Mint vs. Personal Capital - which one do you prefer and why??

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Personal capital b/c you get an Amazon gift card for signing up lmao

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No use for Mint.
For spend plan (budget) I keep it simple and use Excel.

For a cool, graphical, click through of net worth and portfolio break down, Personal Capital. But I don’t use it for anything else. Refined financials always in Excel.

Don’t let Excel beat you. It’s very simple when you familiarize yourself with what you’re trying to see.

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Way I understand - Mint is more for budgeting and monthly cash flow while PC is more around investment returns, allocations, retirement tracking etc.

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I use both. Why not? Security I guess... it’s hard to pinpoint but their visuals are different and I like to have both options

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Personal capital all day. You can click through a ton of views on financial returns that’s much quicker than excel because you don’t need to port data in

I have no statistics on this, but having looked into both, Mint’s user base is probably under 30 and Personal Capital is older

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Have used both — Personal Cap is the clear overall winner

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Logic is that the plan happens before you spend. So you aren’t simply “tracking” spend, but planning it.
Predetermining how your net income gets divided across your expenses via rule of thumb percentages. (So you know what you can afford before you spend it)
Enjoy 👍🏼

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I really enjoy Mint. Idk much about PC but I’ve saved over 1300 in 8 months off round ups and random transfers and I haven’t felt it at all lol

K1 would you mind sharing the template you use? brunir.fb@gmail.com

Yea, K1, can you share as well burnburner2@comcast.net

Personal Capital
Huge fan of Financial Samurai, check him out
He recommended Personal Capital

K1 I’d also greatly appreciate your excel template if you don’t mind: burner4618@gmail.com

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