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Best investment book recommendations?
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Is there Associate 3 level at PwC India?
Sucks when you have a bye week :(
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Best investment book recommendations?
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Yes. Keep investing in your future, mate.
I'm definitely going to keep investing/saving, but without their match, does it make sense to invest elsewhere instead or keep my current 401k contribution level?
Rising Star
OP, you do realize that contributions to your 401(k) is pre-tax, right? It lowers your current taxable income.
With or without match, everyone should be maxing out their contributions, which is $19.5k for 2020.
That's a really good point, and yeah I totally forgot the contributions were pre-tax. That said I'll keep my contribution the same. I'm just disappointed I'm losing out on the free money element of the employer match.
Or should I eliminate my contribution and continue to invest in my IRA in the meantime and add to my other investments?
People will jump in and say continue to contribute, but that’s not always the best case.
You are locking your money away until you retire, do you want to do that if there’s no employee match? Or would you value more liquidity when you need it?
Rising Star
There are ways to access the money in 401(k). The reason they aren't well known is because you really shouldn't be using that retirement money for anything else.