Monthly Income: do you guys use the take home (minus taxes, 401K, HSA) per pay period * 26 / 12 to determine monthly (non bonus) income for budgeting purposes? Or you just do pay periods and treat the ones with three separately?

like
Posting as :
works at
You are currently posting as works at

The former. It is easiest to review by month so if income is inconsistent fr month to month I'd smooth it like you described.

like

Slightly different take. I also think monthly income should be smooth for budget reasons but I / 24 and treat those extra two paychecks as a bonus.

Thanks so much.

Related Posts

Am I being under paid? I have been working for a SaaS company for the last 6 months As a Director of sales and I am making 130k annually plus bonus. I am responsible for building/starting and managing 4 different departments; Partner program, customer success, inbound/outbound sales and marketing. This includes building strategies, managing day to day, managing a sales team, build out marketing plans, and also producing my own outbound sales, yadda, yadda, yadda.

like

Hi All,
is 591(transunion) a decent score to buy a car (~35k).
TIA

like

Ackmans pushing infrastructure. So which stocks is he trying to pump up now after he pumped up Hilton hotels?

like

Salary check: drop the name of your firm, location, YOE, salary, bonus and billing requirement. 😝🙃

like

I don’t really like accounting anymore but am too afraid to leave all because of money. Any advice?

like

PwC fish: do you get an Amex for travel or another card?

For all you money people, which platform is the best (user friendly and lowest fees) for trading among: trade station, interactive brokers, td, fidelity, eTrade, or schwab? Does how much $ you’re playing with make a difference in choosing?

Have a Director of Benefits interview tomorrow. They are a start up and went from 100 employees to about 4000. I'll have to create processes, implementation, file 5500, track loans, etc..
Cont

KPMG India

I received an e-mail subjected "Balance Summary" from notifications@thanks.com

It shows 1000/- in my account that I can use for shoping.

Does anyone have any idea, from where does that money came? and how can I utilize that?

Thanks!

KPMG EY Deloitte PwC

Anybody here work/worked for Gap Inc.? I’m in interviews for a senior financial analyst role and looking for candid insight into the company.

Their budget is up to mid-80s, which seems low. Am I crazy?

What benefits does the company offer and how has your working experience been?

like

How many of you here actually have more than 5 years experience investing in equities rather than dollar cost averaging index funds, and what are thankful for in terms of holds

likehelpful

I’m 6 months pregnant and scheduled a 30 minute meeting to chat with my HR rep to talk about our parental leave benefits (specifically how to navigate taking additional, unpaid time)…. She declined the meeting and directed me to review the policy documentation online and email her with any specific questions I have. Is that normal? Feeling a bit unsupported but also not trying to overreact

like

What do you look for in a financial planner? I’ve never been so aggressively pursued with sales-type pitches (e.g., Northwestern Mutual). I’ve sat down with a couple but really struggle to feel like they have my best interest in mind. Is a financial planner worth it? Or, is enrolling in a roboadvisor going to get me similar results for fewer fees? My only debt is my home and federal student loans on IDR (which will stay on IDR).

like

What are the benefits of being licensed in multiple states? Do you use all of your different law licenses at least once a month?

like

Salary range for someone doing payroll, AR, and benefits administration with 12 years experience.

like

Hi All, I'm moving to a Corporate
Development & Strategy role at the
analyst level (fintech focused) I
wanted to get some transparency on
how much I should be asking them
for comp (please let me know base
and bonus)

My past experiences is I was a
investments banking intern at
Citigroup on the M&A team and was
a Private Equity Summer Analyst at a
healthcare focused fund. For the
past year after I graduated I've been
working in a rotational program
that's focused on institutional sales.

like

Do Citi provides joining bonus in any case to new joiner?

Did anyone got and what case you have presented?

I will be losing my annual bonus at my current company,will Citi compensate with joining bonus?Citi

like

Are financial advisors worth it? anyone have experience with Axa Advisors and paying 1.5% management fee?

like

What is the longest you’ve stayed at a company just to get your annual bonus paid out? If you left, how soon after did you give notice?

like

More Posts

Hello all,

I am Himanshu, from Haryana, working in Capgemini Pune,

I am looking for a flat or PG near to the office, if you are living among them and if you have any vacancy, please let me know and DM inbox

Thank you,

like

Hi,
I am a Manual Tester and working as Test Lead. Have 11.2 years of experience.
Looking for a job in Manual Testing only. Please let me know if there are any opportunities.

like

I have joined Verizon in June 2022, will I be eligible for this year as my manager I don't need to fill my goal sheet as I am still in 6 month's probation. Kindly help me to understand.

like

Any online volunteering opportunities that need volunteers?

like

Best part of my job has been making a positive impact on someone else's experience in PA

like

Looking for a Budgeting and Forecasting software to replace my excel spreadsheets.
We are a smaller sized media company that is constantly growing. Excel is just not cutting it anymore

like

Confession: I need help…

…securing a summer 2023 internship. Any volunteers for a referral for banking, consulting, or anything related to finance? Open to private or public sector. I’m unsure of what I want to do in terms of a career, so if you have the time, I would also be open to chatting about your profession to learn more. Cheers.

like

New to FishBowl but hoping to get some advice/make some connections on here. I have an MHA and 6 YOE post grad-school in hospital operations and leadership. I'm currently a Service Line Director looking to make a transition away from hospital operations into consulting/strategy/etc.

I’ve applied to a number of positions at Optum/PwC/CVS etc but can’t seem to get an interview. I’m revamping my resume but are there other things I can be doing to at least get an initial interview? Any advice?

like

Any opinions on Boston Dynamics? Been approached for Strategy role.

I know about their cool robots from Google days but what does industry think about their business/future?

like

Reposting from litigation bowl. Question about patent term extension. Let's say the patent covers i) product A and ii) A in combination with B. PTE is granted based on the combination of A and B. This is the first marketing approval of A. Would the extended patent cover someone using combination A and C? I don't think so but would love to have input.

Is it the same answer if someone else was using A, B, and C?

like

EY Deloitte Genpact Newco Need Job Referral, Thanks in Advance

Post Photo
like

Hi guys,
Want to ask if there is someone who submitted Adhaar card ID in tcs ibegin portal and it’s not e-adhaar, because mobile number is not registered in adhaar.
Does it make any difference?

like

Hi All,

Greetings, I am currently working as informatica administrator and serving notice period in my current organization, can you please let me know if there are any opportunities for the same.

I have CDD expertise and looking to connect with mbb individuals who are willing to talk about the practice and differences at a T2 vs MBB. I can bring pretty good value and looking to pursue a long term career position at one of the MBB!

like

Saw this on Instagram. What’s yours?

Post Photo
like

Hi Everyone

I'm currently working in a Sales profile but I want to switch to Tech , I'm a married 25 Years old and was wondering how long would it take me to get to the level where I can start applying for any Tech roles.

Current CTC - 12 lpa
Qualification Bsc In Hospitality & Mba in Marketing

My Question here is

What should be my expectation as A beginner as in Ctc and skills required to start my tech career.?

Kindly help me as I am still in my current job and have started learning SQL

like

Hi all, I got selected with CGI and got confirmation email of final selection on 2 Feb and been requested to send few documents. I did the same day and been waiting for offer letter since then. Everytime I reach out to hiring manager( on weekly basis), they tell it's waiting for clients approval. How long does the offer letter issue usually takes?

Thoughts on Forvis?

likehelpful

Hi Sharks

Any one working as QA in AT&T project in
Tech Mahindra ??

I just wanted to know about project, client and work culture.Any one currently working or already worked in same account please throw some light here..

How's EY PCS in tax work-life balance, culture and management look like? Can anyone give some insights?EY

like

Additional Posts in Personal Investment Chatter

Is it worth it to buy a condo or continue renting and save for the next 2 years to buy a townhome/single family house? I’ve noticed condo prices don’t increase by much so not sure if the interest is worth the small gain in equity.

like

Is there a reason why we always focus on earned income tax rates as a means for generating tax revenue? Seems like instituting a minimum effective tax rate on corporate earnings or taxing capital gains as ordinary income would yield more tax revenue while providing the majority of Americans (and people on this app) with more after-tax income and the freedom to choose how to use it (spend, save, invest, etc.).

like

How much are you guys paying for rent? Living with roommates or by yourself? Located in HCOL area and can’t seem to find a decent place without having a roommate ...

like

First time home buyer. What are the tricks yo get finacial benefits from builder, broker, lender, state and federal. Would be doing 5% downpayment. Trying to avoid pmi or get lower one, for 30 yr cont

like

What are the good LPS for quick gains in this market?

like

I’m here fishes!!!! Tell me how to make money. $$$$

like

What are your investing goals for 2021?

like

What do you look for in a financial planner? I’ve never been so aggressively pursued with sales-type pitches (e.g., Northwestern Mutual). I’ve sat down with a couple but really struggle to feel like they have my best interest in mind. Is a financial planner worth it? Or, is enrolling in a roboadvisor going to get me similar results for fewer fees? My only debt is my home and federal student loans on IDR (which will stay on IDR).

like

Stimulus package: Nancy and Steve have been negotiating more over the last week and the market seems to be optimistic that a deal will happen. If Nancy believes the Ds will take the WH, Senate, and keep the House, why not strike a deal now and then just pass another package in Jan 21? Why wait?

likehelpful

I have $200K in betterment for automated investing (eg 90% stock 10% bond) and use Personal Capital to track all my accounts. Recently personal capital approached me to use their advisory service to manage the investment - the fee is 0.89% vs. 0.25% at betterment. They don’t seem to have a better strategy except “we have a live person managing your investment”. Anyone have experience? Shall I consider it? (I don’t have time /energy to manage it)

like

Do people buy gold as a form of investment? If yes, what proportion of your investment constitutes it?

like

How did you go about getting your life insurance policy? Trying to get one but not sure where to start (26M) , no debt, no kids

like

Investment return from Jan to June (1st half of 2020) was about 40%. However, if I didn’t actively trade, my return would have been 300% during this same period. Great lesson for myself! Share ur lessons learned during 1H 2020

like

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

like

Should I be investing money in 401k? International here under OPT and have been hearing that if I decide to not stay in the US/don’t get the visa, i would need to retire the funds and pay a 10% penalty. Any thoughts? Can I just leave my money int he US if I go back home and take it out at 60?

like

With all the talks about GME, AMC, NOK, a smart investor gets out before the music stops. If Chamath was on our side he would have exercised his options and held the stock and not sold the next day. He is not one of us, he is just anti-WallStreet. Do not put money you cannot afford to lose and no margins.

like

My brain is fried this morning. This is correct, right?
$400 bonus on new savings account of $15,000 after 60 days.
400/15000 = 2.6% x 6 (annualized) = 16% APY

like

Basic 401k question - I decided to distribute my 6% 401k contribution into 2 buckets , 3% - pretax and 3% post tax (Roth) . Good or bad choice ?

like

I am in my late 20s and due to luck + hard work + family support I am earning ~110k usd post tax and have our own home and couple investment properties. The mortgage is ~3k per month between me and the hubby, so very affordable. No kids yet. I am at a stage where I am dreading consulting but feel like we have not earned enough yet for me to transit to a lower income job, but at the same time we are comfortable enough that I feel I could spend my time better/ more meaningfully in a (cont.)

likefunny