My 2018 refunds are sizable and want to put it away for risk free returns. Are high yield savings good enough? Any recos?

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Posting as :
works at
You are currently posting as works at

The better question is why are you giving the government an interest free loan?

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Normally, I would agree with this. But given the returns everyone had in the last 3 months, I think OP did well. At least the principal was preserved 😀

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Small update on my FIRE journey. I signed a contract yesterday to close on my 3rd rental property. #'s below. I'm doing 25% down. Once I have this 3rd one, this will bring my total monthly Cash Flow to $950 a month after all expenses, including setting aside 10% of the rent each month for maintenance/vacancies.

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likeupliftinghelpful

Hello Sharks,

How is coindcx ? I mean keeping in mind the regulations for crypto in india .....reviews please.

likeuplifting

How last month notice period fnf settlement amount is calculated? pls explain in brief Thanks in advance

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Can anyone recommend a tax strategy accountant familiar with rental properties in the Atlanta area? I’m on the audit side before anyone makes any comments about me being an accountant lol

likefunny

Hi all- I’m new to real estate investing. What are some books/ reading materials you would recommend to learn about selecting the right investment property, things to look out for, laws etc.?

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Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

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Hi! I joined a startup last month and was offered 30,000 stock options with a value of $60,000 with a 4 year vesting period with 1 year cliff. What does this mean? Is it good? It’s the first time I’m getting stock options and I haven’t yet been provided the stock options contract (they said it’s coming).

Anyone in here have experience with freelance writing? Any thoughts on this as a source of passive income? Sorry if this has been discussed before, new to this bowl.

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Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

likefunny

Which Firms have the best tuition assistance programs (with or without years-of-service contracts)?

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Any recs on best car insurance deals for a new car?

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Dear fish - has anyone bought TQQQ (leveraged tech ETF) as a buy and hold strategy aka for long term investment, or is it more attractive for active investors?

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My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

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Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

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Have anyone negotiated their rates with wells? I wanted to use wells but another lender of giving me a better rate.

Thanks!

I was forced out of my previous employers 401k plan since I had less than 1k in there. They took out 20% for IRS Withholding. I am planning to roll this into my current employers plan. Is it possible to get that 20% back??

I’m starting a business and need about $50K in upfront costs. I’ll fund half with cash and am looking to take a loan (which by my projections can be paid off in year 1) for the other $25K.

Would you recommend taking the loan through my personal name or through the company, assuming the interest rate for year 1 is 0%? I feel like it will take awhile to get the $25K for the business as the loan receiver pre-revenue… right?

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Rates: what are people seeing for rates for investment properties? Looking to cash out refi

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I crawled and clawed from 14k to 700k a year over 25 years. Learn from my mistakes. Who wants to learn how to make more money? Let’s beat this fucking game:)

likeuplifting

This bowl is not investment advice.

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My agent recommended a mortgage loan officer from a bank. When you use a loan officer do they shop lenders for you or are you restricted to their bank? Are they same as mortgage brokers that charge?

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34 and 9 weeks pregnant. Still haven’t even told my mom as my husband is still not convinced we should ever be parents. He has a congenital condition and will likely need an organ transplant at 60 according to docs. So he wants to enjoy our lives and not be tied down. It makes sense. Unsure if I will ever regret this. It’s emotionally too much to handle.

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I’m in Sales, but brand new to tech sales. I had a resume person help me - gorgeous cover letter too that showcases my skills.

I keep getting rejected for lack of SaaS experience. What can I say or do to get my foot in the door? I am confident that I can crush it but not even getting past the gatekeeper at this point. It’s a blanket “ we need someone with experience” and I’m trying to not get discouraged.

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Those who are married/ in long term relationships, what are the most important (top 5?) quality that you like about your partner?

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I am attracted to <1% of the people I see on dating apps or in bars. Is this normal?! I feel like I have a really particular type, and it’s making it hard to find anyone to date.

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Will the house market crash? Or at least go down by 20%? Thoughts ?

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How do you find your freelancing/consulting gigs? And what is your approach

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Do anyone tried @nal (consentual) ? is it pleasurable for both ?

Currently a consultant at a B4, going to Stanford GSB in the fall, with goal of transitioning to VC. What are some steps I should take now proactively to best position myself for transitioning into VC?

For context, I do have startup experience (2.5 years founding a startup that I then left for consulting, startup is still going strong now with other cofounders, ~$30M in valuation). Most of work in consulting was technology strategy and some operations (cost-cutting, etc.).

Thanks in advance!

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Hey Fishes!

Can anyone suggest any companies that offer temporary work permit in Canada?

Currently am working at Google as an RC @ €41K. Through to final stage of Amazon for “Candidate Operations Specialist” and have call tomorrow with recruiter to discuss salary expectations - any idea what a fair salary would be? 3 years experience , doing masters at the minute etc. Was thinking of starting at €50-€55k mark?

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Hello, I made it past the final interview for a Program Manager role at Silicon Valley Bank. The role reports to a Director. The recruiter said $120k was possible but did not provide a range. This is low for my experience for the role in my opinion. They said I am still being considered so I’m still waiting on the final decision. I just want to be prepared if this is the max for this role. It would be a pay cut for me. Does anyone have an idea of the pay range for this role? Silicon Valley Bank

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Non Tech jobs in Tech. Operations/office management salaries?

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Any recommendations on transport/ship companies to transport a car (sedan) from SoCal/Houston to Seattle? Thanks 🤙

Hi fishes!

Looking for switch, I have overall experience of more than 4 years in IT, FinTech industry combined.
I am Engineering grad in ECE, Post that I have worked in TCS for around 3 years in SAP ERP as implementation Team member.

Post my PGDM- Financial services from reputed institute and got placed in Arcesium a FinTech company providing hedge fund accounting solutions to Hedge fund managers. I am working as part of Client onboarding Team.

Have exposure to data migration, recons.

Thx

What is the salary range for senior associate in Acuity also someone with 5 years of exp should go for delivery lead or senior associate

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What is the hike percentage for promotion in Qualcomm India?

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Hi Fishes

What is the salary band for Assistant manger in
KPMG india, and what is yearly hike as well bonus we can expect average in KPMG India?

KPMG India KPMG

likesmart

Post your favorite books atm mine are:

Atomic Habits by James Clear
Outliers Malcolm Gladwell

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Additional Posts in Personal Investment Chatter

Best form of success you've had so far this year

likehelpful

I’m 27 and I just got my first job earlier this year. How much 401K should I be contributing? My employer offers a 50% match of the first 6% with a max of $2400. I’m currently making 85K and I’m contributing 6% to my 401k as well. Currently I’m at 3.6K in my 401K and I’m not sure if I should contribute more to it. (Currently i’m going to be getting 7.5K/year in my 401k) I feel like since I started late in life, I’m probably not going to benefit as much from the 401k. Is it even worth it?

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Does Bank of America do a Mega Back door 401K?

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So earnings were priced in? No in fact, we were at “return to normal”. sell sell sell.

Post Photo
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Has anyone moved to Florida recently? If so, any tips on renting an apt for 1-3 months

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Dear fish - has anyone bought TQQQ (leveraged tech ETF) as a buy and hold strategy aka for long term investment, or is it more attractive for active investors?

like

I’m starting a business and need about $50K in upfront costs. I’ll fund half with cash and am looking to take a loan (which by my projections can be paid off in year 1) for the other $25K.

Would you recommend taking the loan through my personal name or through the company, assuming the interest rate for year 1 is 0%? I feel like it will take awhile to get the $25K for the business as the loan receiver pre-revenue… right?

like

What are your thoughts on vechain

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Would you invest in a pre-seed startup

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Anyone get mortgage rate quotes for 15 or 30 year new house loan after this recent hike? Is more rate hike expected?

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Is today a chance to buy? Or should we wait for more dip.

Please don’t reply “Don’t time the market” :) Already in the market for long term. Little bit of speculation won’t hurt :)

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I’m 28 and I just got married.. I wanted to ask if any of you have done or recommend meeting with a financial planner to talk about joint couple goals, investment strategies etc.?

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What investment broker would you recommend and why? Also, does every broker now offers free trading? TIA

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What blogs/books/resources should I seek out if I want to make the transition from passive trading (index funds/buy and hold blue chips) to more active trading (options, speculation, spending a few hours a week researching, etc)? I’m looking to turn my investing into more of a side hustle

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CAPE ratio is reaching previous records. Should we time the market?

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Any Value Bulls that have made out on the recent rotation? Curious if you are out there and how much upside you see on the horizon for value

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Any pointers towards a good article on the pros and cons for investment properties and what are the top considerations? Trying to learn the right options with increasing portfolio and ensure money is invested appropriately, instead of just spending it away!!

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I want to start investing my coins. I have $3k to start and plan on putting at least $500 towards the investment account, each month. Looking into opening a vanguard account. Is it better to invest mutual funds or etfs?

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Amex just dripped it’s HYSA rate to 1.5%.....

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Would love your thoughts. I lease a