’s interesting to see experienced consultants at premier firms equating plastic avoidance with staving off the apocalypse. What about all the corporates we have access to, and the opportunity we have to help them truly reimagine their place in the world? If anyone can build a business case around a more circular future, surely it’s us? Does anyone else see this opportunity?

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A recession will hit and I will be unable to survive it

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My hope is that I could crush the recession when smid to mid size companies realize that boutiques can get more done for a fraction of the cost of your million dollar scopes

1) I’ll die alone 2) I won’t ever find a career that’s both high earning (have now) and fulfilling/something I enjoy (definitely don’t have) (For reference I’m on the younger millennial end)

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You will not die alone (chances of that are very low; and there are always dogs that could be adopted to keep you company) and finding fulfillment in this career and outside can be done if you set your mind to it. Figure out what it is that brings you joy and look for opportunities to kill two birds with the same stone; ACN has a huge corporate responsibility budget for example.

likeupliftinghelpful

That I will be squeezed out of the workforce in my 40s by older Execs who don’t feel the need to retire, and younger GenZs who can do the same job for a lot less $.
My career progression has been cramped by the previous two generations working longer years

likehelpful

You are with the most premier firm in the world. You will always be able to find opportunities. B4 with its required retirement ages and industry executive positions have been a landing place for many MBBers later in their careers.

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That my children will inherit a world far worse than the one I did.

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Honestly, that’s one of my worries too. I want to next generation to see the places I saw and experience it. A lot of places will be underwater (Maldives etc) in next few decades and I want them to see it before it’s gone.

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Shoutout to P1 the real mvp on this thread!

likeupliftingsmart

We will never see market returns like boomers experienced

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I don’t know about that. Marijuana legalization, alternative energy and environment friendly food might help get us there.

likeupliftinghelpful

I worry about my parents being able to retire and being happy in their later years. I worry about my dads health. I worry about my less responsible little brother. My goal is to make enough money over the next few years that I can ease these worries with big ass green cushion

likeupliftinghelpful

This hits home. I find that to be my biggest stress and worry... my parents are about to go through a divorce so financials are going to get even harder for them and my mom might end up moving in with me in order to sustain. Love her to death so I don’t mind at all, I just know how embarrassed they are to have their children help them financially. I told them it was a ROI.

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OP, this was an interesting question and great responses. Shout out for asking. I wonder why you asked and if you’re a millennial yourself, what is your your fear?

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And also enjoyed reading all your responses!

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Tech and memes. Both are constantly changing and I can only keep up for so long.

likefunny

As my dad always joked - the A students teach and the B students work for the C students !

smart

That technology, specifically automation, is going to make things even more divided in at least America, making things even more disparaging for the lower class. Saw a great debate on this topic and I can't stop thinking about it. Our society and government, generally speaking, doesn't have a plan for when things are going to get bad from automation, and it is worrisome

likesmart

Yep haha it's usually the first thing people mention when I bring this topic up. I personally think ubi treats the symptom moreso than the real problem, which is that people need to be better equipped and educated to take on jobs that aren't automated away. Ubi should be a last ditch effort (or whatever that phrase is) when all else doesn't work.
Also, I want to mention that several places like Switzerland have voted down ubi. Just FYI

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How to save enough money for my son’s college education when annual cost of tuition approaches six figure mark over the next ten years.

Or if he could get really really good at a scholarship sport.

likehelpful

Move to Georgia and get a Hope scholarship from a state school. State pays 85% of tuition if he has a B or better. Great deal!

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I won’t find fulfillment in my life at this job

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You will or you will find another job where you will. Figure out what that fulfillment looks like for you and start making tactical plans to get it.

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That the depression which has plagued me for the last 9 years — regardless of the status of my relationships, work, income, social life, pain level, exercise, diet, and medications — will effectively never go away, that I’m going to continue to cognitively decline indefinitely, and that I’ll never again feel even an remotely consistent level of energy, vitality or love of life that I used to.

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BCG 4

Be strong my friend, don’t lose hope

Also if you aren’t enjoying your job - quit and move somewhere where it’s cheap to live and inexpensive

A lot of us go through this and I personally believe it’s all about who you surround yourself with - get to know good people who care !

Sending lots of love and hugs

likeupliftinghelpful

Being able to afford a house
Being able to afford a new car (I’m at a respectable company with a 4 year degree, not a McD worker) (also new cars went from $20k to $40k)
Paying off my student loans

I pretty much live paycheck to paycheck. Most of my money ($2100/2wks) goes to loans and rent. I try to put a good portion in my 401k and HYSA too. After life expenses like groceries I’m left with no room for a house (and property tax jfc) or car payment. For someone making $72k/yr this seems ridiculous, I should be a lot more comfortable than I currently am. The dollar means nothing anymore

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Don't McD workers deserve to have housing and transportation and to be able to take care of themselves too?

That I won't be able to give my kids a better life than I had

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You can give your kids a better life or you can give them a better childhood. Don’t give them everything, they will just come to expect it from life

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No worries here. Work and life are great. However as an individual of a culture that have marriages pretty early in life I am feeling the pressure from my parents and grandparents to get married. My family doesn’t know I have a gf yet (not something we share until a few years in) and I’m 26. One of my grandfathers doesn’t think he’ll live past this year, which he always says, and wants to see one of his grandsons get married, I am the oldest on that side of the family..of course I have to wait till my gf is ready but we are continually moving in the right direction.

likehelpful

That pressure is always tough. As important as it is to make your family happy, at the end of the day they do really want you to be happy and rushing to make choices that will impact the rest your life are not a good idea. Coming from somebody with a divorce under their belt.

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